§431:10-212  Contract limitations for
mentally retarded and handicapped children.  Every individual life
insurance policy, every group life insurance policy, and every hospital or
medical expense insurance policy, delivered or issued for delivery in this State
after May 8, 1968, which provides that coverage of a dependent child shall
terminate upon attainment of the limiting age for dependent children specified
in the policy, shall also provide in substance that attainment of such limiting
age shall not operate to terminate coverage of such child while the child is
and continues to be:



(1)  Incapable of self-sustaining employment by reason
of mental retardation or physical handicap, and



(2)  Chiefly dependent upon the policyholder for
support and maintenance,



provided proof of such incapacity and dependency is
furnished to the insurer by the policyholder within thirty-one days of the
child's attainment of the limiting age and subsequently as may be required by
the insurer, but not more frequently than annually after the two-year period
following child's attainment of the limiting age. [L 1987, c 347, pt of §2]