44-1695

44-1695. Liability

A. A consumer reporting agency or information source is not liable to any consumer
resulting from:

1. Reporting inaccurate information corrected in compliance with sections 44-1694
and 44-1698 except as provided in this section.

2. Failing to lift a security freeze pursuant to section 44-1698, subsection G.

B. A consumer reporting agency is liable for any damages and attorney fees and
court costs that are incurred by a consumer and that result from reporting of inaccurate
information that a consumer reporting agency refuses to correct as provided in section
44-1694.

C. Any consumer reporting agency, user of information or source of information that
is grossly negligent in the use or preparation of a consumer report or that acts wilfully
and maliciously with intent to harm a consumer is liable to the consumer for actual
damages, if any, punitive damages and attorney fees and court costs. If a consumer
reporting agency prepares a consumer report, the consumer reporting agency shall follow
reasonable procedures to ensure the maximum possible accuracy of the information relating
to the consumer who is the subject of the consumer report.

D. Under section 44-1698, any consumer reporting agency that is grossly negligent
or that acts wilfully and maliciously with intent to harm a consumer is liable to the
consumer for actual damages, if any, attorney fees and court costs for the following:

1. Failing to implement a security freeze.

2. Releasing a credit report or credit score if a security freeze has been placed
by the consumer.

3. Failing to remove a security freeze at the consumer's request.