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CHAPTER 54-17INDUSTRIAL COMMISSION54-17-01. Industrial commission to manage industries of state and to act as a statehousing finance agency. The commission created to conduct and manage, on behalf of the<br>state of North Dakota, certain utilities, industries, enterprises, including housing finance<br>programs, and business projects established by law must be known as the industrial commission<br>of North Dakota, but may be designated as the industrial commission. In the creation of the<br>industrial commission, it is the intention of the legislative assembly that all acts of the industrial<br>commission are the acts of the state of North Dakota functioning in its sovereign capacity.54-17-02. Industrial commission - Members - Quorum - Meetings. The industrialcommission of North Dakota shall consist of the governor, the attorney general, and the<br>agriculture commissioner.The governor and one member constitute a quorum for thetransaction of business. The meetings of the commission must be held at such times and places<br>as the governor or a majority of the commission may determine. It must be provided by the<br>proper authorities with suitably furnished offices at the seat of government.54-17-03. Chairman and attorney - Secretary - Employees - Compensation - Bonds.The governor is the chairman of the industrial commission, and its attorney is the attorney<br>general. The commission shall appoint a secretary and may employ other subordinate officers,<br>employees, and agents, on such terms as the commission determines proper. The commission<br>may require suitable bonds of its secretary or other subordinate officers, employees, or agents.<br>The commission shall fix the amount of the compensation of the commission's secretary,<br>officers, employees, and agents and the secretary's salary may exceed the maximum salary in<br>the grade established for the classification assigned under chapter 54-44.3. The compensation,<br>together with other expenditures for operation and maintenance of the general business of the<br>commission, must remain within the appropriation available in each year for such purpose. The<br>commission may set the compensation, within the limits of legislative appropriation, for members<br>of a board, committee, or council that advises the commission.Notwithstanding any otherprovision of law, the compensation for any board, committee, or council member may include<br>reimbursement for expenses, a salary, a per diem, or a combination of the three, as set by the<br>commission.54-17-04. Seal of commission. The industrial commission shall adopt and procure anofficial seal and may authenticate therewith its documentary acts.54-17-05.Orders of commission - Approval by majority.All orders, rules,regulations, bylaws, and written contracts, adopted or authorized by the industrial commission,<br>before becoming effective, must be approved by a majority of the commission.54-17-06. Biennial report. The industrial commission shall submit a biennial report tothe governor and the secretary of state in accordance with section 54-06-04. The report must<br>contain a meaningful financial statement of each utility, industry, enterprise, and business project<br>under its control.54-17-07. Industries under the industrial commission - Income on deposits andinvestments. The industrial commission shall operate, manage, control, and govern all utilities,<br>industries, enterprises, and business projects established, owned, undertaken, administered, or<br>operated by the state of North Dakota, except those carried on in penal, charitable, or<br>educational institutions or those conducted pursuant to chapter 65-08.1. All income earned on<br>state moneys that are deposited or invested to the credit of the industrial commission or any<br>agency, utility, industry, enterprise, or business project operated, managed, controlled, or<br>governed by the industrial commission must be added to and become a part of such moneys.54-17-07.1.Advisory board - Rules.The industrial commission shall appoint asix-member advisory board consisting of representatives of lenders, the residential real estate<br>industry, the mobile home and manufactured housing industry, and homeowners and buyers,Page No. 1and in consultation with such board may adopt rules and regulations for the conduct of its<br>housing finance program which may, among other matters, establish requirements for the type<br>and purchase price of dwelling units and multifamily facilities eligible to be financed, the income<br>limits for eligible low or moderate income persons or families, the interest rates and other terms<br>of mortgage loans to be financed, requirements relating to federal or private mortgage insurance<br>or guarantees, and the general terms and conditions for the issuance and security of housing<br>revenue bonds to be issued.54-17-07.2. Definitions. As used in sections 54-17-07.1 through 54-17-07.7 and section54-17-07.10:1.&quot;Lenders&quot; means any bank or trust company chartered by the state of North Dakota<br>or any national banking association located in North Dakota, state or federal savings<br>and loan association located in North Dakota, and federal housing administration<br>approved mortgagee or other mortgage banking institutions actively engaged in<br>home mortgage lending in North Dakota approved by the industrial commission.2.&quot;Multifamily housing facility&quot; means any facility containing five or more residential<br>dwelling units; provided, that at least twenty percent of the units in each facility must<br>be held for occupancy by persons or families of low and moderate income for such<br>period of time as the industrial commission may determine and may include such<br>related public or private facilities intended for commercial, cultural, recreational,<br>community, or other civic purpose as the commission may approve.3.&quot;Persons and families of low or moderate income&quot; means persons or families whose<br>financial means are insufficient, taking into account such factors as the industrial<br>commission shall deem relevant, to secure decent, safe, and sanitary housing<br>provided by private industry without the financial assistance afforded by the housing<br>finance programs of the commission.4.&quot;Single-family residential dwelling unit&quot; means any residential real property that:a.Is designed for occupancy by one to four individual households;b.Is an individual condominium or equity cooperative unit; orc.Is an individual nonrental dwelling unit the ownership of which includes rights of<br>facilities in common.54-17-07.3.Housing finance programs.Acting in its capacity as a state housingfinance agency, the industrial commission is authorized to establish the following housing finance<br>programs:1.Home mortgage finance program. A program or programs to provide financing or<br>refinancing of loans made by lenders, including second mortgage loans and<br>leasehold mortgage loans on tribal trust or other reservation lands, and leasehold<br>mortgage loans that are insured or guaranteed through an affordable housing<br>program, to persons or families of low and moderate income for the purchase or<br>substantial rehabilitation of owner occupied, single-family residential dwelling units,<br>which includes mobile homes and manufactured housing.2.Mobile home and manufactured housing finance program. A program or programs<br>to provide for the purchase or guaranty of a loan made by a lender to finance the<br>purchase of a mobile home or a manufactured housing unit other than on a real<br>property mortgage basis. A program authorized under this subsection may provide<br>assistance in the development of low-income to moderate-income housing or to<br>otherwise assist a developing community in the state address an unmet housing<br>need or alleviate a housing shortage.Page No. 23.Multifamily housing finance program. A program or programs to provide financing<br>directly or indirectly of construction, permanent, and combined construction and<br>permanent mortgage loans, including participations in mortgage loans, for the<br>acquisition, construction, refurbishing, reconstruction, rehabilitation, or improvement<br>of multifamily housing facilities.4.Mortgage loan financing program.A program or programs to provide for thepurchase or guaranty of a temporary or permanent mortgage loan originated by a<br>lender on residential real property or on land to be developed into residential real<br>property, in addition to a mortgage loan acquired or to be acquired under<br>subsections 1 through 3. A program authorized under this subsection may provide<br>assistance in the development of low to moderate income housing or to otherwise<br>assist a developing community in the state address an unmet housing need or<br>alleviate a housing shortage.5.Home improvement finance program.A program or programs to provide full orpartial, indirect financing of improvements to existing residential dwelling units.6.Housing grant program. A program or programs to provide a grant other than those<br>authorized by section 54-17-07.6 to encourage and promote housing availability for<br>persons of low or moderate income or to otherwise assist a developing community in<br>this state address an unmet housing need or alleviate a housing shortage.54-17-07.4. Housing revenue bonds. In order to fund its housing finance programs, theindustrial commission is authorized to issue and refund revenue bonds or evidences of debt and<br>indebtedness of the state. The principal of and interest on such bonds are payable only from<br>revenues generated under the applicable housing finance programs.The bonds may notconstitute a debt of the state of North Dakota and must contain a statement to that effect on their<br>face. The bonds may be sold at public or private sale, must mature not more than fifty years<br>from their date or dates, and must contain such terms and provisions as the commission shall<br>determine. The commission may capitalize from bond proceeds all expenses incidental to the<br>issuance of the bonds or to the applicable housing finance program, including, without limitation,<br>any reserves for the payment of the bonds.54-17-07.5. State reallocation under the Mortgage Subsidy Bond Tax Act of 1980.Repealed by S.L. 1987, ch. 630, <meta property="og:url" content="https://statutes.laws.com/test/" /> <meta property="og:site_name" content="Statutes" /> <meta property="article:modified_time" content="2019-12-27T23:25:16+00:00" /> <meta name="twitter:card" content="summary_large_image" /> <h2>State Codes and Statutes</h2> <a href='https://statutes.laws.com/'>Statutes</a> > <a href='https://statutes.laws.com/north-dakota'>North-dakota</a> > <a href='https://statutes.laws.com/north-dakota/t54'>T54</a> > <a href='https://statutes.laws.com/north-dakota/t54/t54c17'>T54c17</a><br><br><a href="https://law.justia.com/codes/north-dakota/2009/t54/pdf/t54c17.pdf">Download pdf</a><br><div id="embed_document" style="width:625px; height:815px; text-align:center;">Loading PDF...</div><script type="text/javascript"> var pdf_url = 'https://law.justia.com/codes/north-dakota/2009/t54/pdf/t54c17.pdf'; $(document).ready(function() { var embedwindow = $("#embed_document"); if ($.browser.msie){ embedwindow.html('<embed src="'+pdf_url+'" width="100%" height="100%"></embed>'); } else { embedwindow.html('<iframe style="width:100%; height:100%;" src="https://docs.google.com/gview?url='+window.escape(pdf_url)+'&embedded=true" frameborder="0"></iframe>'); } });</script><br><br><noframes>CHAPTER 54-17INDUSTRIAL COMMISSION54-17-01. Industrial commission to manage industries of state and to act as a statehousing finance agency. The commission created to conduct and manage, on behalf of the<br>state of North Dakota, certain utilities, industries, enterprises, including housing finance<br>programs, and business projects established by law must be known as the industrial commission<br>of North Dakota, but may be designated as the industrial commission. In the creation of the<br>industrial commission, it is the intention of the legislative assembly that all acts of the industrial<br>commission are the acts of the state of North Dakota functioning in its sovereign capacity.54-17-02. Industrial commission - Members - Quorum - Meetings. The industrialcommission of North Dakota shall consist of the governor, the attorney general, and the<br>agriculture commissioner.The governor and one member constitute a quorum for thetransaction of business. The meetings of the commission must be held at such times and places<br>as the governor or a majority of the commission may determine. It must be provided by the<br>proper authorities with suitably furnished offices at the seat of government.54-17-03. Chairman and attorney - Secretary - Employees - Compensation - Bonds.The governor is the chairman of the industrial commission, and its attorney is the attorney<br>general. The commission shall appoint a secretary and may employ other subordinate officers,<br>employees, and agents, on such terms as the commission determines proper. The commission<br>may require suitable bonds of its secretary or other subordinate officers, employees, or agents.<br>The commission shall fix the amount of the compensation of the commission's secretary,<br>officers, employees, and agents and the secretary's salary may exceed the maximum salary in<br>the grade established for the classification assigned under chapter 54-44.3. The compensation,<br>together with other expenditures for operation and maintenance of the general business of the<br>commission, must remain within the appropriation available in each year for such purpose. The<br>commission may set the compensation, within the limits of legislative appropriation, for members<br>of a board, committee, or council that advises the commission.Notwithstanding any otherprovision of law, the compensation for any board, committee, or council member may include<br>reimbursement for expenses, a salary, a per diem, or a combination of the three, as set by the<br>commission.54-17-04. Seal of commission. The industrial commission shall adopt and procure anofficial seal and may authenticate therewith its documentary acts.54-17-05.Orders of commission - Approval by majority.All orders, rules,regulations, bylaws, and written contracts, adopted or authorized by the industrial commission,<br>before becoming effective, must be approved by a majority of the commission.54-17-06. Biennial report. The industrial commission shall submit a biennial report tothe governor and the secretary of state in accordance with section 54-06-04. The report must<br>contain a meaningful financial statement of each utility, industry, enterprise, and business project<br>under its control.54-17-07. Industries under the industrial commission - Income on deposits andinvestments. The industrial commission shall operate, manage, control, and govern all utilities,<br>industries, enterprises, and business projects established, owned, undertaken, administered, or<br>operated by the state of North Dakota, except those carried on in penal, charitable, or<br>educational institutions or those conducted pursuant to chapter 65-08.1. All income earned on<br>state moneys that are deposited or invested to the credit of the industrial commission or any<br>agency, utility, industry, enterprise, or business project operated, managed, controlled, or<br>governed by the industrial commission must be added to and become a part of such moneys.54-17-07.1.Advisory board - Rules.The industrial commission shall appoint asix-member advisory board consisting of representatives of lenders, the residential real estate<br>industry, the mobile home and manufactured housing industry, and homeowners and buyers,Page No. 1and in consultation with such board may adopt rules and regulations for the conduct of its<br>housing finance program which may, among other matters, establish requirements for the type<br>and purchase price of dwelling units and multifamily facilities eligible to be financed, the income<br>limits for eligible low or moderate income persons or families, the interest rates and other terms<br>of mortgage loans to be financed, requirements relating to federal or private mortgage insurance<br>or guarantees, and the general terms and conditions for the issuance and security of housing<br>revenue bonds to be issued.54-17-07.2. Definitions. As used in sections 54-17-07.1 through 54-17-07.7 and section54-17-07.10:1.&quot;Lenders&quot; means any bank or trust company chartered by the state of North Dakota<br>or any national banking association located in North Dakota, state or federal savings<br>and loan association located in North Dakota, and federal housing administration<br>approved mortgagee or other mortgage banking institutions actively engaged in<br>home mortgage lending in North Dakota approved by the industrial commission.2.&quot;Multifamily housing facility&quot; means any facility containing five or more residential<br>dwelling units; provided, that at least twenty percent of the units in each facility must<br>be held for occupancy by persons or families of low and moderate income for such<br>period of time as the industrial commission may determine and may include such<br>related public or private facilities intended for commercial, cultural, recreational,<br>community, or other civic purpose as the commission may approve.3.&quot;Persons and families of low or moderate income&quot; means persons or families whose<br>financial means are insufficient, taking into account such factors as the industrial<br>commission shall deem relevant, to secure decent, safe, and sanitary housing<br>provided by private industry without the financial assistance afforded by the housing<br>finance programs of the commission.4.&quot;Single-family residential dwelling unit&quot; means any residential real property that:a.Is designed for occupancy by one to four individual households;b.Is an individual condominium or equity cooperative unit; orc.Is an individual nonrental dwelling unit the ownership of which includes rights of<br>facilities in common.54-17-07.3.Housing finance programs.Acting in its capacity as a state housingfinance agency, the industrial commission is authorized to establish the following housing finance<br>programs:1.Home mortgage finance program. A program or programs to provide financing or<br>refinancing of loans made by lenders, including second mortgage loans and<br>leasehold mortgage loans on tribal trust or other reservation lands, and leasehold<br>mortgage loans that are insured or guaranteed through an affordable housing<br>program, to persons or families of low and moderate income for the purchase or<br>substantial rehabilitation of owner occupied, single-family residential dwelling units,<br>which includes mobile homes and manufactured housing.2.Mobile home and manufactured housing finance program. A program or programs<br>to provide for the purchase or guaranty of a loan made by a lender to finance the<br>purchase of a mobile home or a manufactured housing unit other than on a real<br>property mortgage basis. A program authorized under this subsection may provide<br>assistance in the development of low-income to moderate-income housing or to<br>otherwise assist a developing community in the state address an unmet housing<br>need or alleviate a housing shortage.Page No. 23.Multifamily housing finance program. A program or programs to provide financing<br>directly or indirectly of construction, permanent, and combined construction and<br>permanent mortgage loans, including participations in mortgage loans, for the<br>acquisition, construction, refurbishing, reconstruction, rehabilitation, or improvement<br>of multifamily housing facilities.4.Mortgage loan financing program.A program or programs to provide for thepurchase or guaranty of a temporary or permanent mortgage loan originated by a<br>lender on residential real property or on land to be developed into residential real<br>property, in addition to a mortgage loan acquired or to be acquired under<br>subsections 1 through 3. A program authorized under this subsection may provide<br>assistance in the development of low to moderate income housing or to otherwise<br>assist a developing community in the state address an unmet housing need or<br>alleviate a housing shortage.5.Home improvement finance program.A program or programs to provide full orpartial, indirect financing of improvements to existing residential dwelling units.6.Housing grant program. A program or programs to provide a grant other than those<br>authorized by section 54-17-07.6 to encourage and promote housing availability for<br>persons of low or moderate income or to otherwise assist a developing community in<br>this state address an unmet housing need or alleviate a housing shortage.54-17-07.4. Housing revenue bonds. In order to fund its housing finance programs, theindustrial commission is authorized to issue and refund revenue bonds or evidences of debt and<br>indebtedness of the state. The principal of and interest on such bonds are payable only from<br>revenues generated under the applicable housing finance programs.The bonds may notconstitute a debt of the state of North Dakota and must contain a statement to that effect on their<br>face. The bonds may be sold at public or private sale, must mature not more than fifty years<br>from their date or dates, and must contain such terms and provisions as the commission shall<br>determine. The commission may capitalize from bond proceeds all expenses incidental to the<br>issuance of the bonds or to the applicable housing finance program, including, without limitation,<br>any reserves for the payment of the bonds.54-17-07.5. State reallocation under the Mortgage Subsidy Bond Tax Act of 1980.Repealed by S.L. 1987, ch. 630, <script type="application/ld+json" class="yoast-schema-graph">{"@context":"https://schema.org","@graph":[{"@type":"WebPage","@id":"https://statutes.laws.com/test/","url":"https://statutes.laws.com/test/","name":"State Codes and Statutes - Statutes","isPartOf":{"@id":"https://statutes.laws.com/#website"},"datePublished":"2015-03-10T03:31:37+00:00","dateModified":"2019-12-27T23:25:16+00:00","breadcrumb":{"@id":"https://statutes.laws.com/test/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https://statutes.laws.com/test/"]}]},{"@type":"BreadcrumbList","@id":"https://statutes.laws.com/test/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://statutes.laws.com/"},{"@type":"ListItem","position":2,"name":"State Codes and Statutes"}]},{"@type":"WebSite","@id":"https://statutes.laws.com/#website","url":"https://statutes.laws.com/","name":"Statutes","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://statutes.laws.com/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"}]}</script> <!-- / Yoast SEO Premium plugin. --> <link rel='dns-prefetch' href='//fonts.googleapis.com' /> <link rel="alternate" type="application/rss+xml" title="Statutes &raquo; Feed" href="https://statutes.laws.com/feed/" /> <script type="text/javascript"> /* <![CDATA[ */ window._wpemojiSettings = {"baseUrl":"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/72x72\/","ext":".png","svgUrl":"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/","svgExt":".svg","source":{"concatemoji":"https:\/\/statutes.laws.com\/wp-includes\/js\/wp-emoji-release.min.js?ver=e9ae2245a59484c8e270e38ea5c9a014"}}; /*! 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class="shortcode-content"> <h2>State Codes and Statutes</h2> <a href='https://statutes.laws.com/'>Statutes</a> > <a href='https://statutes.laws.com/north-dakota'>North-dakota</a> > <a href='https://statutes.laws.com/north-dakota/t54'>T54</a> > <a href='https://statutes.laws.com/north-dakota/t54/t54c17'>T54c17</a><br><br><a href="https://law.justia.com/codes/north-dakota/2009/t54/pdf/t54c17.pdf">Download pdf</a><br><div id="embed_document" style="width:625px; height:815px; text-align:center;">Loading PDF...</div><script type="text/javascript"> var pdf_url = 'https://law.justia.com/codes/north-dakota/2009/t54/pdf/t54c17.pdf'; $(document).ready(function() { var embedwindow = $("#embed_document"); if ($.browser.msie){ embedwindow.html('<embed src="'+pdf_url+'" width="100%" height="100%"></embed>'); } else { embedwindow.html('<iframe style="width:100%; height:100%;" src="https://docs.google.com/gview?url='+window.escape(pdf_url)+'&embedded=true" frameborder="0"></iframe>'); } });</script><br><br><noframes>CHAPTER 54-17INDUSTRIAL COMMISSION54-17-01. Industrial commission to manage industries of state and to act as a statehousing finance agency. The commission created to conduct and manage, on behalf of the<br>state of North Dakota, certain utilities, industries, enterprises, including housing finance<br>programs, and business projects established by law must be known as the industrial commission<br>of North Dakota, but may be designated as the industrial commission. In the creation of the<br>industrial commission, it is the intention of the legislative assembly that all acts of the industrial<br>commission are the acts of the state of North Dakota functioning in its sovereign capacity.54-17-02. Industrial commission - Members - Quorum - Meetings. The industrialcommission of North Dakota shall consist of the governor, the attorney general, and the<br>agriculture commissioner.The governor and one member constitute a quorum for thetransaction of business. The meetings of the commission must be held at such times and places<br>as the governor or a majority of the commission may determine. It must be provided by the<br>proper authorities with suitably furnished offices at the seat of government.54-17-03. Chairman and attorney - Secretary - Employees - Compensation - Bonds.The governor is the chairman of the industrial commission, and its attorney is the attorney<br>general. The commission shall appoint a secretary and may employ other subordinate officers,<br>employees, and agents, on such terms as the commission determines proper. The commission<br>may require suitable bonds of its secretary or other subordinate officers, employees, or agents.<br>The commission shall fix the amount of the compensation of the commission's secretary,<br>officers, employees, and agents and the secretary's salary may exceed the maximum salary in<br>the grade established for the classification assigned under chapter 54-44.3. The compensation,<br>together with other expenditures for operation and maintenance of the general business of the<br>commission, must remain within the appropriation available in each year for such purpose. The<br>commission may set the compensation, within the limits of legislative appropriation, for members<br>of a board, committee, or council that advises the commission.Notwithstanding any otherprovision of law, the compensation for any board, committee, or council member may include<br>reimbursement for expenses, a salary, a per diem, or a combination of the three, as set by the<br>commission.54-17-04. Seal of commission. The industrial commission shall adopt and procure anofficial seal and may authenticate therewith its documentary acts.54-17-05.Orders of commission - Approval by majority.All orders, rules,regulations, bylaws, and written contracts, adopted or authorized by the industrial commission,<br>before becoming effective, must be approved by a majority of the commission.54-17-06. Biennial report. The industrial commission shall submit a biennial report tothe governor and the secretary of state in accordance with section 54-06-04. The report must<br>contain a meaningful financial statement of each utility, industry, enterprise, and business project<br>under its control.54-17-07. Industries under the industrial commission - Income on deposits andinvestments. The industrial commission shall operate, manage, control, and govern all utilities,<br>industries, enterprises, and business projects established, owned, undertaken, administered, or<br>operated by the state of North Dakota, except those carried on in penal, charitable, or<br>educational institutions or those conducted pursuant to chapter 65-08.1. All income earned on<br>state moneys that are deposited or invested to the credit of the industrial commission or any<br>agency, utility, industry, enterprise, or business project operated, managed, controlled, or<br>governed by the industrial commission must be added to and become a part of such moneys.54-17-07.1.Advisory board - Rules.The industrial commission shall appoint asix-member advisory board consisting of representatives of lenders, the residential real estate<br>industry, the mobile home and manufactured housing industry, and homeowners and buyers,Page No. 1and in consultation with such board may adopt rules and regulations for the conduct of its<br>housing finance program which may, among other matters, establish requirements for the type<br>and purchase price of dwelling units and multifamily facilities eligible to be financed, the income<br>limits for eligible low or moderate income persons or families, the interest rates and other terms<br>of mortgage loans to be financed, requirements relating to federal or private mortgage insurance<br>or guarantees, and the general terms and conditions for the issuance and security of housing<br>revenue bonds to be issued.54-17-07.2. Definitions. As used in sections 54-17-07.1 through 54-17-07.7 and section54-17-07.10:1.&quot;Lenders&quot; means any bank or trust company chartered by the state of North Dakota<br>or any national banking association located in North Dakota, state or federal savings<br>and loan association located in North Dakota, and federal housing administration<br>approved mortgagee or other mortgage banking institutions actively engaged in<br>home mortgage lending in North Dakota approved by the industrial commission.2.&quot;Multifamily housing facility&quot; means any facility containing five or more residential<br>dwelling units; provided, that at least twenty percent of the units in each facility must<br>be held for occupancy by persons or families of low and moderate income for such<br>period of time as the industrial commission may determine and may include such<br>related public or private facilities intended for commercial, cultural, recreational,<br>community, or other civic purpose as the commission may approve.3.&quot;Persons and families of low or moderate income&quot; means persons or families whose<br>financial means are insufficient, taking into account such factors as the industrial<br>commission shall deem relevant, to secure decent, safe, and sanitary housing<br>provided by private industry without the financial assistance afforded by the housing<br>finance programs of the commission.4.&quot;Single-family residential dwelling unit&quot; means any residential real property that:a.Is designed for occupancy by one to four individual households;b.Is an individual condominium or equity cooperative unit; orc.Is an individual nonrental dwelling unit the ownership of which includes rights of<br>facilities in common.54-17-07.3.Housing finance programs.Acting in its capacity as a state housingfinance agency, the industrial commission is authorized to establish the following housing finance<br>programs:1.Home mortgage finance program. A program or programs to provide financing or<br>refinancing of loans made by lenders, including second mortgage loans and<br>leasehold mortgage loans on tribal trust or other reservation lands, and leasehold<br>mortgage loans that are insured or guaranteed through an affordable housing<br>program, to persons or families of low and moderate income for the purchase or<br>substantial rehabilitation of owner occupied, single-family residential dwelling units,<br>which includes mobile homes and manufactured housing.2.Mobile home and manufactured housing finance program. A program or programs<br>to provide for the purchase or guaranty of a loan made by a lender to finance the<br>purchase of a mobile home or a manufactured housing unit other than on a real<br>property mortgage basis. A program authorized under this subsection may provide<br>assistance in the development of low-income to moderate-income housing or to<br>otherwise assist a developing community in the state address an unmet housing<br>need or alleviate a housing shortage.Page No. 23.Multifamily housing finance program. A program or programs to provide financing<br>directly or indirectly of construction, permanent, and combined construction and<br>permanent mortgage loans, including participations in mortgage loans, for the<br>acquisition, construction, refurbishing, reconstruction, rehabilitation, or improvement<br>of multifamily housing facilities.4.Mortgage loan financing program.A program or programs to provide for thepurchase or guaranty of a temporary or permanent mortgage loan originated by a<br>lender on residential real property or on land to be developed into residential real<br>property, in addition to a mortgage loan acquired or to be acquired under<br>subsections 1 through 3. A program authorized under this subsection may provide<br>assistance in the development of low to moderate income housing or to otherwise<br>assist a developing community in the state address an unmet housing need or<br>alleviate a housing shortage.5.Home improvement finance program.A program or programs to provide full orpartial, indirect financing of improvements to existing residential dwelling units.6.Housing grant program. A program or programs to provide a grant other than those<br>authorized by section 54-17-07.6 to encourage and promote housing availability for<br>persons of low or moderate income or to otherwise assist a developing community in<br>this state address an unmet housing need or alleviate a housing shortage.54-17-07.4. Housing revenue bonds. In order to fund its housing finance programs, theindustrial commission is authorized to issue and refund revenue bonds or evidences of debt and<br>indebtedness of the state. The principal of and interest on such bonds are payable only from<br>revenues generated under the applicable housing finance programs.The bonds may notconstitute a debt of the state of North Dakota and must contain a statement to that effect on their<br>face. The bonds may be sold at public or private sale, must mature not more than fifty years<br>from their date or dates, and must contain such terms and provisions as the commission shall<br>determine. The commission may capitalize from bond proceeds all expenses incidental to the<br>issuance of the bonds or to the applicable housing finance program, including, without limitation,<br>any reserves for the payment of the bonds.54-17-07.5. State reallocation under the Mortgage Subsidy Bond Tax Act of 1980.Repealed by S.L. 1987, ch. 630, <!-- END .shortcode-content --> </div> </div> <!-- END .main-content-left --> </div> <!-- BEGIN .main-content-right --> <div class="main-content-right"> <!-- BEGIN .main-nosplit --> <div class="main-nosplit"> <!--<div class="widget-0 first panel"> <h3>Advertising</h3> <script type="text/javascript"> /* var rkbspt = document.createElement('script'); rkbspt.type = 'text/javascript'; rkbspt.src = 'https://c.amazon-adsystem.com/aax2/getads.js'; var rkbscpt = document.querySelector('.widget-0.panel').appendChild(rkbspt); rkbscpt.onload = function(){ aax_getad_mpb({ "slot_uuid":"557c365d-8984-4710-a63b-62d1baabc10e" }); }; */ </script> <script id="mNCC" language="javascript"> medianet_width = "336"; medianet_height = "280"; medianet_crid = "436333511"; medianet_versionId = "3111299"; </script> <script src="//contextual.media.net/nmedianet.js?cid=8CUC4DD64"></script> <script 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