§431:12-110  Premium rates.  Premiumrates for insurance sold on a mass merchandising basis shall comply with thestandards in article 10C for motor vehicle insurance and in article 14 forproperty and casualty insurance including the standards that rates not beexcessive, inadequate or unfairly discriminatory.

Rates shall not be deemed to be unfairlydiscriminatory because different premiums result for policyholders with likeloss exposure but different expense factors, or like expense factors but differentloss exposures, so long as the rates reflect the differences with reasonableaccuracy.  Rates shall not be deemed to be unfairly discriminatory if they areaveraged broadly among persons insured under a mass merchandising plan. [L1987, c 347, pt of §2]