§412:4-110  Checks drawn or transfers or
withdrawals made by intoxicated persons.  It shall be lawful for any
financial institution to refuse to pay any check, draft, order of transfer or
withdrawal, or order drawn upon it when the officers or employees of the
financial institution in good faith have reason to believe that the person
signing or indorsing the instrument is or was so under the influence of
alcohol, drugs or other intoxicating substances as to make it doubtful whether
the person is or was at the time of signing or indorsing the instrument capable
of intelligently transacting business; and no action at law or equity may be
maintained against the financial institution or its officers or employees on
account of any refusal pursuant to this section. [L 1993, c 350, pt of §1]