20-252. "Casualty insurance" defined
"Casualty insurance" includes vehicle insurance as defined in section 20-259, and in
addition includes:
1. Liability insurance, which is insurance against legal liability for the death,
injury or disability of any human being, or for damage to property, and provision of
medical, hospital, surgical or disability benefits to injured persons and funeral and
death benefits to dependents, beneficiaries or personal representatives of persons
killed, irrespective of legal liability of the insured, when issued as an incidental
coverage with or supplemental to liability insurance.
2. Workers' compensation and employer's liability insurance, which is insurance of
the obligations accepted by, imposed upon or assumed by employers under law for death,
disablement or injury of employees.
3. Burglary and theft insurance, which is insurance against loss or damage by
burglary, theft, larceny, robbery, forgery, fraud, vandalism, malicious mischief,
confiscation or wrongful conversion, disposal or concealment, or from any attempt at any
of the foregoing, including supplemental coverages for medical, hospital, surgical and
funeral benefits sustained by the named insured or other person as a result of bodily
injury during the commission of a burglary, robbery or theft by another, and also
insurance against loss of or damage to money, coins, bullion, securities, notes, drafts,
acceptances or any other valuable papers and documents, resulting from any cause.
4. Personal property floater insurance, which is insurance upon personal effects
against loss or damage from any cause.
5. Glass insurance, which is insurance against loss or damage to glass, including
its lettering, ornamentation and fittings.
6. Boiler and machinery insurance, which is insurance against any liability and
loss or damage to property or interest resulting from accidents to or explosion of
boilers, pipes, pressure containers, machinery or apparatus, and to make inspection of
and issue certificates of inspection upon boilers, machinery and apparatus of any kind,
whether or not insured.
7. Leakage and fire extinguishing equipment insurance, which is insurance against
loss or damage to any property or interest caused by the breakage or leakage of
sprinklers, hoses, pumps and other fire extinguishing equipment or apparatus, water pipes
and containers, or by water entering through leaks or openings in buildings, and
insurance against loss or damage to such sprinklers, hoses, pumps and other fire
extinguishing equipment or apparatus.
8. Credit insurance, which is insurance against loss or damage resulting from
failure of debtors to pay their obligations to the insured.
9. Malpractice insurance, which is insurance against legal liability of the
insured, and against loss, damage or expense incidental to a claim of such liability, and
including medical, hospital, surgical and funeral benefits to injured persons,
irrespective of legal liability of the insured, arising out of the death, injury or
disablement of any person, or arising out of damage to the economic interest of any
person, as the result of negligence in rendering expert, fiduciary or professional
service.
10. Entertainments insurance, which is insurance indemnifying the producer of any
motion picture, television, radio, theatrical, sport, spectacle, entertainment or similar
production, event or exhibition against loss from interruption, postponement or
cancellation thereof due to death, accidental injury or sickness of performers,
participants, directors or other principals.
11. Miscellaneous insurance, which is insurance against any other kind of loss,
damage or liability properly a subject of insurance and not within any other kind of
insurance as defined in this title, if such insurance is not disapproved by the director
as being contrary to law or public policy.
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