20-1318. Prohibited provisions
No policy of industrial insurance shall contain any of the following provisions:
1. A provision by which the insurer may deny liability under the policy for the
reason that the insured has previously obtained other insurance from the same insurer.
2. A provision giving the insurer the right to declare the policy void because the
insured has had any disease or ailment, whether specified or not, or because the insured
has received institutional, hospital, medical or surgical treatment or attention, except
a provision which gives the insurer the right to declare the policy void if the insured
has, within two years prior to the issuance of the policy, received institutional,
hospital, medical or surgical treatment or attention and if the insured or claimant under
the policy fails to show that the condition occasioning such treatment or attention was
not of a serious nature or was not material to the risk.
3. A provision giving the insurer the right to declare the policy void because the
insured has been rejected for insurance, unless such right is conditioned upon a showing
by the insurer that knowledge of the rejection would have led to a refusal by the insured
to make the contract.
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