§481M-17 - Renegotiation for new agreement and extensions.
§481M-17 Renegotiation for new agreement
and extensions. (a) A renegotiation shall occur when an existing
lease-purchase agreement is satisfied and replaced by a new agreement
undertaken by the same lessor and lessee. A renegotiation shall be considered
a new agreement requiring new disclosures.
(b) The following events shall not be treated
as renegotiations:
(1) The addition or return of property in a
multiple-item agreement or in the substitution of the leased property, if in
either case the average payment allocable to a payment period is not changed by
more than twenty-five per cent;
(2) A deferral or extension of one or more periodic
payments, or portions of a periodic payment;
(3) A reduction in charges in the lease or agreement;
or
(4) A lease or agreement involved in a court
proceeding.
(c) No disclosures are required for any
extension of a lease-purchase agreement. [L 1997, c 248, pt of §1; am L 2008, c
19, §36]