§431:14-110  Information to be furnished
insureds; hearings and appeals of insureds.  (a)  Every rating organization
and every insurer which makes its own rates shall, within a reasonable time
after receiving written request therefor and upon payment of such reasonable
charges as it may make, furnish to any insured affected by a rate made by it or
to the authorized representative of the insured, all pertinent information as
to the rate.



(b)  Every rating organization and every
insurer which makes its own rates shall provide within this State reasonable
means whereby any person aggrieved by the application of its rating system may
be heard, in person or by an authorized representative, on such person's
written request to review the manner in which the rating system has been
applied in connection with the insurance afforded that person.  If the rating
organization or insurer fails to grant or reject the request within thirty days
after it is made, the applicant may proceed in the same manner as if the application
had been rejected.  Any party affected by the action of the rating organization
or the insurer on such request may appeal to the commissioner within thirty
days after written notice of such action.  The commissioner, after a hearing
held upon not less than ten days' written notice to the appellant and to the
rating organization or insurer, may affirm or reverse the action. [L 1987, c
347, pt of §2]