State Codes and Statutes

State Codes and Statutes

Statutes > Nebraska > Chapter8 > 8-2602

8-2602. Terms, defined.Forpurposes of the Credit Report Protection Act:(1) Consumer reporting agency means any person which, for monetary fees,for dues, or on a cooperative nonprofit basis, regularly engages in wholeor in part in the practice of assembling or evaluating consumer credit informationor other information on consumers for the purpose of furnishing consumer reportsto third parties and which uses any means or facility of interstate commercefor the purpose of preparing or furnishing consumer reports;(2) File, when used in connection with information on any consumer,means all of the information on that consumer recorded and retained by a consumerreporting agency regardless of how the information is stored;(3) Minor means a personwho is under nineteen years of age;(4) Securityfreeze means a notice placed in a consumer's file as provided in section 8-2603that prohibits the consumer reporting agency from releasing a credit report,or any other information derived from the file, in connection with the extensionof credit or the opening of a new account, without the express authorizationof the consumer; and(5) Victim of identity theftmeans a consumer who has a copy of an official police report evidencing thatthe consumer has alleged to be a victim of identity theft. SourceLaws 2007, LB674, § 2; Laws 2009, LB177, § 1.