20-262

20-262. Motor vehicle insurance policy;
reduction of rate for older person completing accident prevention
course; course requirements

A. An insurer issuing motor vehicle liability insurance policies in this state may
provide additional reductions in rates for motor vehicle personal injury and property
damage coverage to an insured who:

1. Is at least fifty-five years of age.

2. Within the last three years has successfully completed a driver improvement
course:

(a) That is approved by the department of transportation, motor vehicle division.

(b) That includes classroom instruction or practice driving of at least the minimum
number of hours that the director of the department of transportation requires.

(c) Which is not self-instructed and provides actual classroom or field driving
instruction for the minimum number of hours required by the department of transportation.

(d) For which the insured has received a certificate that certifies the completion
of the course.

B. Upon successfully completing an approved course, the agency sponsoring the
course shall issue to each participant a certificate which is the basis of qualification
for the premium reduction authorized by this section.