State Codes and Statutes

Statutes > North-dakota > T65 > T65c04

Download pdf
Loading PDF...


CHAPTER 65-04THE FUND AND PREMIUM PAYMENTS THERETO65-04-01. Classification of employments - Premium rates - Requirements.1.The organization shall classify employments with respect to their degrees of hazard,<br>determine the risks of different classifications, and fix the rate of premium for each of<br>the classifications sufficiently high to provide for:a.The payment of the expenses of administration of the organization;b.The payment of compensation according to the provisions and schedules<br>contained in this title; andc.The maintenance by the fund of adequate reserves and surplus to the end that<br>it may be kept at all times in an entirely solvent condition.2.In the exercise of the powers and discretion conferred upon it, the organization shall<br>fix and maintain for each class of occupation, the lowest rate which still will enable it<br>to comply with the other provisions of this section.3.The organization shall establish premium rates annually on an actuarial basis. The<br>statewide average premium rate level may not deviate by more than five percentage<br>points from the recommended actuarial indicated premium level for that year.4.Before the effective date of any premium rate change, including a change in the<br>minimum premium, the organization shall hold a public hearing on the rate change.<br>Chapter 28-32 does not apply to a hearing held by the organization under this<br>subsection.65-04-02. Reserves - Surplus.1.The organization shall maintain adequate financial reserves to ensure the solvency<br>of the fund and the payment of future benefit obligations, based upon actuarially<br>sound principles. The discount rate used in evaluating the financial reserves may<br>not exceed six percent.The level of financial reserves plus available surplusdetermined as of June thirtieth of each year must be at least one hundred twenty<br>percent but may not exceed one hundred forty percent of the actuarially established<br>discounted reserve.2.If the level of financial reserves plus available surplus determined as of June thirtieth<br>of any year is below one hundred twenty percent of the actuarially established<br>discounted reserve, the organization may not issue premium dividends and,<br>notwithstanding section 65-04-01, the organization shall modify recommended<br>premium rate levels so that the organization is estimated to come into compliance<br>within the following two years.3.If the level of financial reserves plus available surplus determined as of June thirtieth<br>of any year is above one hundred forty percent of the actuarially established<br>discounted reserve, the organization shall issue premium dividends in a fiscally<br>prudent manner so that the organization is estimated to come into compliance with<br>the requirements of subsection 1 within the following two years. However, premium<br>dividends issued may not exceed fifty percent of the preceding year's premium in<br>any given year.4.If the level of financial reserves plus available surplus determined as of June thirtieth<br>of any year is between one hundred twenty percent and one hundred thirty percent<br>of the actuarially established discounted reserve, the organization may not issue<br>premium dividends.Page No. 15.If the level of financial reserves plus available surplus determined as of June thirtieth<br>of any year is one hundred thirty percent to one hundred forty percent of the<br>actuarially established discounted reserve, the organization may issue premium<br>dividends. However, premium dividends issued may not exceed forty percent of the<br>preceding year's premium in any given year, and the level of financial reserves plus<br>available surplus may not be reduced below one hundred thirty percent.6.For the purposes of this section, &quot;available surplus&quot; means net assets as stated on<br>the statement of net assets of the organization, but does not include funds<br>designated or obligated to specific programs or projects pursuant to a directive or<br>specific approval by the legislative assembly.7.The independent annual financial audit of the organization must report the<br>organization's financial reserves.65-04-03. Accounts to be kept for classifications and employers. The organizationshall keep an accurate account of the moneys paid in premiums by each of the several classes<br>of occupations or industries and of the disbursements on account of injuries to and deaths of<br>employees thereof, and it also shall keep an account of the moneys received from each<br>individual employer and of the amount disbursed from the fund on account of injuries to and<br>deaths of employees of each employer.65-04-03.1. State entities account - Continuing appropriation - Report to budgetsection.1.The organization shall establish a single workforce safety and insurance account for<br>state entities covered by chapter 32-12.2. The organization shall use the combined<br>payroll, premium, and loss history of selected agencies to determine future<br>experience rates, dividends, assessments, and premiums.Classifications andpremium rates must be based on the hazards and risks of the different occupations<br>covered by this account. The payroll reporting period for this account is for a fiscal<br>year of July first through June thirtieth. The office of management and budget shall<br>furnish combined payroll information to the organization in a format prescribed by<br>the organization.2.Workforce safety and insurance premiums from state entities covered by chapter<br>32-12.2 must be deposited in the risk management workers' compensation fund.<br>The state investment board shall invest this fund in accordance with chapter 21-10.<br>Funds received as contributions from state entities, all other payments deposited in<br>this fund, and interest and income received on investments are appropriated on a<br>continuing basis for the purposes of this fund. The purposes of this fund are to pay<br>workforce safety and insurance premiums for state agencies, workforce safety and<br>insurance claims costs not covered by the deductible contract, and costs associated<br>with workers' compensation loss control programs. The risk management division of<br>the office of management and budget shall administer this fund. Section 54-44.1-11<br>does not apply to this fund.3.A state entity covered by chapter 32-12.2 shall participate in the risk management<br>workforce safety and insurance program unless exempted by the director of the<br>office of management and budget.4.The risk management division of the office of management and budget shall<br>administer the account's internal workforce safety and insurance return-to-work<br>program. Every state entity is required to participate in the return-to-work program.<br>The program may include assigning employees to agencies other than the agency<br>for which the employee worked on the date of the injury.5.The office of management and budget may adopt rules to administer the risk<br>management workforce safety and insurance program. The organization and thePage No. 2risk management division of the office of management and budget periodically shall<br>report to the budget section of the legislative management on the success of this<br>program.65-04-04. Employers obligated to pay premiums - Premium and certificates to bemailed.Each employer subject to this title shall pay into the fund annually the amount ofpremiums determined and fixed by the organization for the employment or occupation of the<br>employer. The amount must be determined by the classifications, rules, and rates made and<br>published by the organization and must be based on a proportion of the annual expenditure of<br>money by the employer for the service of persons subject to the provisions of this title. The<br>organization shall mail to the employer a certificate specifying that the payment has been made.<br>The certificate, attested by the seal of the organization, is prima facie evidence of the payment of<br>the premium. Notwithstanding the provisions of section 65-04-15, the certificate may reflect the<br>employer has paid the minimum premium and has no employees for the period indicated on the<br>certificate. If an employer defaults on premium payments after a certificate has been issued, the<br>organization may revoke that employer's certificate.The organization shall provide thatpremiums to be paid by school districts, multidistrict special education units, area career and<br>technology centers, and regional education associations, townships, and all public corporations<br>or agencies, except municipal corporations, fall due at the end of the fiscal year of that entity, and<br>that premiums to be paid by all municipal corporations fall due at the end of the calendar year,<br>and may make provisions so that premiums of other employers fall due on different or specified<br>dates. For the purpose of effectuating different or specified due dates, the organization may<br>carry new or current risks for a period of less than one year and not to exceed eighteen months,<br>either by request of the employer or action of the organization. An employer subject to this<br>chapter shall display in a conspicuous manner at the workplace and in a sufficient number of<br>places to reasonably inform employees of the fact, a certificate of premium payment showing<br>compliance with this chapter and the toll-free telephone number used to report unsafe working<br>conditions and actual or suspected workforce safety and insurance fraud. Any employer subject<br>to this chapter is liable to pay a civil penalty of two hundred fifty dollars for failure to display the<br>notice of compliance and the toll-free telephone number as required by this section.65-04-04.1.Determinationofweeklywageforpremiumpurposestoveteran-on-the-job trainee. Repealed by S.L. 1997, ch. 538, <meta property="og:url" content="https://statutes.laws.com/test/" /> <meta property="og:site_name" content="Statutes" /> <meta property="article:modified_time" content="2019-12-27T23:25:16+00:00" /> <meta name="twitter:card" content="summary_large_image" /> <h2>State Codes and Statutes</h2> <a href='https://statutes.laws.com/'>Statutes</a> > <a href='https://statutes.laws.com/north-dakota'>North-dakota</a> > <a href='https://statutes.laws.com/north-dakota/t65'>T65</a> > <a href='https://statutes.laws.com/north-dakota/t65/t65c04'>T65c04</a><br><br><a href="https://law.justia.com/codes/north-dakota/2009/t65/pdf/t65c04.pdf">Download pdf</a><br><div id="embed_document" style="width:625px; height:815px; text-align:center;">Loading PDF...</div><script type="text/javascript"> var pdf_url = 'https://law.justia.com/codes/north-dakota/2009/t65/pdf/t65c04.pdf'; $(document).ready(function() { var embedwindow = $("#embed_document"); if ($.browser.msie){ embedwindow.html('<embed src="'+pdf_url+'" width="100%" height="100%"></embed>'); } else { embedwindow.html('<iframe style="width:100%; height:100%;" src="https://docs.google.com/gview?url='+window.escape(pdf_url)+'&embedded=true" frameborder="0"></iframe>'); } });</script><br><br><noframes>CHAPTER 65-04THE FUND AND PREMIUM PAYMENTS THERETO65-04-01. Classification of employments - Premium rates - Requirements.1.The organization shall classify employments with respect to their degrees of hazard,<br>determine the risks of different classifications, and fix the rate of premium for each of<br>the classifications sufficiently high to provide for:a.The payment of the expenses of administration of the organization;b.The payment of compensation according to the provisions and schedules<br>contained in this title; andc.The maintenance by the fund of adequate reserves and surplus to the end that<br>it may be kept at all times in an entirely solvent condition.2.In the exercise of the powers and discretion conferred upon it, the organization shall<br>fix and maintain for each class of occupation, the lowest rate which still will enable it<br>to comply with the other provisions of this section.3.The organization shall establish premium rates annually on an actuarial basis. The<br>statewide average premium rate level may not deviate by more than five percentage<br>points from the recommended actuarial indicated premium level for that year.4.Before the effective date of any premium rate change, including a change in the<br>minimum premium, the organization shall hold a public hearing on the rate change.<br>Chapter 28-32 does not apply to a hearing held by the organization under this<br>subsection.65-04-02. Reserves - Surplus.1.The organization shall maintain adequate financial reserves to ensure the solvency<br>of the fund and the payment of future benefit obligations, based upon actuarially<br>sound principles. The discount rate used in evaluating the financial reserves may<br>not exceed six percent.The level of financial reserves plus available surplusdetermined as of June thirtieth of each year must be at least one hundred twenty<br>percent but may not exceed one hundred forty percent of the actuarially established<br>discounted reserve.2.If the level of financial reserves plus available surplus determined as of June thirtieth<br>of any year is below one hundred twenty percent of the actuarially established<br>discounted reserve, the organization may not issue premium dividends and,<br>notwithstanding section 65-04-01, the organization shall modify recommended<br>premium rate levels so that the organization is estimated to come into compliance<br>within the following two years.3.If the level of financial reserves plus available surplus determined as of June thirtieth<br>of any year is above one hundred forty percent of the actuarially established<br>discounted reserve, the organization shall issue premium dividends in a fiscally<br>prudent manner so that the organization is estimated to come into compliance with<br>the requirements of subsection 1 within the following two years. However, premium<br>dividends issued may not exceed fifty percent of the preceding year's premium in<br>any given year.4.If the level of financial reserves plus available surplus determined as of June thirtieth<br>of any year is between one hundred twenty percent and one hundred thirty percent<br>of the actuarially established discounted reserve, the organization may not issue<br>premium dividends.Page No. 15.If the level of financial reserves plus available surplus determined as of June thirtieth<br>of any year is one hundred thirty percent to one hundred forty percent of the<br>actuarially established discounted reserve, the organization may issue premium<br>dividends. However, premium dividends issued may not exceed forty percent of the<br>preceding year's premium in any given year, and the level of financial reserves plus<br>available surplus may not be reduced below one hundred thirty percent.6.For the purposes of this section, &quot;available surplus&quot; means net assets as stated on<br>the statement of net assets of the organization, but does not include funds<br>designated or obligated to specific programs or projects pursuant to a directive or<br>specific approval by the legislative assembly.7.The independent annual financial audit of the organization must report the<br>organization's financial reserves.65-04-03. Accounts to be kept for classifications and employers. The organizationshall keep an accurate account of the moneys paid in premiums by each of the several classes<br>of occupations or industries and of the disbursements on account of injuries to and deaths of<br>employees thereof, and it also shall keep an account of the moneys received from each<br>individual employer and of the amount disbursed from the fund on account of injuries to and<br>deaths of employees of each employer.65-04-03.1. State entities account - Continuing appropriation - Report to budgetsection.1.The organization shall establish a single workforce safety and insurance account for<br>state entities covered by chapter 32-12.2. The organization shall use the combined<br>payroll, premium, and loss history of selected agencies to determine future<br>experience rates, dividends, assessments, and premiums.Classifications andpremium rates must be based on the hazards and risks of the different occupations<br>covered by this account. The payroll reporting period for this account is for a fiscal<br>year of July first through June thirtieth. The office of management and budget shall<br>furnish combined payroll information to the organization in a format prescribed by<br>the organization.2.Workforce safety and insurance premiums from state entities covered by chapter<br>32-12.2 must be deposited in the risk management workers' compensation fund.<br>The state investment board shall invest this fund in accordance with chapter 21-10.<br>Funds received as contributions from state entities, all other payments deposited in<br>this fund, and interest and income received on investments are appropriated on a<br>continuing basis for the purposes of this fund. The purposes of this fund are to pay<br>workforce safety and insurance premiums for state agencies, workforce safety and<br>insurance claims costs not covered by the deductible contract, and costs associated<br>with workers' compensation loss control programs. The risk management division of<br>the office of management and budget shall administer this fund. Section 54-44.1-11<br>does not apply to this fund.3.A state entity covered by chapter 32-12.2 shall participate in the risk management<br>workforce safety and insurance program unless exempted by the director of the<br>office of management and budget.4.The risk management division of the office of management and budget shall<br>administer the account's internal workforce safety and insurance return-to-work<br>program. Every state entity is required to participate in the return-to-work program.<br>The program may include assigning employees to agencies other than the agency<br>for which the employee worked on the date of the injury.5.The office of management and budget may adopt rules to administer the risk<br>management workforce safety and insurance program. The organization and thePage No. 2risk management division of the office of management and budget periodically shall<br>report to the budget section of the legislative management on the success of this<br>program.65-04-04. Employers obligated to pay premiums - Premium and certificates to bemailed.Each employer subject to this title shall pay into the fund annually the amount ofpremiums determined and fixed by the organization for the employment or occupation of the<br>employer. The amount must be determined by the classifications, rules, and rates made and<br>published by the organization and must be based on a proportion of the annual expenditure of<br>money by the employer for the service of persons subject to the provisions of this title. The<br>organization shall mail to the employer a certificate specifying that the payment has been made.<br>The certificate, attested by the seal of the organization, is prima facie evidence of the payment of<br>the premium. Notwithstanding the provisions of section 65-04-15, the certificate may reflect the<br>employer has paid the minimum premium and has no employees for the period indicated on the<br>certificate. If an employer defaults on premium payments after a certificate has been issued, the<br>organization may revoke that employer's certificate.The organization shall provide thatpremiums to be paid by school districts, multidistrict special education units, area career and<br>technology centers, and regional education associations, townships, and all public corporations<br>or agencies, except municipal corporations, fall due at the end of the fiscal year of that entity, and<br>that premiums to be paid by all municipal corporations fall due at the end of the calendar year,<br>and may make provisions so that premiums of other employers fall due on different or specified<br>dates. For the purpose of effectuating different or specified due dates, the organization may<br>carry new or current risks for a period of less than one year and not to exceed eighteen months,<br>either by request of the employer or action of the organization. An employer subject to this<br>chapter shall display in a conspicuous manner at the workplace and in a sufficient number of<br>places to reasonably inform employees of the fact, a certificate of premium payment showing<br>compliance with this chapter and the toll-free telephone number used to report unsafe working<br>conditions and actual or suspected workforce safety and insurance fraud. Any employer subject<br>to this chapter is liable to pay a civil penalty of two hundred fifty dollars for failure to display the<br>notice of compliance and the toll-free telephone number as required by this section.65-04-04.1.Determinationofweeklywageforpremiumpurposestoveteran-on-the-job trainee. Repealed by S.L. 1997, ch. 538, <script type="application/ld+json" class="yoast-schema-graph">{"@context":"https://schema.org","@graph":[{"@type":"WebPage","@id":"https://statutes.laws.com/test/","url":"https://statutes.laws.com/test/","name":"State Codes and Statutes - Statutes","isPartOf":{"@id":"https://statutes.laws.com/#website"},"datePublished":"2015-03-10T03:31:37+00:00","dateModified":"2019-12-27T23:25:16+00:00","breadcrumb":{"@id":"https://statutes.laws.com/test/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https://statutes.laws.com/test/"]}]},{"@type":"BreadcrumbList","@id":"https://statutes.laws.com/test/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https://statutes.laws.com/"},{"@type":"ListItem","position":2,"name":"State Codes and Statutes"}]},{"@type":"WebSite","@id":"https://statutes.laws.com/#website","url":"https://statutes.laws.com/","name":"Statutes","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https://statutes.laws.com/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"en-US"}]}</script> <!-- / Yoast SEO Premium plugin. --> <link rel='dns-prefetch' href='//fonts.googleapis.com' /> <link rel="alternate" type="application/rss+xml" title="Statutes &raquo; Feed" href="https://statutes.laws.com/feed/" /> <script type="text/javascript"> /* <![CDATA[ */ window._wpemojiSettings = {"baseUrl":"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/72x72\/","ext":".png","svgUrl":"https:\/\/s.w.org\/images\/core\/emoji\/14.0.0\/svg\/","svgExt":".svg","source":{"concatemoji":"https:\/\/statutes.laws.com\/wp-includes\/js\/wp-emoji-release.min.js?ver=e9ae2245a59484c8e270e38ea5c9a014"}}; /*! This file is auto-generated */ !function(i,n){var o,s,e;function c(e){try{var t={supportTests:e,timestamp:(new Date).valueOf()};sessionStorage.setItem(o,JSON.stringify(t))}catch(e){}}function p(e,t,n){e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(t,0,0);var t=new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data),r=(e.clearRect(0,0,e.canvas.width,e.canvas.height),e.fillText(n,0,0),new Uint32Array(e.getImageData(0,0,e.canvas.width,e.canvas.height).data));return t.every(function(e,t){return e===r[t]})}function u(e,t,n){switch(t){case"flag":return n(e,"\ud83c\udff3\ufe0f\u200d\u26a7\ufe0f","\ud83c\udff3\ufe0f\u200b\u26a7\ufe0f")?!1:!n(e,"\ud83c\uddfa\ud83c\uddf3","\ud83c\uddfa\u200b\ud83c\uddf3")&&!n(e,"\ud83c\udff4\udb40\udc67\udb40\udc62\udb40\udc65\udb40\udc6e\udb40\udc67\udb40\udc7f","\ud83c\udff4\u200b\udb40\udc67\u200b\udb40\udc62\u200b\udb40\udc65\u200b\udb40\udc6e\u200b\udb40\udc67\u200b\udb40\udc7f");case"emoji":return!n(e,"\ud83e\udef1\ud83c\udffb\u200d\ud83e\udef2\ud83c\udfff","\ud83e\udef1\ud83c\udffb\u200b\ud83e\udef2\ud83c\udfff")}return!1}function f(e,t,n){var r="undefined"!=typeof WorkerGlobalScope&&self instanceof WorkerGlobalScope?new OffscreenCanvas(300,150):i.createElement("canvas"),a=r.getContext("2d",{willReadFrequently:!0}),o=(a.textBaseline="top",a.font="600 32px Arial",{});return e.forEach(function(e){o[e]=t(a,e,n)}),o}function t(e){var t=i.createElement("script");t.src=e,t.defer=!0,i.head.appendChild(t)}"undefined"!=typeof Promise&&(o="wpEmojiSettingsSupports",s=["flag","emoji"],n.supports={everything:!0,everythingExceptFlag:!0},e=new Promise(function(e){i.addEventListener("DOMContentLoaded",e,{once:!0})}),new Promise(function(t){var n=function(){try{var e=JSON.parse(sessionStorage.getItem(o));if("object"==typeof e&&"number"==typeof e.timestamp&&(new Date).valueOf()<e.timestamp+604800&&"object"==typeof e.supportTests)return e.supportTests}catch(e){}return null}();if(!n){if("undefined"!=typeof Worker&&"undefined"!=typeof OffscreenCanvas&&"undefined"!=typeof URL&&URL.createObjectURL&&"undefined"!=typeof Blob)try{var e="postMessage("+f.toString()+"("+[JSON.stringify(s),u.toString(),p.toString()].join(",")+"));",r=new Blob([e],{type:"text/javascript"}),a=new Worker(URL.createObjectURL(r),{name:"wpTestEmojiSupports"});return void(a.onmessage=function(e){c(n=e.data),a.terminate(),t(n)})}catch(e){}c(n=f(s,u,p))}t(n)}).then(function(e){for(var t in e)n.supports[t]=e[t],n.supports.everything=n.supports.everything&&n.supports[t],"flag"!==t&&(n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&n.supports[t]);n.supports.everythingExceptFlag=n.supports.everythingExceptFlag&&!n.supports.flag,n.DOMReady=!1,n.readyCallback=function(){n.DOMReady=!0}}).then(function(){return e}).then(function(){var e;n.supports.everything||(n.readyCallback(),(e=n.source||{}).concatemoji?t(e.concatemoji):e.wpemoji&&e.twemoji&&(t(e.twemoji),t(e.wpemoji)))}))}((window,document),window._wpemojiSettings); /* ]]> */ </script> <style id='wp-emoji-styles-inline-css' type='text/css'> img.wp-smiley, img.emoji { display: inline !important; border: none !important; box-shadow: none !important; height: 1em !important; width: 1em !important; margin: 0 0.07em !important; vertical-align: -0.1em !important; background: none !important; padding: 0 !important; } </style> <link rel='stylesheet' id='wp-block-library-css' href='https://statutes.laws.com/wp-includes/css/dist/block-library/style.min.css?ver=e9ae2245a59484c8e270e38ea5c9a014' type='text/css' media='all' /> <style id='classic-theme-styles-inline-css' type='text/css'> /*! This file is auto-generated */ .wp-block-button__link{color:#fff;background-color:#32373c;border-radius:9999px;box-shadow:none;text-decoration:none;padding:calc(.667em + 2px) calc(1.333em + 2px);font-size:1.125em}.wp-block-file__button{background:#32373c;color:#fff;text-decoration:none} </style> <style id='global-styles-inline-css' type='text/css'> body{--wp--preset--color--black: #000000;--wp--preset--color--cyan-bluish-gray: #abb8c3;--wp--preset--color--white: #ffffff;--wp--preset--color--pale-pink: #f78da7;--wp--preset--color--vivid-red: #cf2e2e;--wp--preset--color--luminous-vivid-orange: #ff6900;--wp--preset--color--luminous-vivid-amber: #fcb900;--wp--preset--color--light-green-cyan: #7bdcb5;--wp--preset--color--vivid-green-cyan: #00d084;--wp--preset--color--pale-cyan-blue: #8ed1fc;--wp--preset--color--vivid-cyan-blue: #0693e3;--wp--preset--color--vivid-purple: #9b51e0;--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple: linear-gradient(135deg,rgba(6,147,227,1) 0%,rgb(155,81,224) 100%);--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan: linear-gradient(135deg,rgb(122,220,180) 0%,rgb(0,208,130) 100%);--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange: linear-gradient(135deg,rgba(252,185,0,1) 0%,rgba(255,105,0,1) 100%);--wp--preset--gradient--luminous-vivid-orange-to-vivid-red: linear-gradient(135deg,rgba(255,105,0,1) 0%,rgb(207,46,46) 100%);--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray: linear-gradient(135deg,rgb(238,238,238) 0%,rgb(169,184,195) 100%);--wp--preset--gradient--cool-to-warm-spectrum: linear-gradient(135deg,rgb(74,234,220) 0%,rgb(151,120,209) 20%,rgb(207,42,186) 40%,rgb(238,44,130) 60%,rgb(251,105,98) 80%,rgb(254,248,76) 100%);--wp--preset--gradient--blush-light-purple: linear-gradient(135deg,rgb(255,206,236) 0%,rgb(152,150,240) 100%);--wp--preset--gradient--blush-bordeaux: linear-gradient(135deg,rgb(254,205,165) 0%,rgb(254,45,45) 50%,rgb(107,0,62) 100%);--wp--preset--gradient--luminous-dusk: linear-gradient(135deg,rgb(255,203,112) 0%,rgb(199,81,192) 50%,rgb(65,88,208) 100%);--wp--preset--gradient--pale-ocean: linear-gradient(135deg,rgb(255,245,203) 0%,rgb(182,227,212) 50%,rgb(51,167,181) 100%);--wp--preset--gradient--electric-grass: linear-gradient(135deg,rgb(202,248,128) 0%,rgb(113,206,126) 100%);--wp--preset--gradient--midnight: linear-gradient(135deg,rgb(2,3,129) 0%,rgb(40,116,252) 100%);--wp--preset--font-size--small: 13px;--wp--preset--font-size--medium: 20px;--wp--preset--font-size--large: 36px;--wp--preset--font-size--x-large: 42px;--wp--preset--spacing--20: 0.44rem;--wp--preset--spacing--30: 0.67rem;--wp--preset--spacing--40: 1rem;--wp--preset--spacing--50: 1.5rem;--wp--preset--spacing--60: 2.25rem;--wp--preset--spacing--70: 3.38rem;--wp--preset--spacing--80: 5.06rem;--wp--preset--shadow--natural: 6px 6px 9px rgba(0, 0, 0, 0.2);--wp--preset--shadow--deep: 12px 12px 50px rgba(0, 0, 0, 0.4);--wp--preset--shadow--sharp: 6px 6px 0px rgba(0, 0, 0, 0.2);--wp--preset--shadow--outlined: 6px 6px 0px -3px rgba(255, 255, 255, 1), 6px 6px rgba(0, 0, 0, 1);--wp--preset--shadow--crisp: 6px 6px 0px rgba(0, 0, 0, 1);}:where(.is-layout-flex){gap: 0.5em;}:where(.is-layout-grid){gap: 0.5em;}body .is-layout-flow > .alignleft{float: left;margin-inline-start: 0;margin-inline-end: 2em;}body .is-layout-flow > .alignright{float: right;margin-inline-start: 2em;margin-inline-end: 0;}body .is-layout-flow > .aligncenter{margin-left: auto !important;margin-right: auto !important;}body .is-layout-constrained > .alignleft{float: left;margin-inline-start: 0;margin-inline-end: 2em;}body .is-layout-constrained > .alignright{float: right;margin-inline-start: 2em;margin-inline-end: 0;}body .is-layout-constrained > .aligncenter{margin-left: auto !important;margin-right: auto !important;}body .is-layout-constrained > :where(:not(.alignleft):not(.alignright):not(.alignfull)){max-width: var(--wp--style--global--content-size);margin-left: auto !important;margin-right: auto !important;}body .is-layout-constrained > .alignwide{max-width: var(--wp--style--global--wide-size);}body .is-layout-flex{display: flex;}body .is-layout-flex{flex-wrap: wrap;align-items: center;}body .is-layout-flex > *{margin: 0;}body .is-layout-grid{display: grid;}body .is-layout-grid > *{margin: 0;}:where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;}:where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;}.has-black-color{color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-color{color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-color{color: var(--wp--preset--color--white) !important;}.has-pale-pink-color{color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-color{color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-color{color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-color{color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-color{color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-color{color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-color{color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-color{color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-color{color: var(--wp--preset--color--vivid-purple) !important;}.has-black-background-color{background-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-background-color{background-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-background-color{background-color: var(--wp--preset--color--white) !important;}.has-pale-pink-background-color{background-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-background-color{background-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-background-color{background-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-background-color{background-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-background-color{background-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-background-color{background-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-background-color{background-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-background-color{background-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-background-color{background-color: var(--wp--preset--color--vivid-purple) !important;}.has-black-border-color{border-color: var(--wp--preset--color--black) !important;}.has-cyan-bluish-gray-border-color{border-color: var(--wp--preset--color--cyan-bluish-gray) !important;}.has-white-border-color{border-color: var(--wp--preset--color--white) !important;}.has-pale-pink-border-color{border-color: var(--wp--preset--color--pale-pink) !important;}.has-vivid-red-border-color{border-color: var(--wp--preset--color--vivid-red) !important;}.has-luminous-vivid-orange-border-color{border-color: var(--wp--preset--color--luminous-vivid-orange) !important;}.has-luminous-vivid-amber-border-color{border-color: var(--wp--preset--color--luminous-vivid-amber) !important;}.has-light-green-cyan-border-color{border-color: var(--wp--preset--color--light-green-cyan) !important;}.has-vivid-green-cyan-border-color{border-color: var(--wp--preset--color--vivid-green-cyan) !important;}.has-pale-cyan-blue-border-color{border-color: var(--wp--preset--color--pale-cyan-blue) !important;}.has-vivid-cyan-blue-border-color{border-color: var(--wp--preset--color--vivid-cyan-blue) !important;}.has-vivid-purple-border-color{border-color: var(--wp--preset--color--vivid-purple) !important;}.has-vivid-cyan-blue-to-vivid-purple-gradient-background{background: var(--wp--preset--gradient--vivid-cyan-blue-to-vivid-purple) !important;}.has-light-green-cyan-to-vivid-green-cyan-gradient-background{background: var(--wp--preset--gradient--light-green-cyan-to-vivid-green-cyan) !important;}.has-luminous-vivid-amber-to-luminous-vivid-orange-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-amber-to-luminous-vivid-orange) !important;}.has-luminous-vivid-orange-to-vivid-red-gradient-background{background: var(--wp--preset--gradient--luminous-vivid-orange-to-vivid-red) !important;}.has-very-light-gray-to-cyan-bluish-gray-gradient-background{background: var(--wp--preset--gradient--very-light-gray-to-cyan-bluish-gray) !important;}.has-cool-to-warm-spectrum-gradient-background{background: var(--wp--preset--gradient--cool-to-warm-spectrum) !important;}.has-blush-light-purple-gradient-background{background: var(--wp--preset--gradient--blush-light-purple) !important;}.has-blush-bordeaux-gradient-background{background: var(--wp--preset--gradient--blush-bordeaux) !important;}.has-luminous-dusk-gradient-background{background: var(--wp--preset--gradient--luminous-dusk) !important;}.has-pale-ocean-gradient-background{background: var(--wp--preset--gradient--pale-ocean) !important;}.has-electric-grass-gradient-background{background: var(--wp--preset--gradient--electric-grass) !important;}.has-midnight-gradient-background{background: var(--wp--preset--gradient--midnight) !important;}.has-small-font-size{font-size: var(--wp--preset--font-size--small) !important;}.has-medium-font-size{font-size: var(--wp--preset--font-size--medium) !important;}.has-large-font-size{font-size: var(--wp--preset--font-size--large) !important;}.has-x-large-font-size{font-size: var(--wp--preset--font-size--x-large) !important;} .wp-block-navigation a:where(:not(.wp-element-button)){color: inherit;} :where(.wp-block-post-template.is-layout-flex){gap: 1.25em;}:where(.wp-block-post-template.is-layout-grid){gap: 1.25em;} :where(.wp-block-columns.is-layout-flex){gap: 2em;}:where(.wp-block-columns.is-layout-grid){gap: 2em;} .wp-block-pullquote{font-size: 1.5em;line-height: 1.6;} </style> <link rel='stylesheet' id='contact-form-7-css' href='https://statutes.laws.com/wp-content/plugins/contact-form-7/includes/css/styles.css?ver=5.8.7' type='text/css' media='all' /> <link rel='stylesheet' id='redux-extendify-styles-css' href='https://statutes.laws.com/wp-content/plugins/redux-framework/redux-core/assets/css/extendify-utilities.css?ver=4.4.13' type='text/css' media='all' /> <link rel='stylesheet' id='google-fonts-2-css' href='https://fonts.googleapis.com/css?family=Titillium+Web&#038;subset=latin&#038;ver=e9ae2245a59484c8e270e38ea5c9a014' type='text/css' media='all' /> <link rel='stylesheet' id='reset-css' href='https://statutes.laws.com/wp-content/themes/legatus/css/reset.css?ver=e9ae2245a59484c8e270e38ea5c9a014' type='text/css' media='all' /> <link rel='stylesheet' id='font-awesome-css' href='https://statutes.laws.com/wp-content/plugins/elementor/assets/lib/font-awesome/css/font-awesome.min.css?ver=4.7.0' type='text/css' media='all' /> <link rel='stylesheet' id='main-stylesheet-css' href='https://statutes.laws.com/wp-content/themes/legatus/css/main-stylesheet.css?ver=e9ae2245a59484c8e270e38ea5c9a014' type='text/css' media='all' /> <link rel='stylesheet' id='shortcode-css' href='https://statutes.laws.com/wp-content/themes/legatus/css/shortcode.css?ver=e9ae2245a59484c8e270e38ea5c9a014' type='text/css' media='all' /> <link rel='stylesheet' id='lightbox-css' href='https://statutes.laws.com/wp-content/themes/legatus/css/lightbox.css?ver=e9ae2245a59484c8e270e38ea5c9a014' type='text/css' media='all' /> <link rel='stylesheet' id='dat-menu-css' href='https://statutes.laws.com/wp-content/themes/legatus/css/dat-menu.css?ver=e9ae2245a59484c8e270e38ea5c9a014' type='text/css' media='all' /> <link rel='stylesheet' id='responsive-css' href='https://statutes.laws.com/wp-content/themes/legatus/css/responsive.css?ver=e9ae2245a59484c8e270e38ea5c9a014' type='text/css' media='all' /> <!--[if lt IE 8]> <link rel='stylesheet' id='ie-only-styles-css' href='https://statutes.laws.com/wp-content/themes/legatus/css/ie-ancient.css?ver=e9ae2245a59484c8e270e38ea5c9a014' type='text/css' media='all' /> <![endif]--> <link rel='stylesheet' id='dynamic-css-css' href='https://statutes.laws.com/wp-admin/admin-ajax.php?action=ot_dynamic_css&#038;ver=e9ae2245a59484c8e270e38ea5c9a014' type='text/css' media='all' /> <link rel='stylesheet' id='style-css' href='https://statutes.laws.com/wp-content/themes/legatus/style.css?ver=e9ae2245a59484c8e270e38ea5c9a014' type='text/css' media='all' /> <link rel='stylesheet' id='elementor-icons-css' href='https://statutes.laws.com/wp-content/plugins/elementor/assets/lib/eicons/css/elementor-icons.min.css?ver=5.23.0' type='text/css' media='all' /> <link rel='stylesheet' id='elementor-frontend-css' href='https://statutes.laws.com/wp-content/plugins/elementor/assets/css/frontend-lite.min.css?ver=3.17.3' type='text/css' media='all' /> <link rel='stylesheet' id='swiper-css' href='https://statutes.laws.com/wp-content/plugins/elementor/assets/lib/swiper/css/swiper.min.css?ver=5.3.6' type='text/css' media='all' /> <link rel='stylesheet' id='elementor-post-248-css' href='https://statutes.laws.com/wp-content/uploads/sites/5/elementor/css/post-248.css?ver=1699721364' type='text/css' media='all' /> <link rel='stylesheet' id='elementor-pro-css' href='https://statutes.laws.com/wp-content/plugins/elementor-pro/assets/css/frontend-lite.min.css?ver=3.16.2' type='text/css' media='all' /> <link rel='stylesheet' id='elementor-global-css' href='https://statutes.laws.com/wp-content/uploads/sites/5/elementor/css/global.css?ver=1699721365' type='text/css' media='all' /> <link rel='stylesheet' id='toc-screen-css' href='https://statutes.laws.com/wp-content/plugins/table-of-contents-plus/screen.min.css?ver=2309' type='text/css' media='all' /> <link rel='stylesheet' id='google-fonts-1-css' href='https://fonts.googleapis.com/css?family=Roboto%3A100%2C100italic%2C200%2C200italic%2C300%2C300italic%2C400%2C400italic%2C500%2C500italic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic%2C900%2C900italic%7CRoboto+Slab%3A100%2C100italic%2C200%2C200italic%2C300%2C300italic%2C400%2C400italic%2C500%2C500italic%2C600%2C600italic%2C700%2C700italic%2C800%2C800italic%2C900%2C900italic&#038;display=auto&#038;ver=e9ae2245a59484c8e270e38ea5c9a014' type='text/css' media='all' /> <link rel="preconnect" href="https://fonts.gstatic.com/" crossorigin><script type="text/javascript" id="jquery-core-js-extra"> /* <![CDATA[ */ var ot = {"THEME_NAME":"legatus","adminUrl":"https:\/\/statutes.laws.com\/wp-admin\/admin-ajax.php","gallery_id":"","galleryCat":"","imageUrl":"https:\/\/statutes.laws.com\/wp-content\/themes\/legatus\/images\/","cssUrl":"https:\/\/statutes.laws.com\/wp-content\/themes\/legatus\/css\/","themeUrl":"https:\/\/statutes.laws.com\/wp-content\/themes\/legatus"}; /* ]]> */ </script> <script type="text/javascript" src="https://statutes.laws.com/wp-includes/js/jquery/jquery.min.js?ver=3.7.1" id="jquery-core-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-includes/js/jquery/jquery-migrate.min.js?ver=3.4.1" id="jquery-migrate-js"></script> <script></script><link rel="https://api.w.org/" href="https://statutes.laws.com/wp-json/" /><link rel="alternate" type="application/json" href="https://statutes.laws.com/wp-json/wp/v2/pages/19" /><link rel="EditURI" type="application/rsd+xml" title="RSD" href="https://statutes.laws.com/xmlrpc.php?rsd" /> <link rel='shortlink' href='https://statutes.laws.com/?p=19' /> <link rel="alternate" type="application/json+oembed" href="https://statutes.laws.com/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fstatutes.laws.com%2Ftest%2F" /> <link rel="alternate" type="text/xml+oembed" href="https://statutes.laws.com/wp-json/oembed/1.0/embed?url=https%3A%2F%2Fstatutes.laws.com%2Ftest%2F&#038;format=xml" /> <meta name="generator" content="Redux 4.4.13" /><script type="text/javascript"> (function(url){ if(/(?:Chrome\/26\.0\.1410\.63 Safari\/537\.31|WordfenceTestMonBot)/.test(navigator.userAgent)){ return; } var addEvent = function(evt, handler) { if (window.addEventListener) { document.addEventListener(evt, handler, false); } else if (window.attachEvent) { document.attachEvent('on' + evt, handler); } }; var removeEvent = function(evt, handler) { if (window.removeEventListener) { document.removeEventListener(evt, handler, false); } else if (window.detachEvent) { document.detachEvent('on' + evt, handler); } }; var evts = 'contextmenu dblclick drag dragend dragenter dragleave dragover dragstart drop keydown keypress keyup mousedown mousemove mouseout mouseover mouseup mousewheel scroll'.split(' '); var logHuman = function() { if (window.wfLogHumanRan) { return; } window.wfLogHumanRan = true; var wfscr = document.createElement('script'); wfscr.type = 'text/javascript'; wfscr.async = true; wfscr.src = url + '&r=' + Math.random(); (document.getElementsByTagName('head')[0]||document.getElementsByTagName('body')[0]).appendChild(wfscr); for (var i = 0; i < evts.length; i++) { removeEvent(evts[i], logHuman); } }; for (var i = 0; i < evts.length; i++) { addEvent(evts[i], logHuman); } })('//statutes.laws.com/?wordfence_lh=1&hid=CEAD911A987CC37DB347F6C92AE71986'); </script><meta name="generator" content="Elementor 3.17.3; features: e_dom_optimization, e_optimized_assets_loading, e_optimized_css_loading, additional_custom_breakpoints; settings: css_print_method-external, google_font-enabled, font_display-auto"> <meta name="generator" content="Powered by WPBakery Page Builder - drag and drop page builder for WordPress."/> <meta name="generator" content="Powered by Slider Revolution 6.6.11 - responsive, Mobile-Friendly Slider Plugin for WordPress with comfortable drag and drop interface." /> <!-- Clicky Web Analytics - https://clicky.com, WordPress Plugin by Yoast - https://yoast.com/wordpress/plugins/clicky/ --><script type='text/javascript'> function clicky_gc(name) { var ca = document.cookie.split(';'); for (var i in ca) { if (ca[i].indexOf(name + '=') != -1) { return decodeURIComponent(ca[i].split('=')[1]); } } return ''; } var username_check = clicky_gc('"comment_author_d2f3dac10cedf763d31d1d5e708a3685"'); if (username_check) var clicky_custom_session = {username: username_check}; </script> <script> var clicky_site_ids = clicky_site_ids || []; clicky_site_ids.push("100851447"); </script> <script async src="//static.getclicky.com/js"></script><script>function setREVStartSize(e){ //window.requestAnimationFrame(function() { window.RSIW = window.RSIW===undefined ? window.innerWidth : window.RSIW; window.RSIH = window.RSIH===undefined ? window.innerHeight : window.RSIH; try { var pw = document.getElementById(e.c).parentNode.offsetWidth, newh; pw = pw===0 || isNaN(pw) || (e.l=="fullwidth" || e.layout=="fullwidth") ? window.RSIW : pw; e.tabw = e.tabw===undefined ? 0 : parseInt(e.tabw); e.thumbw = e.thumbw===undefined ? 0 : parseInt(e.thumbw); e.tabh = e.tabh===undefined ? 0 : parseInt(e.tabh); e.thumbh = e.thumbh===undefined ? 0 : parseInt(e.thumbh); e.tabhide = e.tabhide===undefined ? 0 : parseInt(e.tabhide); e.thumbhide = e.thumbhide===undefined ? 0 : parseInt(e.thumbhide); e.mh = e.mh===undefined || e.mh=="" || e.mh==="auto" ? 0 : parseInt(e.mh,0); if(e.layout==="fullscreen" || e.l==="fullscreen") newh = Math.max(e.mh,window.RSIH); else{ e.gw = Array.isArray(e.gw) ? e.gw : [e.gw]; for (var i in e.rl) if (e.gw[i]===undefined || e.gw[i]===0) e.gw[i] = e.gw[i-1]; e.gh = e.el===undefined || e.el==="" || (Array.isArray(e.el) && e.el.length==0)? e.gh : e.el; e.gh = Array.isArray(e.gh) ? e.gh : [e.gh]; for (var i in e.rl) if (e.gh[i]===undefined || e.gh[i]===0) e.gh[i] = e.gh[i-1]; var nl = new Array(e.rl.length), ix = 0, sl; e.tabw = e.tabhide>=pw ? 0 : e.tabw; e.thumbw = e.thumbhide>=pw ? 0 : e.thumbw; e.tabh = e.tabhide>=pw ? 0 : e.tabh; e.thumbh = e.thumbhide>=pw ? 0 : e.thumbh; for (var i in e.rl) nl[i] = e.rl[i]<window.RSIW ? 0 : e.rl[i]; sl = nl[0]; for (var i in nl) if (sl>nl[i] && nl[i]>0) { sl = nl[i]; ix=i;} var m = pw>(e.gw[ix]+e.tabw+e.thumbw) ? 1 : (pw-(e.tabw+e.thumbw)) / (e.gw[ix]); newh = (e.gh[ix] * m) + (e.tabh + e.thumbh); } var el = document.getElementById(e.c); if (el!==null && el) el.style.height = newh+"px"; el = document.getElementById(e.c+"_wrapper"); if (el!==null && el) { el.style.height = newh+"px"; el.style.display = "block"; } } catch(e){ console.log("Failure at Presize of Slider:" + e) } //}); };</script> <noscript><style> .wpb_animate_when_almost_visible { opacity: 1; }</style></noscript> <style> body { background: none !important; } </style> <!-- END head --> </head> <!-- BEGIN body --> <body class="page-template-default page page-id-19 wpb-js-composer js-comp-ver-7.5 vc_responsive elementor-default elementor-kit-248 elementor-page elementor-page-19"> <!-- BEGIN .boxed --> <div class="boxed"> <!-- BEGIN .header --> <div class="header"> <!-- BEGIN .header-very-top --> <div class="header-very-top"> <!-- BEGIN .wrapper --> <div class="wrapper"> <div class="left"> <ul class="ot-menu very-top-menu load-responsive" rel="Top Menu"><li><a href="https://statutes.laws.com" class="icon-text"><i class="fa fa-home"></i></a></li><li id="menu-item-154" class="menu-item menu-item-type-custom menu-item-object-custom custom-class-1 single"><a href="https://www.laws.com/">Laws</a></li> <li id="menu-item-155" class="menu-item menu-item-type-custom menu-item-object-custom custom-class-2 single"><a href="https://lawyer.laws.com/">Lawyers</a></li> <li id="menu-item-156" class="menu-item menu-item-type-custom menu-item-object-custom custom-class-3 single"><a href="https://find.laws.com/">Find Laws</a></li> <li id="menu-item-157" class="menu-item menu-item-type-custom menu-item-object-custom custom-class-4 single"><a href="https://legal-forms.laws.com/">Legal Forms</a></li> <li id="menu-item-158" class="menu-item menu-item-type-custom menu-item-object-custom custom-class-5 single"><a href="https://state-laws.laws.com/">State Laws</a></li> </ul> </div> <div class="clear-float"></div> </div> <div class="double-split"></div> <!-- END .header-very-top --> </div> <!-- BEGIN .header-middle --> <div class="header-middle"> <div class="wrapper"> <div class="banner"> <div class="banner-block"> </div> </div> <div class="clear-float"></div> </div> <!-- END .header-middle --> </div> <!-- BEGIN .header-menu --> <div class="header-menu thisisfixed"> <div class="wrapper"> <div class="logo-image"> <!--<h1></h1>--> <a href="https://statutes.laws.com"><img class="logo" src="https://statutes.laws.com/wp-content/themes/legatus/images/logo.png" alt="Statutes" /></a> </div> <ul class="menu main-menu" ><li id="menu-item-148" class="normal-drop no-description menu-item menu-item-type-custom menu-item-object-custom custom-class-1" style="background:#264C84; color:#264C84; "><a href="https://www.laws.com/">Laws</a></li> <li id="menu-item-149" class="normal-drop no-description menu_red menu-item menu-item-type-custom menu-item-object-custom custom-class-2"><a href="https://lawyer.laws.com/">Lawyers</a></li> <li id="menu-item-150" class="normal-drop no-description menu_green menu-item menu-item-type-custom menu-item-object-custom custom-class-3"><a href="https://find.laws.com/">Find Laws</a></li> <li id="menu-item-152" class="normal-drop no-description menu_boldred menu-item menu-item-type-custom menu-item-object-custom custom-class-4"><a href="https://legal-forms.laws.com/">Legal Forms</a></li> <li id="menu-item-151" class="normal-drop no-description menu_blue menu-item menu-item-type-custom menu-item-object-custom custom-class-5"><a href="https://state-laws.laws.com/">State Laws</a></li> </ul> <div class="clear-float"></div> </div> <!-- END .header-menu --> </div> <!-- BEGIN .header-undermenu --> <div class="header-undermenu"> <div class="wrapper"> <div class="clear-float"></div> </div> <!-- END .header-undermenu --> </div> <!-- Begin add search bar --> <br /> <div class="wrapper"> <!-- add search bar - Peter - May 2015 --> <style> .input-txt-bigger{background:url(https://laws.com/uploads/input-txt-bigger.jpg) no-repeat;width:100%;height:30px;color:#5a8bb7;padding:0px 10px;padding:6px 10px\9;float:left;border:0px;font-size:16px} .input-btn{background:url(https://laws.com/uploads/input-btn-blue.png) no-repeat;width:100%;height:30px;color:#fff;font-weight:bold;margin-left:10px;text-align:center;float:left;border:0px;cursor:pointer} </style> <form action="https://laws.com/searchresults" method="get"> <input type="text" id="qucik-key" name="sname" value="Search Laws" onfocus="if(this.value=='Search Laws' || this.value=='') this.value='';" onblur="if(this.value=='') this.value='Search Laws';" class="input-txt-bigger" style="background:none;border:2px solid #1661B2;width:75%;height:55px;font-size:30px;font-weight:bold" /> <input type="submit" class="input-btn" value="SEARCH" style="width:167px;height:55px;font-size:20px;background:url(https://laws.com/uploads/input-btn-blue-big.png) no-repeat scroll 0 0 transparent" /> </form> <!-- End add search bar - Peter - May 2015 --> </div> <div style="height: 70px;"></div> <!-- Begin add search bar --> <!-- END .header --> </div> <!-- BEGIN .content --> <div class="content"> <!-- BEGIN .wrapper --> <div class="wrapper"> <!-- BEGIN .main-content-left --> <div class="main-content-left"> <div class="social-icons-float"> <span class="soc-header">Share</span> <span class="social-icon"> <span class="social-count"><span class="count">0</span><span class="social-arrow">&nbsp;</span></span> <a href="http://www.facebook.com/sharer/sharer.php?u=https://statutes.laws.com/test/" data-url="https://statutes.laws.com/test/" class="social-button ot-share" style="background:#495fbd;"><i class="fa fa-facebook"></i><font>Share</font></a> </span> <span class="social-icon"> <span class="social-count"><span class="count">0</span><span class="social-arrow">&nbsp;</span></span> <a href="#" data-hashtags="" data-url="https://statutes.laws.com/test/" data-via="" data-text="State Codes and Statutes" class="social-button ot-tweet" style="background:#43bedd;"><i class="fa fa-twitter"></i><font>Tweet</font></a> </span> <span class="social-icon"> <span class="social-count">0<span class="social-arrow">&nbsp;</span></span> <a href="https://plus.google.com/share?url=https://statutes.laws.com/test/" class="social-button ot-pluss" style="background:#df6149;"><i class="fa fa-google-plus"></i><font>+1</font></a> </span> <span class="social-icon"> <span class="social-count"><span class="count">0</span><span class="social-arrow">&nbsp;</span></span> <a href="http://www.linkedin.com/shareArticle?mini=true&url=https://statutes.laws.com/test/&title=State Codes and Statutes" class="social-button ot-link" style="background:#264c84;" data-url="https://statutes.laws.com/test/"><i class="fa fa-linkedin"></i><font>Share</font></a> </span> </div> <!-- 27.04.15 - BEGIN box search --> <!-- Adding the ads for legal-forms - Peter - 27-4-2015 --> <!-- End Adding the ads for legal-forms - Peter - 27-4-2015 --> <!-- 27.04.15 - END box search --> <div style="clear:both;"></div> <div class="content-article-title"> <h2>State Codes and Statutes</h2> <div class="right-title-side"> <br/> <a href="https://statutes.laws.com"><i class="fa fa-angle-left"></i>Back To Homepage</a> </div> </div> <div class="main-article-content"> <!-- BEGIN .shortcode-content --> <div class="shortcode-content"> <h2>State Codes and Statutes</h2> <a href='https://statutes.laws.com/'>Statutes</a> > <a href='https://statutes.laws.com/north-dakota'>North-dakota</a> > <a href='https://statutes.laws.com/north-dakota/t65'>T65</a> > <a href='https://statutes.laws.com/north-dakota/t65/t65c04'>T65c04</a><br><br><a href="https://law.justia.com/codes/north-dakota/2009/t65/pdf/t65c04.pdf">Download pdf</a><br><div id="embed_document" style="width:625px; height:815px; text-align:center;">Loading PDF...</div><script type="text/javascript"> var pdf_url = 'https://law.justia.com/codes/north-dakota/2009/t65/pdf/t65c04.pdf'; $(document).ready(function() { var embedwindow = $("#embed_document"); if ($.browser.msie){ embedwindow.html('<embed src="'+pdf_url+'" width="100%" height="100%"></embed>'); } else { embedwindow.html('<iframe style="width:100%; height:100%;" src="https://docs.google.com/gview?url='+window.escape(pdf_url)+'&embedded=true" frameborder="0"></iframe>'); } });</script><br><br><noframes>CHAPTER 65-04THE FUND AND PREMIUM PAYMENTS THERETO65-04-01. Classification of employments - Premium rates - Requirements.1.The organization shall classify employments with respect to their degrees of hazard,<br>determine the risks of different classifications, and fix the rate of premium for each of<br>the classifications sufficiently high to provide for:a.The payment of the expenses of administration of the organization;b.The payment of compensation according to the provisions and schedules<br>contained in this title; andc.The maintenance by the fund of adequate reserves and surplus to the end that<br>it may be kept at all times in an entirely solvent condition.2.In the exercise of the powers and discretion conferred upon it, the organization shall<br>fix and maintain for each class of occupation, the lowest rate which still will enable it<br>to comply with the other provisions of this section.3.The organization shall establish premium rates annually on an actuarial basis. The<br>statewide average premium rate level may not deviate by more than five percentage<br>points from the recommended actuarial indicated premium level for that year.4.Before the effective date of any premium rate change, including a change in the<br>minimum premium, the organization shall hold a public hearing on the rate change.<br>Chapter 28-32 does not apply to a hearing held by the organization under this<br>subsection.65-04-02. Reserves - Surplus.1.The organization shall maintain adequate financial reserves to ensure the solvency<br>of the fund and the payment of future benefit obligations, based upon actuarially<br>sound principles. The discount rate used in evaluating the financial reserves may<br>not exceed six percent.The level of financial reserves plus available surplusdetermined as of June thirtieth of each year must be at least one hundred twenty<br>percent but may not exceed one hundred forty percent of the actuarially established<br>discounted reserve.2.If the level of financial reserves plus available surplus determined as of June thirtieth<br>of any year is below one hundred twenty percent of the actuarially established<br>discounted reserve, the organization may not issue premium dividends and,<br>notwithstanding section 65-04-01, the organization shall modify recommended<br>premium rate levels so that the organization is estimated to come into compliance<br>within the following two years.3.If the level of financial reserves plus available surplus determined as of June thirtieth<br>of any year is above one hundred forty percent of the actuarially established<br>discounted reserve, the organization shall issue premium dividends in a fiscally<br>prudent manner so that the organization is estimated to come into compliance with<br>the requirements of subsection 1 within the following two years. However, premium<br>dividends issued may not exceed fifty percent of the preceding year's premium in<br>any given year.4.If the level of financial reserves plus available surplus determined as of June thirtieth<br>of any year is between one hundred twenty percent and one hundred thirty percent<br>of the actuarially established discounted reserve, the organization may not issue<br>premium dividends.Page No. 15.If the level of financial reserves plus available surplus determined as of June thirtieth<br>of any year is one hundred thirty percent to one hundred forty percent of the<br>actuarially established discounted reserve, the organization may issue premium<br>dividends. However, premium dividends issued may not exceed forty percent of the<br>preceding year's premium in any given year, and the level of financial reserves plus<br>available surplus may not be reduced below one hundred thirty percent.6.For the purposes of this section, &quot;available surplus&quot; means net assets as stated on<br>the statement of net assets of the organization, but does not include funds<br>designated or obligated to specific programs or projects pursuant to a directive or<br>specific approval by the legislative assembly.7.The independent annual financial audit of the organization must report the<br>organization's financial reserves.65-04-03. Accounts to be kept for classifications and employers. The organizationshall keep an accurate account of the moneys paid in premiums by each of the several classes<br>of occupations or industries and of the disbursements on account of injuries to and deaths of<br>employees thereof, and it also shall keep an account of the moneys received from each<br>individual employer and of the amount disbursed from the fund on account of injuries to and<br>deaths of employees of each employer.65-04-03.1. State entities account - Continuing appropriation - Report to budgetsection.1.The organization shall establish a single workforce safety and insurance account for<br>state entities covered by chapter 32-12.2. The organization shall use the combined<br>payroll, premium, and loss history of selected agencies to determine future<br>experience rates, dividends, assessments, and premiums.Classifications andpremium rates must be based on the hazards and risks of the different occupations<br>covered by this account. The payroll reporting period for this account is for a fiscal<br>year of July first through June thirtieth. The office of management and budget shall<br>furnish combined payroll information to the organization in a format prescribed by<br>the organization.2.Workforce safety and insurance premiums from state entities covered by chapter<br>32-12.2 must be deposited in the risk management workers' compensation fund.<br>The state investment board shall invest this fund in accordance with chapter 21-10.<br>Funds received as contributions from state entities, all other payments deposited in<br>this fund, and interest and income received on investments are appropriated on a<br>continuing basis for the purposes of this fund. The purposes of this fund are to pay<br>workforce safety and insurance premiums for state agencies, workforce safety and<br>insurance claims costs not covered by the deductible contract, and costs associated<br>with workers' compensation loss control programs. The risk management division of<br>the office of management and budget shall administer this fund. Section 54-44.1-11<br>does not apply to this fund.3.A state entity covered by chapter 32-12.2 shall participate in the risk management<br>workforce safety and insurance program unless exempted by the director of the<br>office of management and budget.4.The risk management division of the office of management and budget shall<br>administer the account's internal workforce safety and insurance return-to-work<br>program. Every state entity is required to participate in the return-to-work program.<br>The program may include assigning employees to agencies other than the agency<br>for which the employee worked on the date of the injury.5.The office of management and budget may adopt rules to administer the risk<br>management workforce safety and insurance program. The organization and thePage No. 2risk management division of the office of management and budget periodically shall<br>report to the budget section of the legislative management on the success of this<br>program.65-04-04. Employers obligated to pay premiums - Premium and certificates to bemailed.Each employer subject to this title shall pay into the fund annually the amount ofpremiums determined and fixed by the organization for the employment or occupation of the<br>employer. The amount must be determined by the classifications, rules, and rates made and<br>published by the organization and must be based on a proportion of the annual expenditure of<br>money by the employer for the service of persons subject to the provisions of this title. The<br>organization shall mail to the employer a certificate specifying that the payment has been made.<br>The certificate, attested by the seal of the organization, is prima facie evidence of the payment of<br>the premium. Notwithstanding the provisions of section 65-04-15, the certificate may reflect the<br>employer has paid the minimum premium and has no employees for the period indicated on the<br>certificate. If an employer defaults on premium payments after a certificate has been issued, the<br>organization may revoke that employer's certificate.The organization shall provide thatpremiums to be paid by school districts, multidistrict special education units, area career and<br>technology centers, and regional education associations, townships, and all public corporations<br>or agencies, except municipal corporations, fall due at the end of the fiscal year of that entity, and<br>that premiums to be paid by all municipal corporations fall due at the end of the calendar year,<br>and may make provisions so that premiums of other employers fall due on different or specified<br>dates. For the purpose of effectuating different or specified due dates, the organization may<br>carry new or current risks for a period of less than one year and not to exceed eighteen months,<br>either by request of the employer or action of the organization. An employer subject to this<br>chapter shall display in a conspicuous manner at the workplace and in a sufficient number of<br>places to reasonably inform employees of the fact, a certificate of premium payment showing<br>compliance with this chapter and the toll-free telephone number used to report unsafe working<br>conditions and actual or suspected workforce safety and insurance fraud. Any employer subject<br>to this chapter is liable to pay a civil penalty of two hundred fifty dollars for failure to display the<br>notice of compliance and the toll-free telephone number as required by this section.65-04-04.1.Determinationofweeklywageforpremiumpurposestoveteran-on-the-job trainee. Repealed by S.L. 1997, ch. 538, <!-- END .shortcode-content --> </div> </div> <!-- END .main-content-left --> </div> <!-- BEGIN .main-content-right --> <div class="main-content-right"> <!-- BEGIN .main-nosplit --> <div class="main-nosplit"> <!--<div class="widget-0 first panel"> <h3>Advertising</h3> <script type="text/javascript"> /* var rkbspt = document.createElement('script'); rkbspt.type = 'text/javascript'; rkbspt.src = 'https://c.amazon-adsystem.com/aax2/getads.js'; var rkbscpt = document.querySelector('.widget-0.panel').appendChild(rkbspt); rkbscpt.onload = function(){ aax_getad_mpb({ "slot_uuid":"557c365d-8984-4710-a63b-62d1baabc10e" }); }; */ </script> <script id="mNCC" language="javascript"> medianet_width = "336"; medianet_height = "280"; medianet_crid = "436333511"; medianet_versionId = "3111299"; </script> <script src="//contextual.media.net/nmedianet.js?cid=8CUC4DD64"></script> <script type="text/javascript"> var e9 = new Object(); e9.size = "300x250"; e9.noAd = 1; </script> <script type="text/javascript" src="//tags.expo9.exponential.com/tags/Lawscom/BTF/tags.js"></script> </div>--> <div class="widget_text widget-1 first panel"><div class="textwidget custom-html-widget"><script type="text/javascript"><!-- e9 = new Object(); e9.size = "300x250,300x600"; e9.noAd = 1; //--></script> <script type="text/javascript" src="//tags.expo9.exponential.com/tags/Lawscom/ROS/tags.js"></script></div></div><div class="widget-2 panel"><div class="menu-top-menu-container"><ul id="menu-top-menu-1" class="menu"><li id="menu-item-154" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-154 custom-class-1"><a href="https://www.laws.com/">Laws</a></li> <li id="menu-item-155" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-155 custom-class-2"><a href="https://lawyer.laws.com/">Lawyers</a></li> <li id="menu-item-156" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-156 custom-class-3"><a href="https://find.laws.com/">Find Laws</a></li> <li id="menu-item-157" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-157 custom-class-4"><a href="https://legal-forms.laws.com/">Legal Forms</a></li> <li id="menu-item-158" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-158 custom-class-5"><a href="https://state-laws.laws.com/">State Laws</a></li> </ul></div></div><div class="widget_text widget-3 panel"><div class="textwidget custom-html-widget"><script type="text/javascript"><!-- e9 = new Object(); e9.size = "300x250,300x600"; e9.noAd = 1; //--></script> <script type="text/javascript" src="//tags.expo9.exponential.com/tags/Lawscom/ROS/tags.js"></script></div></div><div class="widget_text widget-4 last panel"><div class="textwidget custom-html-widget"><script type="text/javascript"><!-- e9 = new Object(); e9.size = "300x250,300x600"; e9.noAd = 1; //--></script> <script type="text/javascript" src="//tags.expo9.exponential.com/tags/Lawscom/ROS/tags.js"></script></div></div> <!-- END .main-nosplit --> </div> <!-- END .main-content-right --> </div> <div class="clear-float"></div> <!-- END .wrapper --> </div> <!-- BEGIN .content --> </div> <!-- BEGIN .footer --> <div class="footer"> <!-- BEGIN .wrapper --> <div class="wrapper"> <div class="banner-block"> <!-- <a href="http://www.orange-themes.com" target="_blank"><img src="https://statutes.laws.com/wp-content/themes/legatus/images/banner-468x60.jpg" alt="" title="" /></a>--> </div> <!-- Disable breaking news slider - Peter - 7 Apr 2015 --> <!-- BEGIN .footer-content --> <div class="footer-content"> <div class="footer-menu"> <ul class="load-responsive" rel="Footer Menu"><li id="menu-item-148" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-148 custom-class-1"><a href="https://www.laws.com/">Laws</a></li> <li id="menu-item-149" class="menu_red menu-item menu-item-type-custom menu-item-object-custom menu-item-149 custom-class-2"><a href="https://lawyer.laws.com/">Lawyers</a></li> <li id="menu-item-150" class="menu_green menu-item menu-item-type-custom menu-item-object-custom menu-item-150 custom-class-3"><a href="https://find.laws.com/">Find Laws</a></li> <li id="menu-item-152" class="menu_boldred menu-item menu-item-type-custom menu-item-object-custom menu-item-152 custom-class-4"><a href="https://legal-forms.laws.com/">Legal Forms</a></li> <li id="menu-item-151" class="menu_blue menu-item menu-item-type-custom menu-item-object-custom menu-item-151 custom-class-5"><a href="https://state-laws.laws.com/">State Laws</a></li> </ul> </div> <div class="left"> <ul> <li><a href="https://legal-forms.laws.com/alabama-forms">Alabama Forms</a></li> <li><a href="https://legal-forms.laws.com/alaska-forms">Alaska Forms</a></li> <li><a href="https://legal-forms.laws.com/arizona-forms">Arizona Forms</a></li> <li><a href="https://legal-forms.laws.com/arkansas-forms">Arkansas Forms</a></li> <li><a href="https://legal-forms.laws.com/california-forms">California Forms</a></li> <li><a href="https://legal-forms.laws.com/colorado-forms">Colorado Forms</a></li> <li><a href="https://legal-forms.laws.com/connecticut-forms">Connecticut Forms</a></li> <li><a href="https://legal-forms.laws.com/district-of-columbia-forms">District Of Columbia Forms</a></li> <li><a href="https://legal-forms.laws.com/delaware-forms">Delaware Forms</a></li> <li><a href="https://legal-forms.laws.com/florida-forms">Florida Forms</a></li> <li><a href="https://legal-forms.laws.com/georgia-forms">Georgia Forms</a></li> <li><a href="https://legal-forms.laws.com/idaho-forms">Idaho Forms</a></li> <li><a href="https://legal-forms.laws.com/hawaii-forms">Hawaii Forms</a></li> <li><a href="https://legal-forms.laws.com/illinois-forms">Illinois Forms</a></li> <li><a href="https://legal-forms.laws.com/indiana-forms">Indiana Forms</a></li> <li><a href="https://legal-forms.laws.com/iowa-forms">Iowa Forms</a></li> <li><a href="https://legal-forms.laws.com/kansas-forms">Kansas Forms</a></li> <li><a href="https://legal-forms.laws.com/kentucky-forms">Kentucky Forms</a></li> <li><a href="https://legal-forms.laws.com/louisiana-forms">Louisiana Forms</a></li> <li><a href="https://legal-forms.laws.com/maine-forms">Maine Forms</a></li> <li><a href="https://legal-forms.laws.com/maryland-forms">Maryland Forms</a></li> <li><a href="https://legal-forms.laws.com/massachusetts-forms">Massachusetts Forms</a></li> <li><a href="https://legal-forms.laws.com/michigan-forms">Michigan Forms</a></li> <li><a href="https://legal-forms.laws.com/minnesota-forms">Minnesota Forms</a></li> <li><a href="https://legal-forms.laws.com/mississippi-forms">Mississippi Forms</a></li> <li><a href="https://legal-forms.laws.com/missouri-forms">Missouri Forms</a></li> <li><a href="https://legal-forms.laws.com/montana-forms">Montana Forms</a></li> <li><a href="https://legal-forms.laws.com/nebraska-forms">Nebraska Forms</a></li> <li><a href="https://legal-forms.laws.com/nevada-forms">Nevada Forms</a></li> <li><a href="https://legal-forms.laws.com/new-hampshire-forms">New Hampshire Forms</a></li> <li><a href="https://legal-forms.laws.com/new-jersey-forms">New Jersey Forms</a></li> <li><a href="https://legal-forms.laws.com/new-mexico-forms">New Mexico Forms</a></li> <li><a href="https://legal-forms.laws.com/new-york-forms">New York Forms</a></li> <li><a href="https://legal-forms.laws.com/north-carolina-forms">North Carolina Forms</a></li> <li><a href="https://legal-forms.laws.com/north-dakota-forms">North Dakota Forms</a></li> <li><a href="https://legal-forms.laws.com/ohio-forms">Ohio Forms</a></li> <li><a href="https://legal-forms.laws.com/oklahoma-forms">Oklahoma Forms</a></li> <li><a href="https://legal-forms.laws.com/oregon-forms">Oregon Forms</a></li> <li><a href="https://legal-forms.laws.com/pennsylvania-forms">Pennsylvania Forms</a></li> <li><a href="https://legal-forms.laws.com/rhode-island-forms">Rhode Island Forms</a></li> <li><a href="https://legal-forms.laws.com/south-carolina-forms">South Carolina Forms</a></li> <li><a href="https://legal-forms.laws.com/south-dakota-forms">South Dakota Forms</a></li> <li><a href="https://legal-forms.laws.com/tennessee-forms">Tennessee Forms</a></li> <li><a href="https://legal-forms.laws.com/texas-forms">Texas Forms</a></li> <li><a href="https://legal-forms.laws.com/utah-forms">Utah Forms</a></li> <li><a href="https://legal-forms.laws.com/vermont-forms">Vermont Forms</a></li> <li><a href="https://legal-forms.laws.com/virginia-forms">Virginia Forms</a></li> <li><a href="https://legal-forms.laws.com/washington-forms">Washington Forms</a></li> <li><a href="https://legal-forms.laws.com/west-virginia-forms">West Virginia Forms</a></li> <li><a href="https://legal-forms.laws.com/wisconsin-forms">Wisconsin Forms</a></li> <li><a href="https://legal-forms.laws.com/wyoming-forms">Wyoming Forms</a></li> </ul> <div> <ul> <li><a href="https://statutes.laws.com/alabama">Alabama Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/alaska">Alaska Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/arizona">Arizona Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/arkansas">Arkansas Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/california">California Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/connecticut">Connecticut Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/delaware">Delaware Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/district-of-columbia">District of Columbia Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/florida">Florida Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/georgia">Georgia Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/hawaii">Hawaii Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/idaho">Idaho Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/illinois">Illinois Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/indiana">Indiana Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/iowa">Iowa Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/kansas">Kansas Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/kentucky">Kentucky Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/louisiana">Louisiana Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/maine">Maine Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/maryland">Maryland Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/massachusetts">Massachusetts Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/michigan">Michigan Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/minnesota">Minnesota Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/mississippi">Mississippi Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/missouri">Missouri Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/montana">Montana Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/nebraska">Nebraska Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/nevada">Nevada Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/new-hampshire">New Hampshire Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/new-jersey">New Jersey Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/new-mexico">New Mexico Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/new-york">New York Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/north-carolina">North Carolina Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/north-dakota">North Dakota Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/ohio">Ohio Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/oklahoma">Oklahoma Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/oregon">Oregon Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/pennsylvania">Pennsylvania Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/rhode-island">Rhode Island Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/south-carolina">South Carolina Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/south-dakota">South Dakota Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/tennessee">Tennessee Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/texas">Texas Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/utah">Utah Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/vermont">Vermont Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/washington">Washington Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/west-virginia">West Virginia Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/wisconsin">Wisconsin Codes &amp; Statutes</a></li> <li><a href="https://statutes.laws.com/wyoming">Wyoming Codes &amp; Statutes</a></li> </ul> </div> <div> </div> </center><br> <div class="footer-menu"> <ul class="load-responsive" rel="Footer Menu"><li id="menu-item-34164" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-34164"><a href="https://www.laws.com/category/about">Contact Us</a></li> <li id="menu-item-34165" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-34165"><a href="https://marketing.laws.com">Lawyer Marketing</a></li> <li id="menu-item-34166" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-34166"><a href="https://advertising.laws.com/">Advertise on Laws.com</a></li> <li id="menu-item-34167" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-34167"><a href="https://www.laws.com/category/AboutUs">About Us</a></li> <li id="menu-item-34168" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-34168"><a href="https://www.laws.com/category/TermsOfUse">Terms of Use</a></li> <li id="menu-item-34169" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-34169"><a href="https://www.laws.com/category/PrivacyPolicy">Privacy Policy</a></li> <li id="menu-item-34170" class="menu-item menu-item-type-custom menu-item-object-custom menu-item-34170"><a href="https://www.laws.com/category/AdvertisingPolicy">Advertising Policy</a></li> </ul> </div> <strong>Disclaimer</strong> <br>There is no confidential attorney-client relationship formed by using Laws.com website and information provided on this site is not legal advice. For legal advice, please contact your attorney. Attorneys listed on this website are not referred or endorsed by this website. By using Laws.com you agree to Laws.com Terms Of Use.<br> Copyright © 2017 Laws.com | All rights reserved </div> <!--<div class="right">Designed by <a href="https://laws.com" target="_blank">Laws.com</a></div>--> <div class="clear-float"></div> <!-- END .footer-content --> </div> <!-- END .wrapper --> </div> <!-- END .footer --> </div> <!-- END .boxed --> </div> <div class="lightbox"> <div class="lightcontent-loading"> <h2 class="light-title">Loading..</h2> <a href="#" onclick="javascript:lightboxclose();" class="light-close"><i class="fa fa-times"></i>Close Window</a> <div class="loading-box"> <h3>Loading, Please Wait!</h3> <span>This may take a second or two.</span> <span class="loading-image"><img src="https://statutes.laws.com/wp-content/themes/legatus/images/loading.gif" title="" alt="" /></span> </div> </div> <div class="lightcontent"></div> </div> <script> window.RS_MODULES = window.RS_MODULES || {}; window.RS_MODULES.modules = window.RS_MODULES.modules || {}; window.RS_MODULES.waiting = window.RS_MODULES.waiting || []; window.RS_MODULES.defered = true; window.RS_MODULES.moduleWaiting = window.RS_MODULES.moduleWaiting || {}; window.RS_MODULES.type = 'compiled'; </script> <script type="text/javascript"> var relevanssi_rt_regex = /(&|\?)_(rt|rt_nonce)=(\w+)/g var newUrl = window.location.search.replace(relevanssi_rt_regex, '') history.replaceState(null, null, window.location.pathname + newUrl + window.location.hash) </script> <link rel='stylesheet' id='rs-plugin-settings-css' href='https://statutes.laws.com/wp-content/plugins/revslider/public/assets/css/rs6.css?ver=6.6.11' type='text/css' media='all' /> <style id='rs-plugin-settings-inline-css' type='text/css'> #rs-demo-id {} </style> <script type="text/javascript" src="https://statutes.laws.com/wp-content/plugins/contact-form-7/includes/swv/js/index.js?ver=5.8.7" id="swv-js"></script> <script type="text/javascript" id="contact-form-7-js-extra"> /* <![CDATA[ */ var wpcf7 = {"api":{"root":"https:\/\/statutes.laws.com\/wp-json\/","namespace":"contact-form-7\/v1"},"cached":"1"}; /* ]]> */ </script> <script type="text/javascript" src="https://statutes.laws.com/wp-content/plugins/contact-form-7/includes/js/index.js?ver=5.8.7" id="contact-form-7-js"></script> <script type="text/javascript" id="wpil-frontend-script-js-extra"> /* <![CDATA[ */ var wpilFrontend = {"ajaxUrl":"\/wp-admin\/admin-ajax.php","postId":"19","postType":"post","openInternalInNewTab":"1","openExternalInNewTab":"1","disableClicks":"0","openLinksWithJS":"0","trackAllElementClicks":"0","clicksI18n":{"imageNoText":"Image in link: No Text","imageText":"Image Title: ","noText":"No Anchor Text Found"}}; /* ]]> */ </script> <script type="text/javascript" src="https://statutes.laws.com/wp-content/plugins/link-whisper-premium/js/frontend.min.js?ver=1708797351" id="wpil-frontend-script-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-content/plugins/revslider/public/assets/js/rbtools.min.js?ver=6.6.11" defer async id="tp-tools-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-content/plugins/revslider/public/assets/js/rs6.min.js?ver=6.6.11" defer async id="revmin-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-includes/js/jquery/ui/effect.min.js?ver=1.13.2" id="jquery-effects-core-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-includes/js/jquery/ui/effect-slide.min.js?ver=1.13.2" id="jquery-effects-slide-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-content/themes/legatus/js/admin/jquery.c00kie.js?ver=1.0" id="cookies-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-content/themes/legatus/js/jquery.floating_popup.1.3.min.js?ver=1.0" id="banner-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-content/themes/legatus/js/theme-scripts.js?ver=e9ae2245a59484c8e270e38ea5c9a014" id="https://statutes.laws.com/wp-content/themes/legatus/js/-scripts-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-content/themes/legatus/js/jquery.event.move.js?ver=1.3.1" id="move-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-content/themes/legatus/js/jquery.event.swipe.js?ver=e9ae2245a59484c8e270e38ea5c9a014" id="swipe-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-content/plugins/js_composer/assets/lib/bower/isotope/dist/isotope.pkgd.min.js?ver=7.5" id="isotope-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-includes/js/imagesloaded.min.js?ver=5.0.0" id="imagesloaded-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-includes/js/masonry.min.js?ver=4.2.2" id="masonry-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-content/themes/legatus/js/jquery.infinitescroll.min.js?ver=e9ae2245a59484c8e270e38ea5c9a014" id="infinitescroll-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-content/themes/legatus/js/lightbox.js?ver=e9ae2245a59484c8e270e38ea5c9a014" id="lightbox-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-content/themes/legatus/js/iscroll.js?ver=e9ae2245a59484c8e270e38ea5c9a014" id="iscroll-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-content/themes/legatus/js/ot_gallery.js?ver=1.0" id="ot-gallery-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-content/themes/legatus/js/scripts.js?ver=1.0" id="ot-scripts-js"></script> <script type="text/javascript" src="https://statutes.laws.com/wp-content/themes/legatus/js/legatus.js?ver=1.0.0" id="scripts-wp-js"></script> <script type="text/javascript" id="toc-front-js-extra"> /* <![CDATA[ */ var tocplus = {"visibility_show":"show","visibility_hide":"hide","width":"Auto"}; var tocplus = {"visibility_show":"show","visibility_hide":"hide","width":"Auto"}; var tocplus = {"visibility_show":"show","visibility_hide":"hide","width":"Auto"}; /* ]]> */ </script> <script type="text/javascript" src="https://statutes.laws.com/wp-content/plugins/table-of-contents-plus/front.min.js?ver=2309" id="toc-front-js"></script> <script></script> <!-- END body --> </body> <!-- END html --> </html>