[§454F-18]  Powers of commissioner.  (a) 
The commissioner may adopt rules pursuant to chapter 91 as the commissioner
deems necessary for the administration of this chapter.



(b)  In addition to any other powers provided
by law, the commissioner shall have the authority to: 



(1)  Administer and enforce the provisions and
requirements of this chapter;



(2)  Adopt, amend, or repeal rules and issue
declaratory rulings or informal nonbinding interpretations;



(3)  Develop requirements for licensure through rules,
including establishing the content of the written tests required under section 454F-7;



(4)  Investigate and conduct hearings regarding any
violation of this chapter or any rule or order of, or agreement with, the
commissioner;



(5)  Create fact-finding committees that may make
recommendations to the commissioner for the commissioner's deliberations;



(6)  Require an applicant or any of its officers,
directors, employees, partners, members, managers, and agents to disclose their
relevant criminal history and request a criminal history record check in
accordance with chapter 846;



(7)  Contract with qualified persons, including
investigators who may be exempt from chapter 76 and who shall assist the
commissioner in exercising the commissioner's powers and duties;



(8)  Require that all fees, fines, and charges
collected by the commissioner under this chapter be deposited into the
compliance resolution fund established pursuant to section 26-9(o);



(9)  Subpoena witnesses and documents, administer
oaths, and receive affidavits and oral testimony, including telephonic
communications, and do any and all things necessary or incidental to the
exercise of the commissioner's power and duties, including the authority to
conduct contested case proceedings under chapter 91; and



(10)  Require a mortgage loan originator to comply with
any rule, guidance, guideline, statement, supervisory policy or any similar
proclamation issued or adopted by the Federal Deposit Insurance Corporation to
the same extent and in the same manner as a bank chartered by the State or in
the alternative, any policy position of the Conference of State Bank
Supervisors. [L Sp 2009, c 32, pt of §2]