State Codes and Statutes
Statutes > Indiana > Title27 > Ar7 > Ch13
IC 27-7-13
Chapter 13. Required Notice of Flood Coverage in a Residential
Policy
IC 27-7-13-1
Applicability of chapter; exceptions
Sec. 1. (a) This chapter applies to policies of insurance covering
risks to property located in Indiana that are issued or renewed after
December 31, 2001, and that insure against loss of or damage to:
(1) real property consisting of not more than four (4) residential
units, one (1) of which is the principal place of residence of the
named insured; or
(2) personal property:
(A) in which the named insured has an insurable interest;
and
(B) that is used within a residential dwelling for personal,
family, or household purposes.
(b) This chapter does not apply to the following:
(1) A policy of inland marine insurance.
(2) An automobile insurance policy under IC 27-7-6.
(3) A commercial property and casualty insurance policy under
IC 27-1-31.
As added by P.L.203-2001, SEC.11.
IC 27-7-13-2
Required notices for policies not covering flood damage
Sec. 2. If a policy of insurance described in section 1 of this
chapter does not provide coverage for flood damage:
(1) the policy jacket must contain a prominently printed notice
stating; or
(2) the policyholder must be given written notice when the
policy is issued, or upon the first renewal after December 31,
2001;
that coverage for flood damage may be available through the
National Flood Insurance Program.
As added by P.L.203-2001, SEC.11.
