§431:4-407  Modifications.  Modification
of the terms of the subscribers' agreement or of the power of attorney of a
domestic reciprocal insurer shall be made jointly by the attorney and the
subscribers' advisory committee.  No modification shall be effective
retroactively, nor as to any insurance contract issued prior thereto, nor shall
it be effective until approved by the commissioner. [L 1987, c 347, pt of §2]