State Codes and Statutes
Statutes > Vermont > Title-09a > Article-4§ 101 - Short title
§ 102 - Applicability
§ 103 - Variation by agreement; measure of damages; action constituting ordinary care
§ 104 - Definitions and index of definitions
§ 105 - 'Bank'; 'depository bank'; 'intermediary bank'; 'collecting bank'; 'payor bank'; 'presenting bank'
§ 106 - Payable through or payable at bank; collecting bank
§ 107 - Separate office of bank
§ 108 - Time of receipt of items
§ 109 - Delays
§ 110 - Electronic presentment
§ 111 - Statute of limitations
§ 201 - Status of collecting bank as agent and provisional status of credits; applicability of article; item indorsed 'pay any bank'
§ 202 - Responsibility for collection or return; when action timely
§ 203 - Effect of instructions
§ 204 - Methods of sending and presenting; sending directly to payor bank
§ 205 - Depositary bank holder of unindorsed item
§ 206 - Transfer between banks
§ 207 - Transfer warranties
§ 208 - Presentment warranties
§ 209 - Encoding and retention warranties
§ 210 - Security interest of collecting bank in items, accompanying documents and proceeds
§ 211 - When bank gives value for purposes of holder in due course
§ 212 - Presentment by notice of item not payable by, through, or at a bank; liability of drawer or indorser
§ 213 - Medium and time of settlement by bank
§ 214 - Right of charge-back or refund; liability of collecting bank; return of item
§ 215 - Final payment of item by payor bank; when provisional debits and credits become final; when certain credits become available for withdrawal
§ 216 - Insolvency and preference
§ 301 - Deferred posting; recovery of payment by return of items; time of dishonor; return of items by payor bank
§ 302 - Payor bank's responsibility for late return of item
§ 303 - When items subject to notice, stop-payment order, legal process, or setoff; order in which items may be charged or certified
§ 401 - When bank may charge customer's account
§ 402 - Bank's liability to customer for wrongful dishonor; time of determining insufficiency of account
§ 403 - Customer's right to stop payment; burden of proof of loss
§ 404 - Bank not obliged to pay check more than six months old
§ 405 - Death or incompetence of customer
§ 406 - Customer's duty to discover and report unauthorized signature or alteration
§ 407 - Payor bank's right to subrogation on improper payment
§ 501 - Handling of documentary drafts; duty to send for presentment and to notify customer of dishonor
§ 502 - Presentment of 'on arrival' drafts
§ 503 - Responsibility of presenting bank for documents and goods; report of reasons for dishonor; referee in case of need
§ 504 - Privilege of presenting bank to deal with goods; security interest for expenses
