§431:14-110  Information to be furnishedinsureds; hearings and appeals of insureds.  (a)  Every rating organizationand every insurer which makes its own rates shall, within a reasonable timeafter receiving written request therefor and upon payment of such reasonablecharges as it may make, furnish to any insured affected by a rate made by it orto the authorized representative of the insured, all pertinent information asto the rate.

(b)  Every rating organization and everyinsurer which makes its own rates shall provide within this State reasonablemeans whereby any person aggrieved by the application of its rating system maybe heard, in person or by an authorized representative, on such person'swritten request to review the manner in which the rating system has beenapplied in connection with the insurance afforded that person.  If the ratingorganization or insurer fails to grant or reject the request within thirty daysafter it is made, the applicant may proceed in the same manner as if the applicationhad been rejected.  Any party affected by the action of the rating organizationor the insurer on such request may appeal to the commissioner within thirtydays after written notice of such action.  The commissioner, after a hearingheld upon not less than ten days' written notice to the appellant and to therating organization or insurer, may affirm or reverse the action. [L 1987, c347, pt of §2]