State Codes and Statutes

Statutes > North-carolina > Chapter_58 > GS_58-38-30

§58‑38‑30.  Filing requirements; duties of the Commissioner.

(a)        No insurer maymake, issue, amend, or renew any insurance policy or contract after the datesspecified in G.S. 58‑38‑35 for the applicable type of insuranceunless the policy is in compliance with the provisions of G.S. 58‑38‑20and G.S. 58‑38‑25 and unless the policy is filed with theCommissioner for his approval. The policy will be deemed approved 90 days afterfiling unless disapproved within the 90‑day period. The Commissioner maynot unreasonably withhold his approval. Any disapproval must be delivered tothe insurer in writing and must state the grounds for disapproval. Any policyfiled with the Commissioner must be accompanied by a certified Flesch scalereadability analysis and test score and by the insurer's certification that thepolicy is, in the insurer's judgment, readable based on the factors specifiedin G.S. 58‑38‑20 and G.S. 58‑38‑25.

(b)        The Commissionermust disapprove any policy covered by subsection (a) of this section if hefinds that:

(1)        It is notaccompanied by a certified Flesch scale analysis readability score of 50 ormore.

(2)        It is notaccompanied by the insurer's certification that the policy is, in the judgmentof the insurer, readable under the standards of this Article; or

(3)        It does not complywith the format requirements of G.S. 58‑38‑20. (1979,c. 755, s. 1; 1979, 2nd Sess., c. 1161, s. 2.)

State Codes and Statutes

Statutes > North-carolina > Chapter_58 > GS_58-38-30

§58‑38‑30.  Filing requirements; duties of the Commissioner.

(a)        No insurer maymake, issue, amend, or renew any insurance policy or contract after the datesspecified in G.S. 58‑38‑35 for the applicable type of insuranceunless the policy is in compliance with the provisions of G.S. 58‑38‑20and G.S. 58‑38‑25 and unless the policy is filed with theCommissioner for his approval. The policy will be deemed approved 90 days afterfiling unless disapproved within the 90‑day period. The Commissioner maynot unreasonably withhold his approval. Any disapproval must be delivered tothe insurer in writing and must state the grounds for disapproval. Any policyfiled with the Commissioner must be accompanied by a certified Flesch scalereadability analysis and test score and by the insurer's certification that thepolicy is, in the insurer's judgment, readable based on the factors specifiedin G.S. 58‑38‑20 and G.S. 58‑38‑25.

(b)        The Commissionermust disapprove any policy covered by subsection (a) of this section if hefinds that:

(1)        It is notaccompanied by a certified Flesch scale analysis readability score of 50 ormore.

(2)        It is notaccompanied by the insurer's certification that the policy is, in the judgmentof the insurer, readable under the standards of this Article; or

(3)        It does not complywith the format requirements of G.S. 58‑38‑20. (1979,c. 755, s. 1; 1979, 2nd Sess., c. 1161, s. 2.)


State Codes and Statutes

State Codes and Statutes

Statutes > North-carolina > Chapter_58 > GS_58-38-30

§58‑38‑30.  Filing requirements; duties of the Commissioner.

(a)        No insurer maymake, issue, amend, or renew any insurance policy or contract after the datesspecified in G.S. 58‑38‑35 for the applicable type of insuranceunless the policy is in compliance with the provisions of G.S. 58‑38‑20and G.S. 58‑38‑25 and unless the policy is filed with theCommissioner for his approval. The policy will be deemed approved 90 days afterfiling unless disapproved within the 90‑day period. The Commissioner maynot unreasonably withhold his approval. Any disapproval must be delivered tothe insurer in writing and must state the grounds for disapproval. Any policyfiled with the Commissioner must be accompanied by a certified Flesch scalereadability analysis and test score and by the insurer's certification that thepolicy is, in the insurer's judgment, readable based on the factors specifiedin G.S. 58‑38‑20 and G.S. 58‑38‑25.

(b)        The Commissionermust disapprove any policy covered by subsection (a) of this section if hefinds that:

(1)        It is notaccompanied by a certified Flesch scale analysis readability score of 50 ormore.

(2)        It is notaccompanied by the insurer's certification that the policy is, in the judgmentof the insurer, readable under the standards of this Article; or

(3)        It does not complywith the format requirements of G.S. 58‑38‑20. (1979,c. 755, s. 1; 1979, 2nd Sess., c. 1161, s. 2.)