[§431:2-201.2]  Standards for commissioner. 
When reviewing a uniform standard, the commissioner shall consider the
following standards in determining whether to opt out of a uniform standard:



(1)  Whether the public interest is being served or
protected;



(2)  Whether the reasonable expectations of the
consumer will be met;



(3)  Whether the uniform standard is or will require a
reasonably clear, plain English communication to the consumer;



(4)  Whether the consumer will be protected in a
typical transaction where the consumer may have less power, information, or
understanding of the meaning or consequences of the transaction, or any part
thereof, than the insurer or producer;



(5)  The long-term effects of the uniform standard;



(6)  The possible effects of the uniform standard on
the financial condition of insurers;



(7)  Confidentiality requirements in state or federal
law;



(8)  State and federal constitutional issues;



(9)  The impact of the uniform standard on any
provision of the insurance code or any state or federal law;



(10)  The uniform standard's particular impact in the
State and any conditions unique to the State; and



(11)  The integration of the uniform standard with
state or federal law and any possible conflicts with such laws. [L 2004, c 104,
§3]