§431:10-221  Prohibited policy provisions: limiting actions and jurisdictions.  (a)  No insurance contract deliveredor issued for delivery in this State and covering subjects located, resident orto be performed in this State, shall contain any condition, stipulation oragreement:

(1)  Requiring it to be construed according to thelaws of any state or country except as necessary to meet the requirements ofthe motor vehicle financial responsibility laws or compulsory disabilitybenefit laws of such other state or country; or

(2)  Depriving the courts of this State of thejurisdiction of action against the insurer; or

(3)  Limiting right of action against the insurer to aperiod of less than one year from the time when the cause of action accrues inconnection with all insurances other than property and marine andtransportation insurances.  In contracts of property insurance, or of marineand transportation insurance, the limitation shall not be to a period of lessthan one year from the date of the loss.

(b)  Any such condition, stipulation oragreement in violation of this section shall be void, but such voiding shallnot affect the validity of the other provisions of the contract. [L 1987, c347, pt of §2]