[§431:10H-207]  Premiums charged--group and
individual policies.  (a)  The premium charged to an insured shall not
increase due to either:



(1)  Increasing age of the insured at ages beyond
sixty-five; or



(2)  The duration the insured has been covered under
the policy.



(b)  The purchase of additional coverage shall
not be considered a premium rate increase, but for purposes of the calculation
required under section 431:10H-233, the portion of the premium attributable to
the additional coverage shall be added to and considered part of the initial
annual premium.



(c)  A reduction of benefits shall not be
considered a premium change, but for purpose of calculation required under
section 431:10H-233, the initial annual premium shall be based on reduced
benefits. [L 1999, c 93, pt of §2]