20-1349. Notice of claim
A. There shall be a provision as follows: "Notice of claim: Written notice of
claim must be given to the insurer within twenty days after the occurrence or
commencement of any loss covered by the policy, or as soon thereafter as is reasonably
possible. Notice given by or on behalf of the insured or the beneficiary to the insurer
at ____________ (insert the location of such office as the insurer may designate for the
purpose), or to any authorized agent of the insurer, with information sufficient to
identify the insured, shall be deemed notice to the insurer."
B. In a policy providing a loss-of-time benefit which may be payable for at least
two years, an insurer may at its option insert the following between the first and second
sentences of the provision set forth in subsection A of this section: "Subject to the
qualifications set forth below, if the insured suffers loss of time on account of
disability for which indemnity may be payable for at least two years, he shall, at least
once in every six months after having given notice of claim, give to the insurer notice
of continuance of said disability, except in the event of legal incapacity. The period
of six months following any filing of proof by the insured or any payment by the insurer
on account of such claim or any denial of liability in whole or in part by the insurer
shall be excluded in applying this provision. Delay in the giving of such notice shall
not impair the insured's right to any indemnity which would otherwise have accrued during
the period of six months preceding the date on which such notice is actually given."
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