State Codes and Statutes

Statutes > Utah > Title-31a > Chapter-21 > 31a-21-201

31A-21-201. Filing of forms.
(1) (a) Except as exempted under Subsections 31A-21-101(2) through (6), a form maynot be used, sold, or offered for sale until the form is filed with the commissioner.
(b) A form is considered filed with the commissioner when the commissioner receives:
(i) the form;
(ii) the applicable filing fee as prescribed under Section 31A-3-103; and
(iii) the applicable transmittal forms as required by the commissioner.
(2) In filing a form for use in this state the insurer is responsible for assuring that theform is in compliance with this title and rules adopted by the commissioner.
(3) (a) The commissioner may prohibit the use of a form at any time upon a finding that:
(i) the form:
(A) is inequitable;
(B) is unfairly discriminatory;
(C) is misleading;
(D) is deceptive;
(E) is obscure;
(F) is unfair;
(G) encourages misrepresentation; or
(H) is not in the public interest;
(ii) the form provides benefits or contains another provision that endangers the solidity ofthe insurer;
(iii) except an application required by Section 31A-22-635, the form is an insurancepolicy or application for an insurance policy that fails to conspicuously, as defined by rule,provide:
(A) the exact name of the insurer;
(B) the state of domicile of the insurer filing the insurance policy or application for theinsurance policy; and
(C) for a life insurance and annuity insurance policy only, the address of theadministrative office of the insurer filing the insurance policy or application for the insurancepolicy;
(iv) the form violates a statute or a rule adopted by the commissioner; or
(v) the form is otherwise contrary to law.
(b) Subsection (3)(a)(iii) does not apply to an endorsement to an insurance policy.
(c) (i) When the commissioner prohibits the use of a form under Subsection (3)(a), thecommissioner may order that, on or before a date not less than 15 days after the order, the use ofthe form be discontinued.
(ii) Once use of a form is prohibited, the form may not be used until appropriate changesare filed with and reviewed by the commissioner.
(iii) When the commissioner prohibits the use of a form under Subsection (3)(a), thecommissioner may require the insurer to disclose contract deficiencies to the existingpolicyholders.
(d) If the commissioner prohibits use of a form under this Subsection (3), the prohibitionshall:
(i) be in writing;
(ii) constitute an order; and


(iii) state the reasons for the prohibition.
(4) (a) If, after a hearing, the commissioner determines that it is in the public interest, thecommissioner may require by rule or order that a form be subject to the commissioner's approvalbefore its use.
(b) The rule or order described in Subsection (4)(a) shall prescribe the filing proceduresfor a form if the procedures are different from the procedures stated in this section.
(c) The type of form that under Subsection (4)(a) the commissioner may require approvalof before use includes:
(i) a form for a particular class of insurance;
(ii) a form for a specific line of insurance;
(iii) a specific type of form; or
(iv) a form for a specific market segment.
(5) (a) An insurer shall maintain a complete and accurate record of the following for thetime period described in Subsection (5)(b):
(i) a form:
(A) filed under this section for use; or
(B) that is in use; and
(ii) a document filed under this section with a form described in Subsection (5)(a)(i).
(b) The insurer shall maintain a record required under Subsection (5)(a) for the balanceof the current year, plus five years from:
(i) the last day on which the form is used; or
(ii) the last day an insurance policy that is issued using the form is in effect.

Amended by Chapter 10, 2010 General Session

State Codes and Statutes

Statutes > Utah > Title-31a > Chapter-21 > 31a-21-201

31A-21-201. Filing of forms.
(1) (a) Except as exempted under Subsections 31A-21-101(2) through (6), a form maynot be used, sold, or offered for sale until the form is filed with the commissioner.
(b) A form is considered filed with the commissioner when the commissioner receives:
(i) the form;
(ii) the applicable filing fee as prescribed under Section 31A-3-103; and
(iii) the applicable transmittal forms as required by the commissioner.
(2) In filing a form for use in this state the insurer is responsible for assuring that theform is in compliance with this title and rules adopted by the commissioner.
(3) (a) The commissioner may prohibit the use of a form at any time upon a finding that:
(i) the form:
(A) is inequitable;
(B) is unfairly discriminatory;
(C) is misleading;
(D) is deceptive;
(E) is obscure;
(F) is unfair;
(G) encourages misrepresentation; or
(H) is not in the public interest;
(ii) the form provides benefits or contains another provision that endangers the solidity ofthe insurer;
(iii) except an application required by Section 31A-22-635, the form is an insurancepolicy or application for an insurance policy that fails to conspicuously, as defined by rule,provide:
(A) the exact name of the insurer;
(B) the state of domicile of the insurer filing the insurance policy or application for theinsurance policy; and
(C) for a life insurance and annuity insurance policy only, the address of theadministrative office of the insurer filing the insurance policy or application for the insurancepolicy;
(iv) the form violates a statute or a rule adopted by the commissioner; or
(v) the form is otherwise contrary to law.
(b) Subsection (3)(a)(iii) does not apply to an endorsement to an insurance policy.
(c) (i) When the commissioner prohibits the use of a form under Subsection (3)(a), thecommissioner may order that, on or before a date not less than 15 days after the order, the use ofthe form be discontinued.
(ii) Once use of a form is prohibited, the form may not be used until appropriate changesare filed with and reviewed by the commissioner.
(iii) When the commissioner prohibits the use of a form under Subsection (3)(a), thecommissioner may require the insurer to disclose contract deficiencies to the existingpolicyholders.
(d) If the commissioner prohibits use of a form under this Subsection (3), the prohibitionshall:
(i) be in writing;
(ii) constitute an order; and


(iii) state the reasons for the prohibition.
(4) (a) If, after a hearing, the commissioner determines that it is in the public interest, thecommissioner may require by rule or order that a form be subject to the commissioner's approvalbefore its use.
(b) The rule or order described in Subsection (4)(a) shall prescribe the filing proceduresfor a form if the procedures are different from the procedures stated in this section.
(c) The type of form that under Subsection (4)(a) the commissioner may require approvalof before use includes:
(i) a form for a particular class of insurance;
(ii) a form for a specific line of insurance;
(iii) a specific type of form; or
(iv) a form for a specific market segment.
(5) (a) An insurer shall maintain a complete and accurate record of the following for thetime period described in Subsection (5)(b):
(i) a form:
(A) filed under this section for use; or
(B) that is in use; and
(ii) a document filed under this section with a form described in Subsection (5)(a)(i).
(b) The insurer shall maintain a record required under Subsection (5)(a) for the balanceof the current year, plus five years from:
(i) the last day on which the form is used; or
(ii) the last day an insurance policy that is issued using the form is in effect.

Amended by Chapter 10, 2010 General Session


State Codes and Statutes

State Codes and Statutes

Statutes > Utah > Title-31a > Chapter-21 > 31a-21-201

31A-21-201. Filing of forms.
(1) (a) Except as exempted under Subsections 31A-21-101(2) through (6), a form maynot be used, sold, or offered for sale until the form is filed with the commissioner.
(b) A form is considered filed with the commissioner when the commissioner receives:
(i) the form;
(ii) the applicable filing fee as prescribed under Section 31A-3-103; and
(iii) the applicable transmittal forms as required by the commissioner.
(2) In filing a form for use in this state the insurer is responsible for assuring that theform is in compliance with this title and rules adopted by the commissioner.
(3) (a) The commissioner may prohibit the use of a form at any time upon a finding that:
(i) the form:
(A) is inequitable;
(B) is unfairly discriminatory;
(C) is misleading;
(D) is deceptive;
(E) is obscure;
(F) is unfair;
(G) encourages misrepresentation; or
(H) is not in the public interest;
(ii) the form provides benefits or contains another provision that endangers the solidity ofthe insurer;
(iii) except an application required by Section 31A-22-635, the form is an insurancepolicy or application for an insurance policy that fails to conspicuously, as defined by rule,provide:
(A) the exact name of the insurer;
(B) the state of domicile of the insurer filing the insurance policy or application for theinsurance policy; and
(C) for a life insurance and annuity insurance policy only, the address of theadministrative office of the insurer filing the insurance policy or application for the insurancepolicy;
(iv) the form violates a statute or a rule adopted by the commissioner; or
(v) the form is otherwise contrary to law.
(b) Subsection (3)(a)(iii) does not apply to an endorsement to an insurance policy.
(c) (i) When the commissioner prohibits the use of a form under Subsection (3)(a), thecommissioner may order that, on or before a date not less than 15 days after the order, the use ofthe form be discontinued.
(ii) Once use of a form is prohibited, the form may not be used until appropriate changesare filed with and reviewed by the commissioner.
(iii) When the commissioner prohibits the use of a form under Subsection (3)(a), thecommissioner may require the insurer to disclose contract deficiencies to the existingpolicyholders.
(d) If the commissioner prohibits use of a form under this Subsection (3), the prohibitionshall:
(i) be in writing;
(ii) constitute an order; and


(iii) state the reasons for the prohibition.
(4) (a) If, after a hearing, the commissioner determines that it is in the public interest, thecommissioner may require by rule or order that a form be subject to the commissioner's approvalbefore its use.
(b) The rule or order described in Subsection (4)(a) shall prescribe the filing proceduresfor a form if the procedures are different from the procedures stated in this section.
(c) The type of form that under Subsection (4)(a) the commissioner may require approvalof before use includes:
(i) a form for a particular class of insurance;
(ii) a form for a specific line of insurance;
(iii) a specific type of form; or
(iv) a form for a specific market segment.
(5) (a) An insurer shall maintain a complete and accurate record of the following for thetime period described in Subsection (5)(b):
(i) a form:
(A) filed under this section for use; or
(B) that is in use; and
(ii) a document filed under this section with a form described in Subsection (5)(a)(i).
(b) The insurer shall maintain a record required under Subsection (5)(a) for the balanceof the current year, plus five years from:
(i) the last day on which the form is used; or
(ii) the last day an insurance policy that is issued using the form is in effect.

Amended by Chapter 10, 2010 General Session