20-1221. Application and contract as entire
contract in annuities


In an annuity or pure endowment contract, other than a reversionary, survivorship or
group annuity, there shall be a provision that the contract shall constitute the entire
contract between the parties or, if a copy of the application is endorsed upon or
attached to the contract when issued, a provision that the contract and the application
therefor shall constitute the entire contract between the parties.