§431:10-212  Contract limitations formentally retarded and handicapped children.  Every individual lifeinsurance policy, every group life insurance policy, and every hospital ormedical expense insurance policy, delivered or issued for delivery in this Stateafter May 8, 1968, which provides that coverage of a dependent child shallterminate upon attainment of the limiting age for dependent children specifiedin the policy, shall also provide in substance that attainment of such limitingage shall not operate to terminate coverage of such child while the child isand continues to be:

(1)  Incapable of self-sustaining employment by reasonof mental retardation or physical handicap, and

(2)  Chiefly dependent upon the policyholder forsupport and maintenance,

provided proof of such incapacity and dependency isfurnished to the insurer by the policyholder within thirty-one days of thechild's attainment of the limiting age and subsequently as may be required bythe insurer, but not more frequently than annually after the two-year periodfollowing child's attainment of the limiting age. [L 1987, c 347, pt of §2]