44-5004

44-5004. Agreement requirements

A. No agreement of the buyer in a home solicitation sale shall be effective unless
the contract, receipt and all other documents pertaining to the contract are written in
the same language used in the oral sales presentation. If a language which cannot be
written is used in the oral sales presentation, such documents may be in English.

B. No agreement of the buyer in a home solicitation sale shall be effective unless
it is dated, signed by the buyer and contains a conspicuous notice in the language used
in the oral sales presentation which if in English would be as follows:

NOTICE TO BUYER

1. Do not sign this agreement if any of the spaces intended for the agreed terms to
the extent of then available information are left blank.

2. You are entitled to a copy of this agreement at the time you sign it.

3. You may pay off the full unpaid balance due under this agreement at any time,
and in so doing you shall be entitled to a full rebate of the unearned finance and
insurance charges.

4. You may cancel this agreement any time prior to midnight of the third business
day after the date of this transaction. See the attached notice of cancellation form for
an explanation of this right.

5. It shall not be legal for the seller to enter your premises unlawfully or commit
any breach of the peace to repossess goods purchased under this agreement.

C. No agreement of the buyer in a home solicitation sale shall be effective unless
the following completed form, in duplicate and in the language used in the oral sales
presentation which, if in English, would be in the form set forth in this subsection, is
attached to the contract or receipt:

NOTICE OF CANCELLATION

/enter date of transaction/

(date)

You may cancel this transaction, without any penalty or obligation, within three business
days from the above date.

If you cancel, any property traded in, any payments made by you under the contract or
sale and any negotiable instrument executed by you will be returned within ten business
days following receipt by the seller of your cancellation notice and any security
interest arising out of the transaction will be cancelled.

If you cancel, you must make available to the seller at your residence in substantially
as good condition as when received, any goods delivered to you under this contract or
sale; or you may, if you wish, comply with the instructions of the seller regarding the
return shipment of the goods at the seller's expense and risk.

If you do make the goods available to the seller and the seller does not pick them up
within twenty days of the date of your notice of cancellation, you may retain or dispose
of the goods without any further obligation. If you fail to make the goods available to
the seller, or if you agree to return the goods to the seller and fail to do so, then you
remain liable for performance of all obligations under the contract.

To cancel this transaction, mail or deliver a signed and dated copy of this cancellation
notice or any other written notice, or send a telegram, to {name of seller}, at {address
of seller's place of business} not later than midnight of ____________________.

(date)

I hereby cancel this transaction.

______________________________

(date)

________________________________

(buyer's signature)