Connecticut Statutes<b>Title 36a - The Banking Law of Connecticut</b>
- <b>Chapter 664</b>
- <b>Chapter 664a</b>
- <b>Chapter 664b</b>
- <b>Chapter 664c</b>
- Sec. 36a-125. (Formerly Sec. 36-193u). Merger and consolidation of Connecticut banks.
- Sec. 36a-126. Merger and consolidation of Connecticut banks with federal banks.
- Sec. 36a-135. Conversions of a mutual institution into another mutual institution.
- Sec. 36a-136. (Formerly Sec. 36-142m). Conversion of a mutual institution to a capital stock bank. Plan of conversion.
- Sec. 36a-137. Conversion of a capital stock bank into another capital stock bank.
- Sec. 36a-138. Conversion of a capital stock institution into a mutual institution.
- Sec. 36a-139. (Formerly Sec. 36a-252). Conversion of community banks to Connecticut banks.
- Sec. 36a-139a. (Formerly Sec. 36a-252a). Conversion of uninsured banks and trust banks.
- Sec. 36a-139b. Conversion to an uninsured bank.
- Sec. 36a-145. (Formerly Sec. 36-59). Branches, limited branches and mobile branches. Establishment, operation, conversion, closing, relocation, consolidation and sale.
- Sec. 36a-155. (Formerly Sec. 36-193b). Establishment and use of automated teller machines, satellite devices and point of sale terminals.
- Sec. 36a-156. (Formerly Sec. 36-193c). Availability of automated teller machines, satellite devices and point of sale terminals.
- Sec. 36a-157. (Formerly Sec. 36-193d). Satellite device or point of sale terminal not branch or office.
- Sec. 36a-158. (Formerly Sec. 36-193f). Establishment and use of automated teller machines and point of sale terminals by out-of-state banks and out-of-state credit unions.
- Sec. 36a-159. (Formerly Sec. 36-193h). Transactions at point of sale terminals. Changes in transactions permitted.
- Sec. 36a-170. (Formerly Sec. 36-9ff). Home banking services. Automated teller machine, satellite device, branch or office not deemed a home banking terminal.
- Sec. 36a-180. (Formerly Sec. 36-418). Short title: Connecticut Bank Holding Company and Bank Acquisition Act.
- Sec. 36a-181. (Formerly Sec. 36-420). Organization of holding companies by capital stock Connecticut banks.
- Sec. 36a-182. (Formerly Sec. 36-421). Ownership of bank shares not to be considered as transacting banking business.
- Sec. 36a-183. (Formerly Sec. 36-422). Applicability and construction of sections 36a-180 to 36a-191, inclusive.
- Sec. 36a-184. (Formerly Sec. 36-423). Acquisition of beneficial ownership of voting securities of banks and holding companies. Contents of acquisition statement. Registration statement.
- Sec. 36a-185. (Formerly Sec. 36-425). Public hearing. Disapproval of plan. Adequacy of services, findings.
- Sec. 36a-186. (Formerly Sec. 36-426). Injunction against unlawful offer or acquisition. Seizure or sequestration of securities.
- Sec. 36a-187. (Formerly Sec. 36-427). Administration and enforcement.
- Sec. 36a-188. (Formerly Sec. 36-427a). Registration with commissioner. Reports and examinations.
- Sec. 36a-189. (Formerly Sec. 36-428). Appeal from commissioner.
- Sec. 36a-190. (Formerly Sec. 36-429). Excepted transactions.
- Sec. 36a-191. (Formerly Sec. 36-430). Severability.
- Sec. 36a-192. (Formerly Sec. 36-142aa). Reorganization of mutual savings banks and mutual savings and loan associations into mutual holding companies. Plan of reorganization.
- Sec. 36a-193. (Formerly Sec. 36-142bb). Reorganized savings institutions. Minimum equity capital requirement. Application. Certificate of authority.
- Sec. 36a-194. (Formerly Sec. 36-142cc). Powers.
- Sec. 36a-195. (Formerly Sec. 36-142dd). Issuance of preferred stock.
- Sec. 36a-196. (Formerly Sec. 36-142ee). Issuance of common stock.
- Sec. 36a-197. (Formerly Sec. 36-142ff). Conversion into stock holding company.
- Sec. 36a-198. (Formerly Sec. 36-142gg). Mutual holding company subsidiary holding company.
- Sec. 36a-199. (Formerly Sec. 36-142hh). Exemption from real estate conveyance taxes.
- Sec. 36a-210. (Formerly Sec. 36-30). Transfer of assets.
- Sec. 36a-215. (Formerly Sec. 36-22b). Powers re troubled trust banks and uninsured banks.
- Sec. 36a-216. (Formerly Sec. 36-22). Powers in case of financial distress.
- Sec. 36a-217. (Formerly Sec. 36-26). Establishment of maximum rate of dividends and interest. Regulations.
- Sec. 36a-218. (Formerly Sec. 36-31). Order to make good impairment of capital. Application for appointment of receiver.
- Sec. 36a-219. (Formerly Sec. 36-32). Restraining order. Appointment of conservator.
- Sec. 36a-220. (Formerly Sec. 36-34). Application for injunction, receiver or conservator in case of forfeited charter or certificate of authority, fraud, unsafe business practices, dissipation of asse
- Sec. 36a-221. (Formerly Sec. 36-35). Appointment of receiver or conservator on petition of shareholders.
- Sec. 36a-221a. Duties of receivers of trust banks and uninsured banks.
- Sec. 36a-222. Appointment of receiver or conservator for Connecticut banks and credit unions. Requirements. Division within department for liquidating or administering banks or credit unions. Appointm
- Sec. 36a-223. (Formerly Sec. 36-36). Duties of conservators and receivers for Connecticut banks and credit unions. Powers.
- Sec. 36a-224. (Formerly Sec. 36-37). Refinancing or reorganization of Connecticut banks and credit unions in receivership.
- Sec. 36a-225. (Formerly Sec. 36-38). Limitation of time for presenting claims to receiver. Receiver to publish notice in newspaper and mail individual notice to depositors, clients, creditors and safe
- Sec. 36a-226. (Formerly Sec. 36-39). Duties of receiver re inventory and appraisal of assets of Connecticut banks and credit unions in receivership. Conversion of assets. Deposit of money.
- Sec. 36a-226a. Termination of contracts for bailment, deposit for hire or lease of safes, vaults or safe deposit boxes. Duties of receiver when property not removed.
- Sec. 36a-227. (Formerly Sec. 36-40). Dissolution of attachments and levies. Posting of notice of injunction or appointment of receiver.
- Sec. 36a-228. (Formerly Sec. 36-40a). Termination of executory contracts for services or advertising to which Connecticut banks and credit unions are a party. Validity of agreements that diminish inte
- Sec. 36a-229. (Formerly Sec. 36-41). Immediate delivery of records and other property to receivers and conservators of Connecticut banks and credit unions. Copies. Penalty for neglect or refusal to de
- Sec. 36a-230. (Formerly Sec. 36-43). Claims not barred by statute of limitations against receiver.
- Sec. 36a-231. (Formerly Sec. 36-44). Reports to be filed with Superior Court and commissioner. Payment of administrative expenses. Quarterly report. Objections. Audit of books and records of receivers
- Sec. 36a-232. (Formerly Sec. 36-46). Creditor's application for order to receiver.
- Sec. 36a-233. (Formerly Sec. 36-47). Funds and property not subject to foreign attachment.
- Sec. 36a-234. (Formerly Sec. 36-48). Dissolution of injunction against receiver.
- Sec. 36a-235. (Formerly Sec. 36-49). Conditions under which transfers of or liens on property or assets of Connecticut banks and credit unions in receivership are voidable. Personal liability of perso
- Sec. 36a-236. (Formerly Sec. 36-50). Final distribution of receivership accounts.
- Sec. 36a-237. (Formerly Sec. 36-51). Distribution of assets of any Connecticut bank, trust bank or uninsured bank. Order of priority. Distribution of assets of a Connecticut credit union in event of l
- Sec. 36a-237f. Procedures re filing claims against the estate of trust banks and uninsured banks in receivership. Judgment. Appeal. Payment of claims.
- Sec. 36a-237g. Disposition of fiduciary records re fiduciary accounts of trust banks and uninsured banks.
- Sec. 36a-237h. Inmunity for receivers and conservators of trust banks and uninsured banks and their employees.
- Sec. 36a-238. (Formerly Sec. 36-51a). Subrogation of Federal Deposit Insurance Corporation, National Credit Union Administration or successor agencies.
- Sec. 36a-239. (Formerly Sec. 36-52). Discharge of receiver or conservator.
- Secs. 36a-127 to 36a-134.
- Secs. 36a-140 to 36a-144.
- Secs. 36a-146 to 36a-154.
- Secs. 36a-160 to 36a-169.
- Secs. 36a-171 to 36a-179.
- Secs. 36a-200 to 36a-209.
- Secs. 36a-211 to 36a-214.
- Secs. 36a-237a to 36a-237e.
- Secs. 36a-240 to 36a-249.
- <b>Chapter 665</b>
- <b>Chapter 665a</b>
- <b>Chapter 665b</b>
- <b>Chapter 666</b>
- Sec. 36a-410. (Formerly Sec. 36-552). Definitions.
- Sec. 36a-410a. Mergers between Connecticut and out-of-state banks authorized. Interstate branching.
- Sec. 36a-411. (Formerly Sec. 36-553). Out-of-state holding companies: Powers re interstate acquisitions and establishment of banks and Connecticut holding companies.
- Sec. 36a-412. (Formerly Sec. 36-555). Out-of-state banks: Mergers, consolidations and acquisitions. De novo branches. Powers of branches. Applicability of Connecticut law. Commissioner approval. When.
- Sec. 36a-413. (Formerly Sec. 36-558). Severability.
- Sec. 36a-425. (Formerly Sec. 36-5a). Foreign banking corporations not to do business in this state. Excepted activities.
- Sec. 36a-426. (Formerly Sec. 36-5g). Foreign banking corporations authorized to bring certain actions in the courts of this state.
- Sec. 36a-427.
- Sec. 36a-428. Foreign banks authorized to establish and maintain state branches and state agencies, subject to the regulations and orders of the commissioner. License requirements.
- Sec. 36a-428a. Application for license to establish and maintain state branch or state agency. Application form, supporting documents, fee. Investigation by commissioner and issuance of license. Displ
- Sec. 36a-428b. Operation of foreign bank at state branch or state agency, rights, privileges, duties, restrictions, etc., exceptions. Deposit insurance from FDIC not required. Not subject to certain s
- Sec. 36a-428c. Deposit of assets by foreign bank. Holding of currency or other assets in relation to liabilities. Unusual and extraordinary circumstances; deposit of assets with banks designated by co
- Sec. 36a-428d. Certification of paid-in capital stock, surplus fund and undivided profits; limitation or restriction.
- Sec. 36a-428e. Conversion of state agency to state branch, state branch to state agency, and federal branch or federal agency to state branch or state agency.
- Sec. 36a-428f. Prior notice by foreign bank of change in its place of business, its corporate name and the business it proposes to do in this state.
- Sec. 36a-428g. Representative office; licensing requirements; application; fee; renewal; content of license; investigation of facts by commissioner. Foreign bank subject to regulations and orders of c
- Sec. 36a-428h. Books, accounts and records to be maintained and available at state branch, state agency or representative office. Reports to commissioner.
- Sec. 36a-428i. Notice of acquisition of control or merger of foreign bank.
- Sec. 36a-428j. Revocation, suspension or refusal to renew license to maintain state branch, state agency or representative office.
- Sec. 36a-428k. Voluntary liquidation of business and property of state branches and state agencies.
- Sec. 36a-428l. Investigation and examination concerning foreign bank licensed to maintain state branch, state agency or representative office. Commissioner's powers; duties of foreign bank; cost o
- Sec. 36a-428m. Certain public officials and state employees barred from employment with Swiss Bank prior to January 1, 1996.
- Sec. 36a-428n. Involuntary liquidation of business and property of foreign banks having a state branch or state agency.
- Secs. 36a-414 to 36a-424.
- Secs. 36a-429 to 36a-434.
- <b>Chapter 666a</b>
- <b>Chapter 667</b>
- Sec. 36a-435. (Formerly Sec. 36-194). Definitions.
- Sec. 36a-435a. Short title: Connecticut Credit Union Act.
- Sec. 36a-435b. Definitions.
- Sec. 36a-436. (Formerly Sec. 36-195). License required.
- Sec. 36a-436a. Franchise and filing fee payable to the Secretary of the State.
- Sec. 36a-436b. Issuance of certificate of authority to engage in business of Connecticut credit union.
- Sec. 36a-437. (Formerly Sec. 36-196). Organization.
- Sec. 36a-437a. Organization.
- Sec. 36a-438. (Formerly Sec. 36-196a). Field of membership. Expansion. Membership applications. Continuation of membership. Expulsion or withdrawal of member.
- Sec. 36a-438a. Field of membership. Expansion. Change in field of membership.
- Sec. 36a-439. (Formerly Sec. 36-196c). Change in the field of membership.
- Sec. 36a-439a. Membership applications. Expulsion of member.
- Sec. 36a-440. (Formerly Sec. 36-196d). Central credit union.
- Sec. 36a-440a. Meetings.
- Sec. 36a-440b. Report to commissioner re assets and liabilities, list of members and officers. Records.
- Sec. 36a-441. (Formerly Sec. 36-198). Powers.
- Sec. 36a-441a. Loan and lease losses account. Net worth requirement.
- Sec. 36a-442. (Formerly Sec. 36-198b). Mortgage loans to members.
- Sec. 36a-442a. Deposit of funds; withdrawals. Bond requirement.
- Sec. 36a-448a. Governing board powers.
- Sec. 36a-449. (Formerly Sec. 36-203a). Governing board meetings.
- Sec. 36a-449a. Meetings of governing board.
- Sec. 36a-450. (Formerly Sec. 36-203b). Governing board powers. Committees.
- Sec. 36a-450a. Executive committee.
- Sec. 36a-451. (Formerly Sec. 36-203c). Executive committee.
- Sec. 36a-451a. Supervisory committee. Members. Powers. Duties.
- Sec. 36a-452. (Formerly Sec. 36-203d). Investment policy.
- Sec. 36a-452a. Credit committee. Credit manager. Loan officer.
- Sec. 36a-454a. Benefits for Connecticut credit union employees and their families. Liability or indemnity coverage for directors, credit committee members and supervisory committee members.
- Sec. 36a-454b. Conflict of interest policy. Prohibitions re insiders and family members of insiders.
- Sec. 36a-455. (Formerly Sec. 36-205). Credit committee. Loans. Lines of credit.
- Sec. 36a-455a. Powers.
- Sec. 36a-455b. Transfer of assets or business. Sale of branch. Acquisition of assets or business of federal credit union.
- Sec. 36a-456. (Formerly Sec. 36-206). Loans. Interest on loans. Authorization of interest refunds. Security. Regulations.
- Sec. 36a-456a. Shares; secondary capital accounts; share insurance.
- Sec. 36a-456b. Tax and loan and note accounts.
- Sec. 36a-456c. Dividends.
- Sec. 36a-457. (Formerly Sec. 36-208). Supervisory committee. Members. Powers. Duties.
- Sec. 36a-457a. Loan policy.
- Sec. 36a-457b. Mortgage loans to members.
- Sec. 36a-458. (Formerly Sec. 36-209). Reserve requirements.
- Sec. 36a-458a. Loans. Definitions.
- Sec. 36a-459. (Formerly Sec. 36-210). Dividends.
- Sec. 36a-459a. Investment policy.
- Sec. 36a-460. (Formerly Sec. 36-211). Losses. Reduction of liabilities.
- Sec. 36a-460a. Corporate Connecticut credit union.
- Sec. 36a-461. (Formerly Sec. 36-213). Deposit of funds; withdrawals. Registration of securities; inspection. Bonding of officers, employees and authorized agents.
- Sec. 36a-461a. Credit union service organizations.
- Sec. 36a-462. (Formerly Sec. 36-214). Regulations re conduct of Connecticut credit unions, enforcement of chapter and establishment of rates paid as dividends.
- Sec. 36a-462a. Establishment of branch in this state or outside state by Connecticut credit union. Application.
- Sec. 36a-462b. Establishment of branch in this state by out-of-state, state-chartered credit union. Expansion of field of membership.
- Sec. 36a-463. (Formerly Sec. 36-215). Reports to commissioner. Net worth restoration plan. Records. Fees.
- Sec. 36a-463a. Audit report and net worth restoration plan by out-of-state, state-chartered or federally-chartered credit union that maintains branch in this state.
- Sec. 36a-463b. Relocation of main office of Connecticut credit union with approval of commissioner.
- Sec. 36a-468a. Mergers.
- Sec. 36a-468b. Conversion of Connecticut credit union into federal credit union.
- Sec. 36a-469b. Conversion of federal or out-of-state credit union into Connecticut credit union.
- Sec. 36a-469c. Conversion of Connecticut or federal credit union into mutual savings bank, mutual savings and loan association or mutual community bank.
- Sec. 36a-470. (Formerly Sec. 36-223c). Mergers.
- Sec. 36a-470a. Termination.
- Sec. 36a-471. (Formerly Sec. 36-223d). Sale of assets.
- Sec. 36a-471a. Regulations re conduct of Connecticut credit unions, enforcement of chapter and establishment of rates paid as dividends.
- Sec. 36a-472. (Formerly Sec. 36-223e). Out-of-state credit union doing business in this state.
- Sec. 36a-472a. No exemption from taxation.
- Sec. 36a-476. Compliance with federal Currency and Foreign Transactions Reporting Act.
- Secs. 36a-443 to 36a-448. (Formerly Secs. 36-198c to 36-198e, 36-200, 36-202 and 36-203). Extension of lines of credit to members. Lien on shares of members. Tax and loan and note accounts. Shares; va
- Secs. 36a-453 and 36a-454. (Formerly Secs. 36-204 and 36-204a). Officers. Benefits for Connecticut credit union employees and their families; liability or indemnity coverage for directors, credit comm
- Secs. 36a-464 to 36a-468. (Formerly Secs. 36-219 to 36-221, 36-223a). Termination. Distribution of assets upon liquidation. No exemption from taxation. License required of other entities. Conversion o
- Secs. 36a-469 (Formerly Sec. 36-223b) and 36a-469a. Conversion of federal or out-of-state credit union into Connecticut credit union. Conversion of Connecticut or federal credit union into mutual savi
- Secs. 36a-473 and 36a-474 (Formerly Secs. 36-223f and 36-224), and 36a-475. Reports and examination of out-of-state credit unions doing business in this state; net worth restoration plan; revocation o
- Secs. 36a-477 to 36a-484.
- <b>Chapter 668</b>
- Sec. 36a-485. (Formerly Sec. 36-440). Definitions.
- Sec. 36a-486. (Formerly Sec. 36-440a). License required. Violations.
- Sec. 36a-487. (Formerly Sec. 36-440b). Exemptions from licensure.
- Sec. 36a-488. (Formerly Sec. 36-440c). Mortgage lender, mortgage correspondent lender and mortgage broker licenses. Requirements.
- Sec. 36a-489. (Formerly Sec. 36-440d). Issuance of licenses. Denial of licenses.
- Sec. 36a-490. (Formerly Sec. 36-440e). License. Requirements for filing information with the Nationwide Mortgage Licensing System.
- Sec. 36a-491. (Formerly Sec. 36-440f). Expiration of licenses. Applications for renewal. Fees.
- Sec. 36a-492. (Formerly Sec. 36-440g). Surety bond required. Cancellation of bond. Notice.
- Sec. 36a-493. (Formerly Sec. 36-440h). Records to be maintained by licensee.
- Sec. 36a-494. (Formerly Sec. 36-440i). Suspension, revocation or refusal to renew license or taking of other action.
- Sec. 36a-495. (Formerly Sec. 36-440j). Regulations.
- Sec. 36a-496. (Formerly Sec. 36-440k). Applications and referrals from unlicensed mortgage brokers or loan originators.
- Sec. 36a-497. (Formerly Sec. 36-440l). Advertisements.
- Sec. 36a-498. (Formerly Sec. 36-440m). Refundability of advance fees. Exceptions. Prohibited acts by mortgage lenders, correspondent lenders, brokers and loan originators re borrowers.
- Sec. 36a-498a. Prepaid finance charges; restrictions. Secondary mortgage loan; demand for payment prior to maturity; liability for noncompliance; deed.
- Sec. 36a-498b. Release of secondary mortgage. Notice of outstanding balance of obligation secured by secondary mortgage.
- Sec. 36a-498c. Adoption of mortgage loan policy with respect to subprime mortgage loans and nontraditional mortgage loans.
- Sec. 36a-510. (Formerly Sec. 36-224a). Definitions.
- Sec. 36a-511. (Formerly Sec. 36-224b). License required. Violations.
- Sec. 36a-512. (Formerly Sec. 36-224c). Persons exempt from license requirement.
- Sec. 36a-513. (Formerly Sec. 36-224d). License as secondary mortgage lender, secondary mortgage correspondent lender or secondary mortgage broker. Prerequisites. Application for license. Denial of app
- Sec. 36a-514. (Formerly Sec. 36-224e). License and processing fees. Expiration of licenses. Fees nonrefundable.
- Sec. 36a-515. (Formerly Sec. 36-224f). License.
- Sec. 36a-516. (Formerly Sec. 36-224g). Records to be maintained by licensee.
- Sec. 36a-517. (Formerly Sec. 36-224h). Suspension, revocation or refusal to renew license or taking of other action.
- Sec. 36a-518. (Formerly Sec. 36-224i). Regulations.
- Sec. 36a-519. (Formerly Sec. 36-224j). Prepayment penalties.
- Sec. 36a-520. (Formerly Sec. 36-224k). Release of secondary mortgage. Notice of loan balance.
- Sec. 36a-521. (Formerly Sec. 36-224l). Limitation on prepaid finance charges. Demand for payment prior to maturity. Liability of mortgage lender to borrower for noncompliance. Refundability of advance
- Sec. 36a-522. (Formerly Sec. 36-224m). Mortgage deeds.
- Sec. 36a-523. (Formerly Sec. 36-224n). Applications and referrals from unlicensed secondary mortgage brokers or originators.
- Sec. 36a-524. (Formerly Sec. 36-224o). Advertisements.
- Sec. 36a-534a. Notice of discriminatory lending practices. Violation as grounds for license suspension, revocation or nonrenewal.
- Sec. 36a-534b. Participation in Nationwide Mortgage Licensing System. Transition period.
- Sec. 36a-534c. Annual reports re Nationwide Mortgage Licensing System.
- Sec. 36a-535. (Formerly Sec. 36-254). Definitions.
- Sec. 36a-536. (Formerly Sec. 36-255). License required.
- Sec. 36a-537. (Formerly Sec. 36-256a). Application.
- Sec. 36a-538. (Formerly Sec. 36-256b). Payment of cost of investigation.
- Sec. 36a-539. (Formerly Sec. 36-257). License fee. Automatic suspension of license. Notice. Opportunity for hearing.
- Sec. 36a-540. (Formerly Sec. 36-258). License.
- Sec. 36a-541. (Formerly Sec. 36-259a). Authority of commissioner to issue license or deny application for license.
- Sec. 36a-542. (Formerly Sec. 36-259b). Renewal of license. Automatic suspension of license or renewal license. Notice. Opportunity for hearing.
- Sec. 36a-543. (Formerly Sec. 36-260a). Suspension, revocation or refusal to renew license or taking of other action. Enforcement powers of commissioner.
- Sec. 36a-544. (Formerly Sec. 36-260b). Regulations.
- Sec. 36a-545. (Formerly Sec. 36-262a). Books and records.
- Sec. 36a-546. (Formerly Sec. 36-263). Penalty.
- Sec. 36a-555. (Formerly Sec. 36-225). Loan business to be licensed.
- Sec. 36a-556. (Formerly Sec. 36-226). Requirements for granting license. Authority of commissioner to deny application for license.
- Sec. 36a-557. (Formerly Sec. 36-227). Application.
- Sec. 36a-558. (Formerly Sec. 36-228). Fees. Examination expenses. Automatic suspension of license or renewal license. Notice. Opportunity for hearing.
- Sec. 36a-559. (Formerly Sec. 36-229). Miscellaneous license provisions.
- Sec. 36a-560. (Formerly Sec. 36-230). Restriction on licensee. Separate license for each place of business. Surrender of license upon ceasing to engage in business of small loan lender.
- Sec. 36a-561. (Formerly Sec. 36-231). Conduct of business in association with other business.
- Sec. 36a-562. (Formerly Sec. 36-232). Change of location.
- Sec. 36a-563. (Formerly Sec. 36-233). Charges. Loan restrictions.
- Sec. 36a-564. (Formerly Sec. 36-233a). "Cash advance" defined.
- Sec. 36a-565. (Formerly Sec. 36-233b). Open-end loans. Annual percentage rate. Computation of interest. Loan charges. Credit life, accident and health insurance.
- Sec. 36a-566. (Formerly Sec. 36-234). Credit life and accident and health insurance.
- Sec. 36a-567. (Formerly Sec. 36-235). Prepayment of loan; receipts to borrower.
- Sec. 36a-568. (Formerly Sec. 36-236). Form of security restricted. Loan contract.
- Sec. 36a-569. (Formerly Sec. 36-237). Records. Reports to commissioner.
- Sec. 36a-570. (Formerly Sec. 36-239). Regulations.
- Sec. 36a-571. (Formerly Sec. 36-241). License suspension.
- Sec. 36a-572. (Formerly Sec. 36-242). Suspension, revocation or refusal to renew license or taking of other action.
- Sec. 36a-573. (Formerly Sec. 36-243). Charge of greater than legal interest.
- Sec. 36a-580. (Formerly Sec. 36-564). Definitions. Applicability of provisions.
- Sec. 36a-581. (Formerly Sec. 36-565). License required. Application.
- Sec. 36a-582. (Formerly Sec. 36-566). License and location fees. Automatic suspension of license or renewal license. Notice. Opportunity for hearing. Expenses of examination.
- Sec. 36a-583. (Formerly Sec. 36-567). Posting of license. License not transferable or assignable. Surrender of license.
- Sec. 36a-584. (Formerly Sec. 36-568). Maximum fees for the cashing of state checks. Regulations. Maximum amount of check that may be cashed by check cashing licensee. Exceptions. Report.
- Sec. 36a-585. (Formerly Sec. 36-569). Maximum fees set by Banking Commissioner.
- Sec. 36a-586. (Formerly Sec. 36-570). Records to be maintained by check cashing licensee. Reporting requirements.
- Sec. 36a-587. (Formerly Sec. 36-571). Suspension, revocation or refusal to renew license or taking of other action. Hearings. Enforcement powers of commissioner.
- Sec. 36a-588. (Formerly Sec. 36-572). Regulations.
- Sec. 36a-589. (Formerly Sec. 36-573). Violations.
- Sec. 36a-595. (Formerly Sec. 36-530). Short title: Money Transmission Act.
- Sec. 36a-596. (Formerly Sec. 36-531). Definitions.
- Sec. 36a-597. (Formerly Sec. 36-532). License required. Penalty.
- Sec. 36a-598. (Formerly Sec. 36-533). Application.
- Sec. 36a-599. (Formerly Sec. 36-534). Investigation, license and name change fees. Term of license. Surrender of license.
- Sec. 36a-600. (Formerly Sec. 36-536). Investigation of applicant. Issuance of license.
- Sec. 36a-601. (Formerly Sec. 36-537). Renewal of license. Automatic suspension of renewal license. Notice. Opportunity for hearing.
- Sec. 36a-602. (Formerly Sec. 36-538). Surety bond or investments required. Authority of commissioner to proceed on bond. Cancellation of surety bond. Notice of cancellation. Automatic suspension of li
- Sec. 36a-603. (Formerly Sec. 36-539). Investments equal to amount of outstanding payment instruments and stored value required. Permissible investments.
- Sec. 36a-604. (Formerly Sec. 36-540). Net worth requirements.
- Sec. 36a-605. (Formerly Sec. 36-541). Examination of licensees.
- Sec. 36a-606. (Formerly Sec. 36-542). Annual financial reports required.
- Sec. 36a-606a. Federal reporting requirements.
- Sec. 36a-607. (Formerly Sec. 36-543). Conduct of business by agent or subagent.
- Sec. 36a-608. (Formerly Sec. 36-544). Enforcement powers of commissioner.
- Sec. 36a-609. (Formerly Sec. 36-545). Exemptions.
- Sec. 36a-610. (Formerly Sec. 36-546). Regulations.
- Sec. 36a-615. (Formerly Sec. 36-577). Definitions.
- Sec. 36a-616. (Formerly Sec. 36-578). Advance fees imposed by loan brokers prohibited.
- Sec. 36a-617. (Formerly Sec. 36-580). Penalties for violations.
- Sec. 36a-618. (Formerly Sec. 36-581). Remedies.
- Sec. 36a-619. (Formerly Sec. 36-582). Remedies provided by sections 36a-615 to 36a-620, inclusive, not exclusive.
- Sec. 36a-620. (Formerly Sec. 36-583). Regulations.
- Sec. 36a-625. Short title: Connecticut Business and Industrial Development Corporation Act.
- Sec. 36a-626. Definitions.
- Sec. 36a-627. License required. Exemptions.
- Sec. 36a-628. Application. Fee. Examination.
- Sec. 36a-629. Safe and sound business practice required.
- Sec. 36a-630. Licensees to provide financing and management assistance to small businesses.
- Sec. 36a-631. Books and records. Annual financial reports.
- Sec. 36a-632. Jurisdiction of Banking Commissioner.
- Sec. 36a-633. License fee. Costs of examination to be borne by applicants. Automatic suspension of license or renewal license. Notice. Opportunity for hearing.
- Sec. 36a-634. Regulations.
- Secs. 36a-499 to 36a-509.
- Secs. 36a-525 to 36a-534.
- Secs. 36a-547 to 36a-554.
- Secs. 36a-574 to 36a-579.
- Secs. 36a-590 to 36a-594.
- Secs. 36a-611 to 36a-614.
- Secs. 36a-621 to 36a-624.
- Secs. 36a-635 to 36a-644.
- <b>Chapter 669</b>
- Sec. 36a-645. (Formerly Sec. 36-243a). Definitions.
- Sec. 36a-646. (Formerly Sec. 36-243b). Prohibited acts.
- Sec. 36a-647. (Formerly Sec. 36-243c). Enforcement powers of commissioner. Regulations.
- Sec. 36a-648. Abusive, harassing, fraudulent, deceptive or misleading debt collection practices. Liability. Exemptions. Limitations on actions.
- Sec. 36a-655. (Formerly Sec. 36-364). Definitions.
- Sec. 36a-656. (Formerly Sec. 36-365). Debt adjustment limited to nonprofit organizations. License application, requirements and fees. Authority of commissioner to deny application for license. Automat
- Sec. 36a-657. (Formerly Sec. 36-369). Suspension, revocation or refusal to renew license or taking of other action. Enforcement powers of commissioner.
- Sec. 36a-658. (Formerly Sec. 36-370). Posting of license. Responsibilities of licensee. License nontransferable. Surrender of license.
- Sec. 36a-659. (Formerly Sec. 36-372). Separate bank account for benefit of debtors. Books and records.
- Sec. 36a-660. (Formerly Sec. 36-375). Licensee's duties.
- Sec. 36a-661. (Formerly Sec. 36-376). Prohibited acts.
- Sec. 36a-662. (Formerly Sec. 36-377). Regulations.
- Sec. 36a-663. (Formerly Sec. 36-378). Exceptions.
- Sec. 36a-664. (Formerly Sec. 36-380). Surety bond or insurance policy required. Form of surety bond. Cancellation of bond or insurance policy. Notice. Automatic suspension of license. Notice. Opportun
- Sec. 36a-665. (Formerly Sec. 36-381). Penalties.
- Sec. 36a-675. (Formerly Sec. 36-416). Short title: Truth-in-Lending Act.
- Sec. 36a-676. (Formerly Sec. 36-393). Definitions.
- Sec. 36a-677. (Formerly Sec. 36-393a). State policy.
- Sec. 36a-678. (Formerly Sec. 36-393b). Compliance with Consumer Credit Protection Act. Exempt transactions.
- Sec. 36a-679. (Formerly Sec. 36-395). Regulations.
- Sec. 36a-680. (Formerly Sec. 36-398). Effect of inconsistent law.
- Sec. 36a-681. (Formerly Sec. 36-399). Penalty.
- Sec. 36a-682. (Formerly Sec. 36-400). Compliance of governmental instruments. Exemptions from penalties.
- Sec. 36a-683. (Formerly Sec. 36-407). Failure to disclose.
- Sec. 36a-684. (Formerly Sec. 36-414). Enforcement. Disclosure errors and adjustments.
- Sec. 36a-685. (Formerly Sec. 36-415). Unenforceable agreements.
- Sec. 36a-690. (Formerly Sec. 36-417z). Calculation of interest or finance charge rebates. Prohibited methods. Transactions affected.
- Sec. 36a-695. (Formerly Sec. 36-431). Definitions.
- Sec. 36a-696. (Formerly Sec. 36-432). Disclosure to consumer of information re credit report.
- Sec. 36a-697. (Formerly Sec. 36-433). Exceptions.
- Sec. 36a-698. (Formerly Sec. 36-434). Regulations.
- Sec. 36a-699. (Formerly Sec. 36-435). Penalty.
- Sec. 36a-699a. Written summary of consumer's rights.
- Sec. 36a-699b. Dispute by consumer re completeness or accuracy of information.
- Sec. 36a-699c. Procedures by credit rating agency to assure accuracy.
- Sec. 36a-699d. Credit report for use in credit transaction not initiated by consumer.
- Sec. 36a-699e. Existing consent judgment or settlement with Attorney General.
- Sec. 36a-699f. Blocking of information appearing on credit report as result of identity theft.
- Sec. 36a-700. (Formerly Sec. 36-435l). Credit clinics. Definitions. Contracts. Prohibited acts. Penalties.
- Sec. 36a-701. Security freeze on credit report: Definitions.
- Sec. 36a-701a. Consumer security freezes on credit report. Timing. Disclosure of report to third party during freeze. Procedures for freeze. Refusal by credit rating agency to implement freeze. Except
- Sec. 36a-701b. Breach of security re computerized data containing personal information. Disclosure of breach. Delay for criminal investigation. Means of notice. Unfair trade practice.
- Sec. 36a-705. (Formerly Sec. 36-442). Definitions.
- Sec. 36a-706. (Formerly Sec. 36-442a). Mortgage rate lock-in.
- Sec. 36a-707. (Formerly Sec. 36-442b). Applicant's remedies.
- Sec. 36a-708. Prohibited acts by mortgage brokers.
- Sec. 36a-715. (Formerly Sec. 36-442m). Definitions.
- Sec. 36a-716. (Formerly Sec. 36-442n). Escrow accounts.
- Sec. 36a-717. (Formerly Sec. 36-442o). Penalties.
- Sec. 36a-718. (Formerly Sec. 36-442p). Orders. Notice. Hearings.
- Sec. 36a-725. (Formerly Sec. 36-442aa). Definitions.
- Sec. 36a-726. (Formerly Sec. 36-442bb). Disclosure required.
- Sec. 36a-735. (Formerly Sec. 36-443). Short title: Home Mortgage Disclosure Act.
- Sec. 36a-736. (Formerly Sec. 36-444). Definitions.
- Sec. 36a-737. (Formerly Sec. 36-445). Discrimination in making of home purchase, home improvement and mortgage loans. Applications submitted by members of reserves or National Guard.
- Sec. 36a-738. (Formerly Sec. 36-446). Disclosure requirements for financial institutions.
- Sec. 36a-739. (Formerly Sec. 36-448). Reports by financial institutions. Filing requirements.
- Sec. 36a-740. (Formerly Sec. 36-449). Violations by financial institutions. Rights of loan applicant.
- Sec. 36a-741. (Formerly Sec. 36-451). Cease and desist order. Enforcement action.
- Sec. 36a-742. (Formerly Sec. 36-452). Protection of confidentiality of an individual's financial status.
- Sec. 36a-743. (Formerly Sec. 36-454). Commissioner to analyze home financing.
- Sec. 36a-744. (Formerly Sec. 36-455). Regulations.
- Sec. 36a-745.
- Sec. 36a-746. Short title: Connecticut Abusive Home Loan Lending Practices Act.
- Sec. 36a-746a. Definitions.
- Sec. 36a-746b. Disclosures.
- Sec. 36a-746c. Prohibited provisions in loan agreement.
- Sec. 36a-746d. Report of payment history.
- Sec. 36a-746e. Prohibited acts by lender.
- Sec. 36a-746f. Purchase of insurance by buyer.
- Sec. 36a-746g. Refund or credit of charges.
- Sec. 36a-755. (Formerly Sec. 36-9h). Mortgage appraisal practices. Definitions. Regulations.
- Sec. 36a-756. (Formerly Sec. 36-9t). Title insurance as condition of mortgage on residential real estate prohibited.
- Sec. 36a-757. (Formerly Sec. 36-9u). Mortgage insurance requirements limited.
- Sec. 36a-758. (Formerly Sec. 36-9y). Payment of loan proceeds by certified, bank treasurer's or cashier's check or by wire transfer.
- Sec. 36a-758a. Payment of first or secondary mortgage loan proceeds by wire transfer. Time limits. Penalties.
- Sec. 36a-759. (Formerly Sec. 36-4). Minority of veterans, spouses and widows for purposes of the Servicemen's Readjustment Act.
- Sec. 36a-760. Nonprime home loans: Definitions; applicability.
- Sec. 36a-760a. Duties of lenders and mortgage brokers relating to nonprime home loans.
- Sec. 36a-760b. Analysis of obligor's ability to pay.
- Sec. 36a-760c. Prohibition against making nonprime home loan when proceeds used to pay off special mortgage.
- Sec. 36a-760d. Requirements for making nonprime home loans.
- Sec. 36a-760e. Restrictions on provisions in nonprime home loans.
- Sec. 36a-760f. Prohibition against dividing or structuring loan to avoid application of nonprime home loan statutory provisions.
- Sec. 36a-760g. Restrictions on making and financing under nonprime home loans. Curing of defaults.
- Sec. 36a-760h. Additional duties of mortgage brokers.
- Sec. 36a-760i. Court action based on lender's failure to comply with statutory requirements.
- Sec. 36a-760j. Prohibition against influencing real estate appraisals.
- Sec. 36a-770. (Formerly Sec. 42-83). Applicability of Uniform Commercial Code. Filing and recording. Definitions.
- Sec. 36a-771. (Formerly Sec. 42-84). General contract requirements.
- Sec. 36a-772. (Formerly Sec. 42-85). Maximum finance charge on retail sales of motor vehicles and other goods.
- Sec. 36a-773. (Formerly Sec. 42-86). Insurance.
- Sec. 36a-774. (Formerly Sec. 42-87). Installment loan contract requirements.
- Sec. 36a-775. (Formerly Sec. 42-88). Confession of judgment provision invalid.
- Sec. 36a-776. (Formerly Sec. 42-89). Inclusion of other goods in contract void.
- Sec. 36a-777. (Formerly Sec. 42-90). Acknowledgment of receipt of notice and statement.
- Sec. 36a-778. (Formerly Sec. 42-91). Delinquency and collection charges.
- Sec. 36a-779. (Formerly Sec. 42-92). Assignment of contract.
- Sec. 36a-780. (Formerly Sec. 42-93). Payments after assignment.
- Sec. 36a-781. (Formerly Sec. 42-94). Statement of payments made. Receipts.
- Sec. 36a-782. (Formerly Sec. 42-95). Cancellation of contract on payment in full.
- Sec. 36a-783. (Formerly Sec. 42-96). Rebate and refund upon prepayment of contract.
- Sec. 36a-784. (Formerly Sec. 42-97). Renewals and extensions.
- Sec. 36a-785. (Formerly Sec. 42-98). Foreclosure.
- Sec. 36a-786. (Formerly Sec. 42-99). Recovery of charges barred by wilful violations.
- Sec. 36a-787. (Formerly Sec. 42-100). Penalty.
- Sec. 36a-788. (Formerly Sec. 42-100a). Enforcement action.
- Sec. 36a-800. (Formerly Sec. 42-127). Consumer collection agency. Definitions.
- Sec. 36a-801. (Formerly Sec. 42-127a). License required. Application, issuance, renewal. Examination of records. Automatic suspension of license or renewal license. Notice. Opportunity for hearing.
- Sec. 36a-801a. Persons engaged in business of collecting child support.
- Sec. 36a-801b. Collection of child support. Written agreement.
- Sec. 36a-802. (Formerly Sec. 42-128a). Surety bond required. Authority of commissioner to proceed on bond. Cancellation of bond; notice. Automatic suspension of license; notice. Opportunity for hearin
- Sec. 36a-803. (Formerly Sec. 42-129). Conviction of certain crimes disqualification to engage in consumer collection business.
- Sec. 36a-804. (Formerly Sec. 42-129a). Suspension, revocation or refusal to renew license or taking of other action.
- Sec. 36a-805. (Formerly Sec. 42-131). Prohibited practices. Exception.
- Sec. 36a-806. (Formerly Sec. 42-131a). Prohibited practices within and without state. Examination of affairs.
- Sec. 36a-807. (Formerly Sec. 42-131b). Cease and desist order. Liability.
- Sec. 36a-808. (Formerly Sec. 42-131c). Unfair or deceptive practices. Enforcement action.
- Sec. 36a-809. (Formerly Sec. 42-131d). Commissioner's powers. Regulations.
- Sec. 36a-810. (Formerly Sec. 42-133a). Penalty.
- Secs. 36a-649 to 36a-654.
- Secs. 36a-666 to 36a-674.
- Secs. 36a-686 to 36a-689.
- Secs. 36a-691 to 36a-694.
- Secs. 36a-702 to 36a-704.
- Secs. 36a-709 to 36a-714.
- Secs. 36a-719 to 36a-724.
- Secs. 36a-727 to 36a-734.
- Secs. 36a-747 to 36a-754.
- Secs. 36a-761 to 36a-769.
- Secs. 36a-789 to 36a-799.