§432:1-101.5  Disclosure of health carecoverage and benefits.  In order to ensure that all individuals understandtheir health care options and are able to make informed decisions, all mutualbenefit societies shall provide current and prospective members with writtendisclosure of coverages and benefits, including information on coverageprinciples and any exclusions or restrictions on coverage.

The information provided shall be current,understandable, and available prior to membership, and upon request aftermembership.  A policy provided to a member which describes coverages andbenefits shall be in conformance with part I of article 10 of chapter 431. [L1996, c 274, §2; am L 1999, c 246, §3]