§431:10C-112  Notice of cancellation or
nonrenewal; effect on term of coverage.  (a)  In the case of cancellation
or nonrenewal of a motor vehicle insurance policy by the insurer, the insurer
shall mail a written notice of prospective cancellation or nonrenewal to the
insured not fewer than thirty days prior to the effective date of the
cancellation or nonrenewal.  The insurer shall continue all motor vehicle
insurance and optional additional coverages in force for thirty days following
the mailing; provided that in the case of cancellation for the nonpayment of
premiums the insurer shall:



(1)  Mail a written notice of prospective cancellation
to the insured not fewer than twenty days prior to the effective date of the
cancellation; and



(2)  Continue all motor vehicle insurance and optional
additional coverages in force for twenty days following the mailing.



Cancellation or nonrenewal shall not be deemed
valid unless the mailing required by this section is supported by a certificate
of mailing properly validated by the United States Postal Service.



(b)  If the insurer has manifested in writing
an offer to renew to the named insured at least thirty days prior to the end of
the policy period and the offer is not accepted before the expiration of the
policy term, the policy shall lapse upon that expiration date and section
431:10C-111 shall not apply.  Notwithstanding other valid methods of
acceptance, an offer shall be deemed accepted as of the date of mailing of the
acceptance.  The date of mailing may be evidenced by the postmark or a
certificate of mailing properly validated by the United States Postal Service.
[L 1987, c 347, pt of §2; am L 2004, c 124, §2]