20-2331. Accountable health plans; varying
copayments and deductibles allowed


A. Except as provided in sections 20-1379 and 20-2304, an accountable health plan
may offer one or more health benefits plans that contain a choice of deductibles,
coinsurance, copayments, out-of-pocket and any other cost sharing levels. Plans offered
under this section shall clearly disclose in marketing materials, certificates of
coverage and contracts the insured's financial responsibilities. An accountable health
plan that offers such a health benefit plan shall continue to provide any mandated health
coverage that is required by this state or by federal law.


B. This section does not prohibit a health benefits plan that is intended to
qualify as a high deductible health plan as defined by 26 United States Code section
223(c)(2) from requiring the application of deductibles, copayments or coinsurance to
benefits provided under the health benefits plan.