§446-3  Persons not affected.  The
following persons are not debt adjusters for the purposes of this chapter:



(1)  An attorney licensed to practice law in this
State, including the Legal Aid Society of Hawaii;



(2)  A person who is a regular full-time employee of a
debtor and who acts as an adjuster of the person's employer's debt;



(3)  A person acting pursuant to any order or judgment
of court or pursuant to authority conferred by any law of this State or of the
United States;



(4)  A nonprofit or charitable corporation or
association who acts as an adjuster of a debtor's debts, even though the
nonprofit corporation or association may charge and collect nominal sums as
reimbursement for expenses in connection with such services. [L 1967, c 3, §4;
HRS §446-3; gen ch 1985]