§431:10D-312  Prohibited provisions.  Noindustrial life insurance policy shall contain:

(1)  A provision by which the insurer may denyliability under the policy for the reason that the insured has previouslyobtained other insurance from the same insurer.

(2)  A provision giving the insurer the right todeclare the policy void because the insured has had any disease or ailment,whether specified or not, or because the insured has received institutional,hospital, medical, or surgical treatment or attention; except a provision whichgives the insurer the right to declare the policy void if the insured has,within two years prior to the issuance of the policy, received institutional,hospital, medical, or surgical treatment or attention, and if the insured orclaimant under the policy fails to show that the condition occasioning suchtreatment or attention was not of a serious nature or was not material to therisk.

(3)  A provision giving the insurer the right todeclare the policy void because the insured had been rejected for insurance,unless such right is conditioned upon a showing by the insurer, that knowledgeof such rejection would have led to a refusal by the insurer to make thecontract. [L 1987, c 347, pt of §2]