§489D-11  Issuance of license; grounds for
denial.  (a)  Upon the filing of a complete application, the commissioner
shall investigate the financial condition and responsibility, financial and
business experience, character, and general fitness of the applicant.  The
commissioner may conduct an on-site investigation of the applicant, the
reasonable cost of which shall be borne by the applicant.



(b)  If the commissioner finds that:



(1)  The applicant's business will be conducted
honestly, fairly, and in a manner commanding the confidence and trust of the
community;



(2)  The applicant has fulfilled the requirements
imposed by this chapter; and



(3)  The applicant has paid the required license fee,



the commissioner shall issue a license to the
applicant authorizing the applicant to engage in the licensed activities in the
State for a term expiring on December 31 of the calendar year in which the
license is issued.



(c)  If the commissioner is not satisfied that
the applicant meets all the criteria set forth for approval, the commissioner
shall issue a written decision denying the application.



(d)  Any applicant aggrieved by a denial issued
by the commissioner under this chapter may submit a request for a contested
case hearing in accordance with chapter 91. [L 2006, c 153, pt of §1; am L
2008, c 195, §7]