§412:4-110  Checks drawn or transfers orwithdrawals made by intoxicated persons.  It shall be lawful for anyfinancial institution to refuse to pay any check, draft, order of transfer orwithdrawal, or order drawn upon it when the officers or employees of thefinancial institution in good faith have reason to believe that the personsigning or indorsing the instrument is or was so under the influence ofalcohol, drugs or other intoxicating substances as to make it doubtful whetherthe person is or was at the time of signing or indorsing the instrument capableof intelligently transacting business; and no action at law or equity may bemaintained against the financial institution or its officers or employees onaccount of any refusal pursuant to this section. [L 1993, c 350, pt of §1]