20-1127. Simultaneous deaths


Where the individual insured or the annuitant and the beneficiary designated in a
life insurance policy or policy insuring against accidental death or in an annuity
contract have died and there is not sufficient evidence that they have died otherwise
than simultaneously, the proceeds of the policy or contract shall be distributed as if
the insured or annuitant had survived the beneficiary, unless otherwise specifically
provided in the policy or contract.