§431:10-207  Alteration of application. 
(a)  Any written application for insurance which is attached to and made a part
of the insurance contract shall be altered solely by the applicant or with the
applicant's written consent, except that insertions may be made by the insurer
for administrative purposes in such manner as to indicate clearly that the
insertions are not to be ascribed to the applicant.



(b)  No person shall falsify or cause to be
falsified any answer to a question set forth in an insurance application. 
Except as provided in subsection (a), no person shall insert or cause to be
inserted in the application any statement other than the statement made by the
applicant.



(c)  Any insurer issuing an insurance contract
upon an application which has been unlawfully altered by its officer, employee,
producer, or agent shall not have available, in any action arising out of the
contract, any defense which is based upon the fact of such alteration, or as to
any item in the application which was so altered. [L 1987, c 347, pt of §2; am
L 2002, c 155, §42]