Arkansas StatutesSubchapter 4 - Variable Contractsยง 23-81-401 - Exceptions from Arkansas Insurance Code.ยง 23-81-402 - Provisions for allocation of income.ยง 23-81-403 - Contract provisions required.ยง 23-81-404 - Licensure requirements for delivery of contracts.ยง 23-81-405 - Insurance Commissioner's authority to regulate.