State Codes and Statutes

Statutes > Ohio > Title13 > Chapter1321

1321.01 Small loan definitions.
1321.02 Exceptions to license requirement.
1321.03 Application for license - fee.
1321.04 Investigation by division - notice of filing of application - notice to licensees - license issued - denial of application.
1321.05 Contents of license - annual fee and assessment - current assets.
1321.06 Additional licenses - change of place of business.
1321.07 Annual examination of licensee - fees and mileage of sheriff and witnesses - subpoena.
1321.08 Suspension or revocation of license.
1321.09 Licensee to preserve books - annual report.
1321.10 Rules and orders - procedure in case of violation - certified statements - prima-facie evidence.
1321.11 Prohibited statements and representations.
1321.12 Licensee prohibited from certain acts.
1321.13 Maximum interest rate - prepayment - insurance.
1321.131 Agreement or consent for alternative interest rate.
1321.14 Duties of licensee - prohibited activities.
1321.15 Limitation of charges - determination of indebtedness.
1321.16 Open-end loans by licensee - interest - charges.
1321.17 Provisions applicable to all loans.
1321.18 Complaint for reversal, rescission, or modification of order of division - procedure.
1321.19 Cancellation or alteration of license.
1321.20 Annual license or certificate of registration fee.
1321.21 Division of consumer finance fund.
1321.211 [Repealed].
1321.31 Assignment of personal earnings - limitations - priority.
1321.32 Assignment of wages invalid - exception.
1321.33 Wage assignments for support of spouse or children.
1321.35 Short-term lenders definitions.
1321.36 Short term lender license required - out-of-state transactions.
1321.37 Application for license - investigation - bond.
1321.38 License contents - place of business.
1321.39 Short-term loan requirements and restrictions.
1321.40 Permissible short-term loan fees.
1321.41 Short-term loan prohibitions.
1321.42 Refusal, suspension, or revocation of license - fines.
1321.421 Examination of licensee's records.
1321.422 Required licensee records and reports.
1321.43 Implementing rules and enforcement orders.
1321.44 Violations as unfair or deceptive acts - criminal proceedings.
1321.45 Prohibited debt collector communications and conduct.
1321.46 Statewide database used to determine borrower eligibility.
1321.461 Alternative borrower database.
1321.47 Additional duties of licensees - civil action by borrower.
1321.48 Reports by superintendent - confidentiality of information.
1321.51 Second mortgage loan definitions.
1321.52 Registering second mortgage lenders and brokers.
1321.521 Expansion of definition of mortgage loan originator.
1321.522 Application for exemption from registration forcredit union service organization.
1321.53 Application for certificate of registration.
1321.531 Application for mortgage loan originator license.
1321.532 Issuance of mortgage loan originator license.
1321.533 Maintenance of net worth and assets; Corporate surety bond.
1321.534 Evidence of pre-licensing instruction.
1321.535 Written test.
1321.536 Continuing education requirement.
1321.54 Rules - investigations.
1321.541 Actions to enforce second mortgage loan provisions.
1321.55 Records and reports.
1321.551 Evading second mortgage loan requirements.
1321.552 Adoption of rules.
1321.56 Forfeiting interest.
1321.57 Computation of interest.
1321.571 Agreement or consent for alternative interest rate.
1321.58 Open-end loans by registrant - interest - charges.
1321.59 Prohibited acts.
1321.591 Compliance with Fair Debt Collection Practices Act.
1321.592 Disclosure to borrower.
1321.593 Duties and standards of care.
1321.594 Disclosure regarding material changes.
1321.60 Advertising for loans.
1321.71 Insurance premium finance company definitions.
1321.72 Exemptions from provisions.
1321.73 License - annual fee - proof of net worth.
1321.74 Application for license as premium finance company.
1321.75 Revoking or suspending license.
1321.76 Records.
1321.77 Administrative rules.
1321.78 Premium finance agreement - notice of financing to insurer.
1321.79 Finance charge limits.
1321.791 Agreement or consent for alternative finance charges.
1321.80 Delinquency, cancellation and check collection charges.
1321.81 Cancellation of insurance contract - procedure.
1321.82 Return of gross unearned premium upon cancellation of contract.
1321.83 Secured transactions filing provisions not applicable.
1321.84 Effect of child support default on license, certificate or permit.
1321.90 to 1321.93 [Repealed].
1321.99 Penalty.

State Codes and Statutes

Statutes > Ohio > Title13 > Chapter1321

1321.01 Small loan definitions.
1321.02 Exceptions to license requirement.
1321.03 Application for license - fee.
1321.04 Investigation by division - notice of filing of application - notice to licensees - license issued - denial of application.
1321.05 Contents of license - annual fee and assessment - current assets.
1321.06 Additional licenses - change of place of business.
1321.07 Annual examination of licensee - fees and mileage of sheriff and witnesses - subpoena.
1321.08 Suspension or revocation of license.
1321.09 Licensee to preserve books - annual report.
1321.10 Rules and orders - procedure in case of violation - certified statements - prima-facie evidence.
1321.11 Prohibited statements and representations.
1321.12 Licensee prohibited from certain acts.
1321.13 Maximum interest rate - prepayment - insurance.
1321.131 Agreement or consent for alternative interest rate.
1321.14 Duties of licensee - prohibited activities.
1321.15 Limitation of charges - determination of indebtedness.
1321.16 Open-end loans by licensee - interest - charges.
1321.17 Provisions applicable to all loans.
1321.18 Complaint for reversal, rescission, or modification of order of division - procedure.
1321.19 Cancellation or alteration of license.
1321.20 Annual license or certificate of registration fee.
1321.21 Division of consumer finance fund.
1321.211 [Repealed].
1321.31 Assignment of personal earnings - limitations - priority.
1321.32 Assignment of wages invalid - exception.
1321.33 Wage assignments for support of spouse or children.
1321.35 Short-term lenders definitions.
1321.36 Short term lender license required - out-of-state transactions.
1321.37 Application for license - investigation - bond.
1321.38 License contents - place of business.
1321.39 Short-term loan requirements and restrictions.
1321.40 Permissible short-term loan fees.
1321.41 Short-term loan prohibitions.
1321.42 Refusal, suspension, or revocation of license - fines.
1321.421 Examination of licensee's records.
1321.422 Required licensee records and reports.
1321.43 Implementing rules and enforcement orders.
1321.44 Violations as unfair or deceptive acts - criminal proceedings.
1321.45 Prohibited debt collector communications and conduct.
1321.46 Statewide database used to determine borrower eligibility.
1321.461 Alternative borrower database.
1321.47 Additional duties of licensees - civil action by borrower.
1321.48 Reports by superintendent - confidentiality of information.
1321.51 Second mortgage loan definitions.
1321.52 Registering second mortgage lenders and brokers.
1321.521 Expansion of definition of mortgage loan originator.
1321.522 Application for exemption from registration forcredit union service organization.
1321.53 Application for certificate of registration.
1321.531 Application for mortgage loan originator license.
1321.532 Issuance of mortgage loan originator license.
1321.533 Maintenance of net worth and assets; Corporate surety bond.
1321.534 Evidence of pre-licensing instruction.
1321.535 Written test.
1321.536 Continuing education requirement.
1321.54 Rules - investigations.
1321.541 Actions to enforce second mortgage loan provisions.
1321.55 Records and reports.
1321.551 Evading second mortgage loan requirements.
1321.552 Adoption of rules.
1321.56 Forfeiting interest.
1321.57 Computation of interest.
1321.571 Agreement or consent for alternative interest rate.
1321.58 Open-end loans by registrant - interest - charges.
1321.59 Prohibited acts.
1321.591 Compliance with Fair Debt Collection Practices Act.
1321.592 Disclosure to borrower.
1321.593 Duties and standards of care.
1321.594 Disclosure regarding material changes.
1321.60 Advertising for loans.
1321.71 Insurance premium finance company definitions.
1321.72 Exemptions from provisions.
1321.73 License - annual fee - proof of net worth.
1321.74 Application for license as premium finance company.
1321.75 Revoking or suspending license.
1321.76 Records.
1321.77 Administrative rules.
1321.78 Premium finance agreement - notice of financing to insurer.
1321.79 Finance charge limits.
1321.791 Agreement or consent for alternative finance charges.
1321.80 Delinquency, cancellation and check collection charges.
1321.81 Cancellation of insurance contract - procedure.
1321.82 Return of gross unearned premium upon cancellation of contract.
1321.83 Secured transactions filing provisions not applicable.
1321.84 Effect of child support default on license, certificate or permit.
1321.90 to 1321.93 [Repealed].
1321.99 Penalty.

State Codes and Statutes

State Codes and Statutes

Statutes > Ohio > Title13 > Chapter1321

1321.01 Small loan definitions.
1321.02 Exceptions to license requirement.
1321.03 Application for license - fee.
1321.04 Investigation by division - notice of filing of application - notice to licensees - license issued - denial of application.
1321.05 Contents of license - annual fee and assessment - current assets.
1321.06 Additional licenses - change of place of business.
1321.07 Annual examination of licensee - fees and mileage of sheriff and witnesses - subpoena.
1321.08 Suspension or revocation of license.
1321.09 Licensee to preserve books - annual report.
1321.10 Rules and orders - procedure in case of violation - certified statements - prima-facie evidence.
1321.11 Prohibited statements and representations.
1321.12 Licensee prohibited from certain acts.
1321.13 Maximum interest rate - prepayment - insurance.
1321.131 Agreement or consent for alternative interest rate.
1321.14 Duties of licensee - prohibited activities.
1321.15 Limitation of charges - determination of indebtedness.
1321.16 Open-end loans by licensee - interest - charges.
1321.17 Provisions applicable to all loans.
1321.18 Complaint for reversal, rescission, or modification of order of division - procedure.
1321.19 Cancellation or alteration of license.
1321.20 Annual license or certificate of registration fee.
1321.21 Division of consumer finance fund.
1321.211 [Repealed].
1321.31 Assignment of personal earnings - limitations - priority.
1321.32 Assignment of wages invalid - exception.
1321.33 Wage assignments for support of spouse or children.
1321.35 Short-term lenders definitions.
1321.36 Short term lender license required - out-of-state transactions.
1321.37 Application for license - investigation - bond.
1321.38 License contents - place of business.
1321.39 Short-term loan requirements and restrictions.
1321.40 Permissible short-term loan fees.
1321.41 Short-term loan prohibitions.
1321.42 Refusal, suspension, or revocation of license - fines.
1321.421 Examination of licensee's records.
1321.422 Required licensee records and reports.
1321.43 Implementing rules and enforcement orders.
1321.44 Violations as unfair or deceptive acts - criminal proceedings.
1321.45 Prohibited debt collector communications and conduct.
1321.46 Statewide database used to determine borrower eligibility.
1321.461 Alternative borrower database.
1321.47 Additional duties of licensees - civil action by borrower.
1321.48 Reports by superintendent - confidentiality of information.
1321.51 Second mortgage loan definitions.
1321.52 Registering second mortgage lenders and brokers.
1321.521 Expansion of definition of mortgage loan originator.
1321.522 Application for exemption from registration forcredit union service organization.
1321.53 Application for certificate of registration.
1321.531 Application for mortgage loan originator license.
1321.532 Issuance of mortgage loan originator license.
1321.533 Maintenance of net worth and assets; Corporate surety bond.
1321.534 Evidence of pre-licensing instruction.
1321.535 Written test.
1321.536 Continuing education requirement.
1321.54 Rules - investigations.
1321.541 Actions to enforce second mortgage loan provisions.
1321.55 Records and reports.
1321.551 Evading second mortgage loan requirements.
1321.552 Adoption of rules.
1321.56 Forfeiting interest.
1321.57 Computation of interest.
1321.571 Agreement or consent for alternative interest rate.
1321.58 Open-end loans by registrant - interest - charges.
1321.59 Prohibited acts.
1321.591 Compliance with Fair Debt Collection Practices Act.
1321.592 Disclosure to borrower.
1321.593 Duties and standards of care.
1321.594 Disclosure regarding material changes.
1321.60 Advertising for loans.
1321.71 Insurance premium finance company definitions.
1321.72 Exemptions from provisions.
1321.73 License - annual fee - proof of net worth.
1321.74 Application for license as premium finance company.
1321.75 Revoking or suspending license.
1321.76 Records.
1321.77 Administrative rules.
1321.78 Premium finance agreement - notice of financing to insurer.
1321.79 Finance charge limits.
1321.791 Agreement or consent for alternative finance charges.
1321.80 Delinquency, cancellation and check collection charges.
1321.81 Cancellation of insurance contract - procedure.
1321.82 Return of gross unearned premium upon cancellation of contract.
1321.83 Secured transactions filing provisions not applicable.
1321.84 Effect of child support default on license, certificate or permit.
1321.90 to 1321.93 [Repealed].
1321.99 Penalty.