§431:10D-212  Spouses and dependents ofinsured individuals.  (a)  Except for a policy issued under sections431:10D-203 and 431:10D-211, insurance under any group life insurance policyissued pursuant to this article may be extended to insure the employees ormembers of such groups against loss due to the death of their spouses anddependent children subject to the following:

(1)  The spouse and dependent of the individualinsured may be covered in amounts of insurance equivalent to the amount ofcoverage of the insured individual;

(2)  The premiums for the insurance of the spouse ordependent shall be paid either from funds contributed by the employer, union,association or other person to whom the policy has been issued, or from fundscontributed by the individual insured, or from both; and

(3)  An insurer may exclude or limit the coverage onany spouse or dependent child as to whom evidence of individual insurability isnot satisfactory to the insurer.

(b)  For purposes of this section:

"Dependent" means a child of theinsured individual:

(1)  Under eighteen years of age;

(2)  Under twenty-three years of age who is attendingan educational institution and relying upon the insured individual forfinancial support; or

(3)  Regardless of age who is incapable ofself-sustaining employment by reason of mental retardation or physical handicapand is chiefly dependent upon the insured individual for support andmaintenance.

"Individual" includes a person or amember of any group provided in section 431:10D-202 and sections 431:10D-204through 431:10D-210. [L 1987, c 347, pt of §2; am L 2004, c 122, §53; am L2008, c 155, §3]