§431:10D-308  Facility of payment.  Sucha policy may also provide that if the beneficiary designated in the policy doesnot surrender the policy with due proof of death within the period stated inthe policy, which shall not be less than thirty days after the death of theinsured, or if the beneficiary is the estate of the insured or is a minor, ordies before the insured or is not legally competent to give a valid release,then the insurer may make payment under the policy to the personalrepresentative of the insured, or to any of the insured's relatives by blood,legal adoption or connection by marriage, or to any person appearing to theinsurer to be equitably entitled to such payment by reason of having been namedbeneficiary, or by reason of having incurred expense for the maintenance,medical attention, or burial of the insured.  The policy may also include asimilar provision applicable to any other payment due under the policy. [L1987, c 347, pt of §2]