§412:9-101  Necessity for financial servicesloan company license.  Except as expressly permitted by federal law or thischapter, no person shall engage in any activity for which a license to operateas a financial services loan company is required by this chapter, includingwithout limitation, making loans and extensions of credit where the interestcharged, contracted for, or received is in excess of rates permitted by lawother than this article, the use of the term "financial services loancompany", or the exercise of such other powers or privileges restricted tofinancial services loan companies under applicable law unless it is acorporation incorporated in this State and has such a license; provided that anondepository financial services loan company shall not be required to beincorporated in this State. [L 1993, c 350, pt of §1; am L 1996, c 63, §6; am L2002, c 40, §32]