Sec. 38a-447. (Formerly Sec. 38-150). Discrimination against persons on the basis of race prohibited. - Connecticut Statutes

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Statutes > Connecticut > Title38a > Chap700b > Sec38a-447

      Sec. 38a-447. (Formerly Sec. 38-150). Discrimination against persons on the basis of race prohibited. No life insurance company doing business in this state may: (1) Make any distinction or discrimination between persons on the basis of race, as to the premiums or rates charged for policies upon the lives of such persons; (2) demand or require greater premiums from persons of one race than such as are at that time required by that company from persons of another race of the same age, sex, general condition of health and hope of longevity; or (3) make or require any rebate, diminution or discount on the basis of race upon the sum to be paid on any policy in case of the death of any person insured, nor insert in the policy any condition, nor make any stipulation whereby such person insured shall bind himself, his heirs, executors, administrators or assigns to accept any sum less than the full value or amount of such policy, in case of a claim accruing thereon by reason of the death of such person insured, other than such as are imposed upon all persons in similar cases; and each such stipulation or condition so made or inserted shall be void.

      (1949 Rev., S. 6140; P.A. 90-243, S. 170.)

      History: P.A. 90-243 divided the section into Subsecs., substituted "may" for "shall" and deleted references to specific groups and inserted a general prohibition against discrimination; Sec. 38-150 transferred to Sec. 38a-447 in 1991.

State Codes and Statutes

Statutes > Connecticut > Title38a > Chap700b > Sec38a-447

      Sec. 38a-447. (Formerly Sec. 38-150). Discrimination against persons on the basis of race prohibited. No life insurance company doing business in this state may: (1) Make any distinction or discrimination between persons on the basis of race, as to the premiums or rates charged for policies upon the lives of such persons; (2) demand or require greater premiums from persons of one race than such as are at that time required by that company from persons of another race of the same age, sex, general condition of health and hope of longevity; or (3) make or require any rebate, diminution or discount on the basis of race upon the sum to be paid on any policy in case of the death of any person insured, nor insert in the policy any condition, nor make any stipulation whereby such person insured shall bind himself, his heirs, executors, administrators or assigns to accept any sum less than the full value or amount of such policy, in case of a claim accruing thereon by reason of the death of such person insured, other than such as are imposed upon all persons in similar cases; and each such stipulation or condition so made or inserted shall be void.

      (1949 Rev., S. 6140; P.A. 90-243, S. 170.)

      History: P.A. 90-243 divided the section into Subsecs., substituted "may" for "shall" and deleted references to specific groups and inserted a general prohibition against discrimination; Sec. 38-150 transferred to Sec. 38a-447 in 1991.

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State Codes and Statutes

Statutes > Connecticut > Title38a > Chap700b > Sec38a-447

      Sec. 38a-447. (Formerly Sec. 38-150). Discrimination against persons on the basis of race prohibited. No life insurance company doing business in this state may: (1) Make any distinction or discrimination between persons on the basis of race, as to the premiums or rates charged for policies upon the lives of such persons; (2) demand or require greater premiums from persons of one race than such as are at that time required by that company from persons of another race of the same age, sex, general condition of health and hope of longevity; or (3) make or require any rebate, diminution or discount on the basis of race upon the sum to be paid on any policy in case of the death of any person insured, nor insert in the policy any condition, nor make any stipulation whereby such person insured shall bind himself, his heirs, executors, administrators or assigns to accept any sum less than the full value or amount of such policy, in case of a claim accruing thereon by reason of the death of such person insured, other than such as are imposed upon all persons in similar cases; and each such stipulation or condition so made or inserted shall be void.

      (1949 Rev., S. 6140; P.A. 90-243, S. 170.)

      History: P.A. 90-243 divided the section into Subsecs., substituted "may" for "shall" and deleted references to specific groups and inserted a general prohibition against discrimination; Sec. 38-150 transferred to Sec. 38a-447 in 1991.