TITLE 56

 

INSURANCE

 

 

Chapter 731. Administrationand General Provisions

732. Organizationand Corporate Procedures of Domestic Insurers; Regulation of InsurersGenerally

733. Accountingand Investments

734. Rehabilitation,Liquidation and Conservation of Insurers

735. AlternativeInsurance

737. Ratesand Rating Organizations

742. InsurancePolicies Generally; Property and Casualty Policies

743. Healthand Life Insurance

743A.  HealthInsurance: Required Reimbursements

744. InsuranceProducers; Life Settlement Providers, Brokers and Contracts; Adjusters;Consultants; Third Party Administrators; Reinsurance Intermediaries; RentalCompany Limited Licenses

746. TradePractices

748. FraternalBenefit Societies

750. HealthCare Service Contractors; Multiple Employer Welfare Arrangements; Legal ExpenseOrganizations

752. ProfessionalLiability Funds

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Chapter 731 — Administrationand General Provisions

 

2009 EDITION

 

 

ADMINISTRATIONAND GENERAL PROVISIONS

 

INSURANCE

 

SHORTTITLE; PURPOSE AND CONSTRUCTION

 

731.004 Shorttitle

 

731.008 Purposeof Insurance Code

 

731.012 Effectof federal law

 

731.016 Constructionof Insurance Code

 

APPLICATIONOF INSURANCE CODE

 

731.022 Compliancewith Insurance Code required

 

731.026 Applicationof Insurance Code to particular insurers

 

731.028 Applicabilityof certain Insurance Code provisions to State Accident Insurance FundCorporation

 

731.036 Personscompletely exempt from application of Insurance Code

 

731.038 Applicationof Insurance Code to charitable organizations that issue charitable giftannuities

 

731.039 Requirementsfor certain educational institutions or nonprofit corporations issuingcharitable gift annuities

 

731.042 Certificateof exemption; application of certain Insurance Code provisions to exemptinsurers

 

731.046 Exemptionof policies from Securities Law

 

DEFINITIONSGENERALLY

 

731.052 InsuranceCode definitions

 

731.056 “Action”

 

731.066 “Authorized,”“unauthorized” insurer

 

731.069 “Certificate,”“certificate holder”

 

731.072 “Certificateof authority,” “license”

 

731.074 “Commercialliability insurance”

 

731.075 “Coveredlife”

 

731.076 “Department,”“director”

 

731.082 “Domestic,”“foreign,” “alien” insurer

 

731.086 “Domesticrisk”

 

731.092 “Domicile”

 

731.096 “Domicileof alien insurer”

 

731.102 “Insurance”

 

731.104 “Insuranceproducer”

 

731.106 “Insurer”

 

731.112 “Judgment”

 

731.116 “Person”

 

731.122 “Policy”

 

731.126 “Reinsurance”

 

731.132 “Requiredcapitalization”

 

731.136 “State”

 

731.142 “Stock,”“mutual” and “reciprocal” insurer

 

731.144 “Surpluslines insurance”

 

731.146 “Transactinsurance”

 

CLASSESOF INSURANCE DEFINED

 

731.150 Definitionsof classes of insurance not mutually exclusive

 

731.154 “Annuity”

 

731.156 “Variablelife insurance”; “variable annuity”

 

731.158 “Casualtyinsurance”

 

731.162 “Healthinsurance”

 

731.164 “Homeprotection insurance,” “home protection insurer”

 

731.166 “Industriallife insurance”

 

731.170 “Lifeinsurance”; includes annuities

 

731.174 “Marineand transportation insurance”

 

731.178 “Mortgageinsurance”

 

731.182 “Propertyinsurance”

 

731.186 “Suretyinsurance”

 

731.190 “Titleinsurance”

 

731.194 “Wetmarine and transportation insurance”

 

INSURANCEADMINISTRATION

 

731.216 Administrativepower of director

 

731.228 Prohibitedinterests and rewards

 

731.232 Subpoenapower

 

731.236 Generalpowers and duties

 

731.240 Hearingsin general

 

731.244 Rules

 

731.248 Orders

 

731.252 Ceaseand desist orders

 

731.256 Enforcementgenerally

 

731.258 Enforcementof orders and decisions by Attorney General; filing, enforcement and effect offoreign decrees

 

731.260 Falseor misleading filings

 

731.264 Complaintsand investigations confidential; permitted disclosures; rules

 

731.268 Useof reproductions and certified copies as evidence; fee

 

731.272 Director’sannual reports; notice of publication of report

 

731.276 Recommendationsfor changes in Insurance Code

 

731.280 Publicationsauthorized

 

731.282 Authorityto sell publications

 

731.284 Distributionof insurance laws

 

731.288 Recordingcomplaints; director to consider complaints before issuing licenses

 

731.292 Dispositionof fees, charges, taxes, penalties and other moneys

 

731.296 Director’sinquiries

 

731.300 Examinationof insurers; when required

 

731.302 Appointmentof examiners; retaining of appraisers, actuaries and others; evidentiary statusof facts and conclusions

 

731.304 Investigationof persons transacting insurance

 

731.308 Procedureat examination or investigation; production of books and other records

 

731.312 Reportof examination; review by person examined; hearing; confidentiality of certaininformation and documents; permitted disclosures

 

731.314 Immunityfor director, examiner and others

 

731.316 Expensesof examination of insurer

 

731.324 Serviceof process on Secretary of State; notice to unauthorized insurer

 

731.328 Depositsby unauthorized insurers in actions or proceedings

 

AUTHORIZATIONOF INSURERS AND GENERAL REQUIREMENTS

 

731.354 Certificateof authority required

 

731.356 Unauthorizedinsurance transaction enforcement