[§431:2-201.2]  Standards for commissioner. When reviewing a uniform standard, the commissioner shall consider thefollowing standards in determining whether to opt out of a uniform standard:

(1)  Whether the public interest is being served orprotected;

(2)  Whether the reasonable expectations of theconsumer will be met;

(3)  Whether the uniform standard is or will require areasonably clear, plain English communication to the consumer;

(4)  Whether the consumer will be protected in atypical transaction where the consumer may have less power, information, orunderstanding of the meaning or consequences of the transaction, or any partthereof, than the insurer or producer;

(5)  The long-term effects of the uniform standard;

(6)  The possible effects of the uniform standard onthe financial condition of insurers;

(7)  Confidentiality requirements in state or federallaw;

(8)  State and federal constitutional issues;

(9)  The impact of the uniform standard on anyprovision of the insurance code or any state or federal law;

(10)  The uniform standard's particular impact in theState and any conditions unique to the State; and

(11)  The integration of the uniform standard withstate or federal law and any possible conflicts with such laws. [L 2004, c 104,§3]