20-2112. Previous adverse underwriting
decisions
An insurance institution or insurance producer shall not base an adverse
underwriting decision in whole or in part:
1. On the fact of a previous adverse underwriting decision or the fact that an
individual previously obtained insurance coverage through a residual market mechanism,
except that an insurance institution or insurance producer may base an adverse
underwriting decision on further information obtained from an insurance institution or
insurance producer responsible for a previous adverse underwriting decision.
2. On personal information received from an insurance support organization whose
primary source of information is insurance institutions, except that an insurance
institution or insurance producer may base an adverse underwriting decision on further
personal information obtained as the result of information received from the insurance
support organization.
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