Article 2.--FINANCE CHARGES AND RELATED PROVISIONS
16a-2-405.Payday loans to military borrowers;
restrictions.
(a) Any person who makes a loan under the provisions of
K.S.A. 16a-2-404, and
amendments thereto, shall:
(1) Not garnish any wages or salary paid to a military borrower for service
in the armed
forces.
(2) Defer all collection activity against a military borrower who has been
deployed to a
combat or combat support posting for the duration of such posting.
(3) Not contact any person in the military chain of command of a military
borrower in an
attempt to collect such loan.
(4) Honor all terms of any repayment agreement between the person making such
loan and:
(A) The military borrower; or
(B) any military counselor or third party credit counselor negotiating on
behalf of the
military borrower.
(5) Not make any loan to any military borrower whenever the military base
commander
has declared such person's place of business off limits to military personnel.
(b) For the purposes of this section, "military borrower" means any of the
following that have
been called to active duty:
(1) Any member of the armed forces of the United States;
(2) any member of the national guard; or
(3) any member of the armed forces reserves.
(c) This section shall be supplemental to and a part of the uniform consumer
credit code.
Article 2.--FINANCE CHARGES AND RELATED PROVISIONS
16a-2-405.Payday loans to military borrowers;
restrictions.
(a) Any person who makes a loan under the provisions of
K.S.A. 16a-2-404, and
amendments thereto, shall:
(1) Not garnish any wages or salary paid to a military borrower for service
in the armed
forces.
(2) Defer all collection activity against a military borrower who has been
deployed to a
combat or combat support posting for the duration of such posting.
(3) Not contact any person in the military chain of command of a military
borrower in an
attempt to collect such loan.
(4) Honor all terms of any repayment agreement between the person making such
loan and:
(A) The military borrower; or
(B) any military counselor or third party credit counselor negotiating on
behalf of the
military borrower.
(5) Not make any loan to any military borrower whenever the military base
commander
has declared such person's place of business off limits to military personnel.
(b) For the purposes of this section, "military borrower" means any of the
following that have
been called to active duty:
(1) Any member of the armed forces of the United States;
(2) any member of the national guard; or
(3) any member of the armed forces reserves.
(c) This section shall be supplemental to and a part of the uniform consumer
credit code.
Article 2.--FINANCE CHARGES AND RELATED PROVISIONS
16a-2-405.Payday loans to military borrowers;
restrictions.
(a) Any person who makes a loan under the provisions of
K.S.A. 16a-2-404, and
amendments thereto, shall:
(1) Not garnish any wages or salary paid to a military borrower for service
in the armed
forces.
(2) Defer all collection activity against a military borrower who has been
deployed to a
combat or combat support posting for the duration of such posting.
(3) Not contact any person in the military chain of command of a military
borrower in an
attempt to collect such loan.
(4) Honor all terms of any repayment agreement between the person making such
loan and:
(A) The military borrower; or
(B) any military counselor or third party credit counselor negotiating on
behalf of the
military borrower.
(5) Not make any loan to any military borrower whenever the military base
commander
has declared such person's place of business off limits to military personnel.
(b) For the purposes of this section, "military borrower" means any of the
following that have
been called to active duty:
(1) Any member of the armed forces of the United States;
(2) any member of the national guard; or
(3) any member of the armed forces reserves.
(c) This section shall be supplemental to and a part of the uniform consumer
credit code.