§431:14-102  Scope.  (a)  This articleshall apply to all classes, types, or forms of general casualty insurance asdefined in section 431:1-209, surety insurance as defined in section 431:1-210,motor vehicle insurance, and workers' compensation and employers' liabilityinsurance, on risks or operations in this State, and all classes, types orforms of property insurance as defined in section 431:1-206, and marine andtransportation insurance as defined in section 431:1-207, on risks located inthis State.  Inland marine insurance shall be deemed to include insurance nowor hereafter defined as inland marine insurance by:

(1)  Statute, or by interpretation thereof;

(2)  Ruling of the commissioner, if not defined orinterpreted; or

(3)  By general custom of the business.

In this article, the terms inland marine insuranceand marine insurance are used in their generally accepted trade meanings.

(b)  This article shall not apply to:

(1)  Reinsurance, other than joint reinsurance to the extent stated in section 431:14-112;

(2)  Accident and health or sickness insurance;

(3)  Insurance against loss or damage to aircraft oragainst liability, other than workers' compensation and employers' liability,arising out of the ownership, maintenance, or use of aircraft;

(4)  Insurance of vessels or craft, their cargoes,marine builder's risks, marine protection and indemnity, or other riskscommonly insured under marine, as distinguished from inland marine, insurancepolicies; and

(5)  Insurance of hulls of aircraft, including theiraccessories and equipment, or against liability arising out of the ownership,maintenance, or use of aircraft. [L 1987, c 347, pt of §2; am L 1990, c 255,§7; am L 2002, c 155, §82]