ยง446-4ย  Certain loan functions not affected.ย 
Nothing in this chapter is intended to exclude, nor shall it exclude, or
prohibit, any bank, financial services loan company, credit union, or any other
person or firm licensed by the county, state, or federal government to make
loans from paying off the existing debts of any debtor to any other person or
firm in connection with, or as a condition precedent to, making a loan to such
debtor, if done at the debtor's request or with the debtor's consent or agreement.
[L 1967, c 3, ยง5; HRS ยง446-4; gen ch 1985; am L 1989, c 266, ยง3]