§443B-15  Threats or coercion.  No
collection agency shall collect or attempt to collect any money or other forms
of indebtedness alleged to be due and owing by means of any threat, coercion,
or attempt to coerce, including any conduct which is described as follows:



(1)  The use, or express or implicit threat of use, of
violence or other criminal means to cause harm to the person, reputation, or
property of any person;



(2)  The accusation or threat to falsely accuse any
person of fraud or any crime or any conduct which, if true, would tend to
disgrace the other person or in any way subject a person to ridicule or any
conduct which, if true, would tend to disgrace the other person or in any way
subject a person to the ridicule or contempt of society;



(3)  False accusations made to another person,
including any credit reporting agency that a debtor or an alleged debtor has
not paid a just debt, or threat to so make false accusations;



(4)  The threat to sell or assign to another the
obligation of a debtor or an alleged debtor with an attending representation or
implication that the result of the sale or assignment would be that the debtor
or alleged debtor would lose any defense to the claim or would be subjected to
harsh, vindictive, or abusive collection attempts; and



(5)  The threat that nonpayment of an alleged claim
will result in the arrest of any person. [L 1987, c 191, pt of §1; am L 1990, c
246, §11]