§412:10-309  Liens.  The credit unionshall have a lien on the share accounts and accumulated dividends of a memberfor any sum owed the credit union by said member and for any loan endorsed bythe member.  The credit union shall also have a right of immediate setoff withrespect to every deposit account.  The credit union may also refuse to allowwithdrawals from any share or deposit account.  The credit union may waive itsrights to a lien, to immediate setoff, to restrict withdrawals, or to anycombination of such rights with respect to any share or deposit account orgroups of such accounts. [L 1993, c 350, pt of §1]