[§432D-10]  Enrollment period.  (a)  In
the event of an insolvency of a health maintenance organization, upon order of
the commissioner, all other carriers offered as alternatives to the insolvent
health maintenance organization at a group's last regular enrollment period
shall offer to those members of the group who enrolled in the insolvent health
maintenance organization a thirty-day enrollment period commencing upon the
date of insolvency.  Each carrier shall offer the enrollees of the insolvent
health maintenance organization the same coverages and rates that it had
offered to the enrollees of the group at its last regular enrollment period.



(b)  If no other carrier had been offered to
some groups enrolled in the insolvent health maintenance organization, or if
the commissioner determines that the other health benefit plans lack sufficient
health care delivery resources to assure that health care services will be
available and accessible to all of the group's enrollees of the insolvent
health maintenance organization, then the commissioner shall equitably allocate
the insolvent health maintenance organization's group contracts for such groups
among all health maintenance organizations that operate within a portion of the
insolvent health maintenance  organization's service area, taking into
consideration the health care delivery resources of each health maintenance
organization.  Each health maintenance organization to which a group is so
allocated shall offer the group the health maintenance organization's existing
coverage that is most similar to each group's coverage with the insolvent
health maintenance organization at rates determined in accordance with the
successor health maintenance organization's existing rating methodology.



(c)  The commissioner also shall allocate
equitably the insolvent health maintenance organization's nongroup enrollees
who are unable to obtain other coverage among all health maintenance
organizations which operate within a portion of the insolvent health
maintenance organization's service area, taking into consideration the health
care delivery resources of each health maintenance organization.  Each health
maintenance organization to which nongroup enrollees are allocated shall offer
such nongroup enrollees the health maintenance organization's existing coverage
for individual or conversion coverage as determined by the enrollee's type of
coverage in the insolvent health maintenance organization at rates determined
in accordance with the successor health maintenance organization's existing
rating methodology.  Successor health maintenance organizations that do not
offer direct nongroup enrollment may aggregate all of the allocated nongroup
enrollees into one group for rating and coverage purposes. [L 1995, c 179, pt
of §1]