CHAPTER 175 INSURANCE - Massachusetts Statutes

State Codes and Statutes

Statutes > Massachusetts > PARTI > TITLEXXII > CHAPTER175

Section 1 Definitions
Section 2 Insurance contract; definition
Section 2A Reinsurance contracts; status
Section 2B Readability of policy form; definition; approval; actions based on language
Section 3 Unauthorized insurance, annuity or variable annuity contracts; prohibition
Section 3A Insurance laws; administration and enforcement; report of violations
Section 3B Duties of attorney general; injunctive relief
Section 3C Authority to define terms; conformance of definitions to small group insurance policy standards
Section 4 Examination of companies
Section 4A Provision of data to commissioner by homeowners insurers and joint underwriting association; access to confidential data; annual report to general court
Section 4B Annual report to commissioner of cancellations and non-renewals of homeowners policies
Section 4C Nondiscrimination in provision, renewal, or cancellation of homeowners insurance
Section 4D Coverage to be made available to residential owners for release of heating oil
Section 5 Foreign companies; revocation of authority; petition for review
Section 6 Domestic companies; impaired capital; receivership and injunction proceedings
Section 7 Repealed, 1925, 154, Sec. 6
Section 8 Repealed, 1924, 406, Sec. 17
Section 8A Summoning of witnesses
Section 9 Computation of reserves; life companies
Section 9A Claim fluctuation reserves; life companies
Section 9B Annual actuary opinion
Section 10 Liability of companies upon their contracts of insurance; other than life companies and health maintenance organizations
Section 11 Assets and liabilities; computation
Section 11A Valuation of investments
Section 12 Computation of reserves; liability companies
Section 12A Repealed, 2004, 123, Sec. 11
Section 13 Repealed, 1923, 39, Sec. 3
Section 14 Charges and fees
Section 14A Committee on Valuation of Securities of National Association of Insurance Commissioners; assessment of expenses
Section 15 Repealed, 1993, 226, Sec. 14
Section 16 Record of proceedings; certified copies
Section 17 Annual report
Section 18 Conduct of business in corporate name; publication of assets and liabilities
Section 19 Repealed, 1931, 426, Sec. 273
Section 19A Merger or consolidation; domestic corporations
Section 19B Merger or consolidation; formation of foreign corporation
Section 19C Merger or consolidation; rights of minority stockholders
Section 19D Conversion from stock to mutual company
Section 19E Conversion from mutual to stock company
Section 19F Reorganization as domestic stock insurer owned by mutual holding company
Section 19G Definitions
Section 19H Plan of reorganization; public hearing; approval of plan; meeting
Section 19I Salaries, fees and compensation
Section 19J Withdrawal or amendment of plan of reorganization
Section 19K Certificate of authority; approval of articles of organization; status upon effective date of plan; rights of members
Section 19L Commencement of actions; security for damages and expenses
Section 19M Amendment of amended articles of organization or plan of reorganization upon effective date; vote
Section 19N Continued use of word mutual in name
Section 19O Transfer of assets or liabilities
Section 19P First offer of voting stock after effective date of plan of reorganization; application
Section 19Q Mutual life insurer as reorganizing insurer; establishment of closed block or alternate method for protection of existing policyholders’ contractual rights
Section 19R Additional requirements applicable to reorganizing insurers, intermediate stock holding companies and mutual holding companies
Section 19S Merger or consolidation of two or more mutual holding companies; written agreement of terms and conditions; pending actions, obligations and liabilities
Section 19T Domestic mutual insurance company reorganizing with existing domestic or foreign mutual holding company; terms and conditions
Section 19U Conversion of domestic mutual holding company into domestic stock corporation
Section 19V Transactions entered into by mutual insurers for purpose of avoiding total gross investment income earned excise
Section 19W Promulgation of regulations
Section 20 Reinsurance
Section 20A Credit for reinsurance; requirements
Section 21 Single risk; limitation; penalty
Section 22 Unauthorized policy provisions; effect
Section 22A Combination of hazards; approval
Section 22B Waivers of provisions of this chapter; prohibition; penalty
Section 22C Cancellation of motor vehicle policies
Section 22D Statement of reasons for cancellation; liability
Section 22E Refusal to issue, renew or execute motor vehicle liability policy or bond
Section 22F, 22G Repealed, 1973, 551, Sec. 3
Section 22H Refusal to issue or renew motor vehicle liability policies or bonds; suspension of license; public hearings; definitions
Section 22I Amounts received in settlement of claims retained for unpaid premiums
Section 23 Life company; impairment of funds; issuance of policies; penalty
Section 23A Certain occurrences affecting insurance companies; notice to commissioner
Section 24 Life insurance policies; accidental death, disability benefits; approval
Section 24A Refusal to issue policy or limits on coverages based on sex of insured; prohibition
Section 24B Modification in covered services or payments; prior notice of modification; contents of notices
Section 24C Repealed, 1996, 376, Sec. 1
Section 24D Lump sum insurance payments; exchange of claimant information between IV-D agency and insurance companies; withholding of past-due child support subject to lien
Section 24E Duty to assist recovery of public benefits; denial of claims; penalties; electronic access; wrongful use; emergencies
Section 24F Duty to exchange information with department of revenue; definitions; penalties for failure to exchange information; exceptions
Section 25 Annual statements; form; contents
Section 25A Workers’ compensation providers; annual reports; contents
Section 26 Failure to make and file annual statements; penalty
Section 27 Annual statements; inclusion of suits on claims
Section 28 Undue delay or litigation of claims; commissioner’s report to general court
Section 29 Companies subject to this chapter
Section 30 Laws applicable; stockholder defined
Section 31 Continuation of certain companies
Section 31A Domestic companies formed by special acts; extension of territorial limits
Section 32 Commencement of business; conditions precedent
Section 33 Policies and endorsements; signatures; facsimile
Section 34 Home office; change of address; perjury
Section 35 Salaries; authorization; limitations
Section 36 Pensions
Section 36A Agents and agency employees; retirement or insurance benefits
Section 36B Health and accident insurance companies; employees insurance benefits
Section 37 Vouchers for disbursements
Section 37A Relief fund contributions; charitable, scientific or educational contributions
Section 38 to 43 Repealed, 1923, 120
Section 44 Failure to commence business; organization under special act; withdrawal from insurance business and continuance as business corporation
Section 45 Unauthorized agencies; penalty
Section 46 Insolvent domestic companies; preference of certain claims
Section 46A Insolvent domestic liability companies; preference of certain claims
Section 46B By-laws of domestic insurance companies; filings
Section 47 Purposes; nature of business
Section 47A Businesses in which companies may engage
Section 47B Mental health benefits; biologically-based mental disorders; mental disorders of rape victims; non-biologically-based mental disorders of children and adolescents under age 19
Section 47C Dependent coverage for newborn infants or adoptive children; inclusion in policies of accident and sickness insurance
Section 47D Cardiac rehabilitation expense benefits
Section 47E Certified nurse midwife services benefits
Section 47F Prenatal, childbirth and postpartum care benefits; minimum coverage for in-patient care
Section 47G Cytologic screening and mammographic examination expense benefits
Section 47H Infertility, pregnancy-related benefits
Section 47I Nonprescription enteral formulas for home use
Section 47J Standardized claim form
Section 47K Off-label drug use; cancer treatment
Section 47L Off-label drug use; cancer; review panel
Section 47M Repealed, 1996, 450, Sec. 208
Section 47N Items medically necessary for diagnosis and treatment of diabetes
Section 47O HIV/AIDS treatment; insurance coverage for certain off-label use of prescription drugs
Section 47P Off-label use of prescription drugs for HIV/AIDS treatment; advisory panel
Section 47Q Insurance benefits for services rendered by nurse anesthetists and nurse practitioners
Section 47R Accident and sickness insurance benefits for bone marrow transplants
Section 47S Accident and sickness insurance benefits for licensed hospice services
Section 47T Scalp hair prostheses necessary due to cancer or leukemia treatment
Section 47U Emergency services provided to insureds for emergency medical conditions
Section 47V Coverage for human leukocyte or histocompatibility locus antigen testing
Section 47W Outpatient services; hormone replacement therapy for peri and post menopausal women; contraceptive services; approved prescription contraceptive drugs or devises; exception
Section 47X Diagnosis and treatment of speech, hearing and language disorders
Section 47Y Coverage for medically necessary hypodermic syringes or needles
Section 47Z Prosthetic devices and repairs; insurance coverage
Section 48 Stock companies; formation; capital; stock; options; promoter defined
Section 48A Mutual companies
Section 48B, 48C Repealed, 1968, 391, Sec. 7
Section 49 Formation of corporation
Section 49A Domestic insurers; requirements; transfer of domicile
Section 50 Stock companies; amendment of articles of organization
Section 50A Mutual companies; amendment of articles of organization
Section 50B Amendment of articles of organization; submission; approval; filing; effective date
Section 51 Stock companies; kinds of business; power to combine
Section 52 Repealed, 1928, 106, Sec. 5
Section 53 Repealed, 1922, 76
Section 54 Mutual companies; kinds of business; power to combine
Section 54A Domestic companies; risks and hazards in other states
Section 54B Reinsurance of risks; exceptions
Section 54C Motor vehicle insurance
Section 54D Personal property floater
Section 54E Dwelling houses; comprehensive and medical coverages
Section 54F Commercial property, goods in storage or transit, and other merchandise or equipment; coverage by certain companies in fire insurance policies
Section 54G Reinsurance or pooling of risks by life insurance companies; regulations; approval and certificate; restrictions
Section 55 Powers of certain mutual companies
Section 56 Fraternal societies; reincorporation
Section 57 Stock companies; directors; quorum
Section 58 Directors; duties
Section 59 President and secretary; duties; records; inspection
Section 60 Officers; bonds; penalty
Section 61 Repealed, 1970, 876, Sec. 19
Section 62 Liability of officers
Section 63 Capital and reserve; payment; investment
Section 63A Definitions; obligations and assets of domestic insurers
Section 64 Investments
Section 65 Mortgage loans
Section 66 Life companies; investments
Section 66A Life companies; acquisition of housing projects; limitations
Section 66B Life companies; acquisition of realty; limitations
Section 66C Life companies; investment in stock of insurance companies
Section 66D Life companies; investment in and acquisition of stock of subsidiary corporations
Section 66E Life companies; investment in limited partnership interests
Section 66F Acquisition of interest in limited liability company by domestic life company
Section 67 Life companies; charter limitations on investments; exception
Section 68 Unauthorized investments; disposition
Section 69 Impaired capital; assessment; effect of non-compliance with commissioner; order
Section 70 Increase of stated capital
Section 71 Reduction of stated capital
Section 72 Dividends
Section 73 Fire companies; solicitation of business; issuance of policies; restrictions; penalties
Section 74 Fire companies; further insurance by certain companies; certificate
Section 75 Fire companies; underwriters; compensation
Section 76 Fire companies; members; annual meetings, voting rights
Section 77 Fire companies; directors
Section 78 Fire companies; laws applicable; records; perjury; inspection; jurisdiction
Section 79 Fire companies; guaranty capital; dividends; retirement
Section 80 Fire companies; dividends; accumulated profits
Section 81 Fire companies; premiums; contingent liability
Section 82 Fire companies; power of certain companies to take deposit notes
Section 83 Fire companies; assessments
Section 84 Fire companies; review or order of assessment by supreme judicial court

State Codes and Statutes

Statutes > Massachusetts > PARTI > TITLEXXII > CHAPTER175

Section 1 Definitions
Section 2 Insurance contract; definition
Section 2A Reinsurance contracts; status
Section 2B Readability of policy form; definition; approval; actions based on language
Section 3 Unauthorized insurance, annuity or variable annuity contracts; prohibition
Section 3A Insurance laws; administration and enforcement; report of violations
Section 3B Duties of attorney general; injunctive relief
Section 3C Authority to define terms; conformance of definitions to small group insurance policy standards
Section 4 Examination of companies
Section 4A Provision of data to commissioner by homeowners insurers and joint underwriting association; access to confidential data; annual report to general court
Section 4B Annual report to commissioner of cancellations and non-renewals of homeowners policies
Section 4C Nondiscrimination in provision, renewal, or cancellation of homeowners insurance
Section 4D Coverage to be made available to residential owners for release of heating oil
Section 5 Foreign companies; revocation of authority; petition for review
Section 6 Domestic companies; impaired capital; receivership and injunction proceedings
Section 7 Repealed, 1925, 154, Sec. 6
Section 8 Repealed, 1924, 406, Sec. 17
Section 8A Summoning of witnesses
Section 9 Computation of reserves; life companies
Section 9A Claim fluctuation reserves; life companies
Section 9B Annual actuary opinion
Section 10 Liability of companies upon their contracts of insurance; other than life companies and health maintenance organizations
Section 11 Assets and liabilities; computation
Section 11A Valuation of investments
Section 12 Computation of reserves; liability companies
Section 12A Repealed, 2004, 123, Sec. 11
Section 13 Repealed, 1923, 39, Sec. 3
Section 14 Charges and fees
Section 14A Committee on Valuation of Securities of National Association of Insurance Commissioners; assessment of expenses
Section 15 Repealed, 1993, 226, Sec. 14
Section 16 Record of proceedings; certified copies
Section 17 Annual report
Section 18 Conduct of business in corporate name; publication of assets and liabilities
Section 19 Repealed, 1931, 426, Sec. 273
Section 19A Merger or consolidation; domestic corporations
Section 19B Merger or consolidation; formation of foreign corporation
Section 19C Merger or consolidation; rights of minority stockholders
Section 19D Conversion from stock to mutual company
Section 19E Conversion from mutual to stock company
Section 19F Reorganization as domestic stock insurer owned by mutual holding company
Section 19G Definitions
Section 19H Plan of reorganization; public hearing; approval of plan; meeting
Section 19I Salaries, fees and compensation
Section 19J Withdrawal or amendment of plan of reorganization
Section 19K Certificate of authority; approval of articles of organization; status upon effective date of plan; rights of members
Section 19L Commencement of actions; security for damages and expenses
Section 19M Amendment of amended articles of organization or plan of reorganization upon effective date; vote
Section 19N Continued use of word mutual in name
Section 19O Transfer of assets or liabilities
Section 19P First offer of voting stock after effective date of plan of reorganization; application
Section 19Q Mutual life insurer as reorganizing insurer; establishment of closed block or alternate method for protection of existing policyholders’ contractual rights
Section 19R Additional requirements applicable to reorganizing insurers, intermediate stock holding companies and mutual holding companies
Section 19S Merger or consolidation of two or more mutual holding companies; written agreement of terms and conditions; pending actions, obligations and liabilities
Section 19T Domestic mutual insurance company reorganizing with existing domestic or foreign mutual holding company; terms and conditions
Section 19U Conversion of domestic mutual holding company into domestic stock corporation
Section 19V Transactions entered into by mutual insurers for purpose of avoiding total gross investment income earned excise
Section 19W Promulgation of regulations
Section 20 Reinsurance
Section 20A Credit for reinsurance; requirements
Section 21 Single risk; limitation; penalty
Section 22 Unauthorized policy provisions; effect
Section 22A Combination of hazards; approval
Section 22B Waivers of provisions of this chapter; prohibition; penalty
Section 22C Cancellation of motor vehicle policies
Section 22D Statement of reasons for cancellation; liability
Section 22E Refusal to issue, renew or execute motor vehicle liability policy or bond
Section 22F, 22G Repealed, 1973, 551, Sec. 3
Section 22H Refusal to issue or renew motor vehicle liability policies or bonds; suspension of license; public hearings; definitions
Section 22I Amounts received in settlement of claims retained for unpaid premiums
Section 23 Life company; impairment of funds; issuance of policies; penalty
Section 23A Certain occurrences affecting insurance companies; notice to commissioner
Section 24 Life insurance policies; accidental death, disability benefits; approval
Section 24A Refusal to issue policy or limits on coverages based on sex of insured; prohibition
Section 24B Modification in covered services or payments; prior notice of modification; contents of notices
Section 24C Repealed, 1996, 376, Sec. 1
Section 24D Lump sum insurance payments; exchange of claimant information between IV-D agency and insurance companies; withholding of past-due child support subject to lien
Section 24E Duty to assist recovery of public benefits; denial of claims; penalties; electronic access; wrongful use; emergencies
Section 24F Duty to exchange information with department of revenue; definitions; penalties for failure to exchange information; exceptions
Section 25 Annual statements; form; contents
Section 25A Workers’ compensation providers; annual reports; contents
Section 26 Failure to make and file annual statements; penalty
Section 27 Annual statements; inclusion of suits on claims
Section 28 Undue delay or litigation of claims; commissioner’s report to general court
Section 29 Companies subject to this chapter
Section 30 Laws applicable; stockholder defined
Section 31 Continuation of certain companies
Section 31A Domestic companies formed by special acts; extension of territorial limits
Section 32 Commencement of business; conditions precedent
Section 33 Policies and endorsements; signatures; facsimile
Section 34 Home office; change of address; perjury
Section 35 Salaries; authorization; limitations
Section 36 Pensions
Section 36A Agents and agency employees; retirement or insurance benefits
Section 36B Health and accident insurance companies; employees insurance benefits
Section 37 Vouchers for disbursements
Section 37A Relief fund contributions; charitable, scientific or educational contributions
Section 38 to 43 Repealed, 1923, 120
Section 44 Failure to commence business; organization under special act; withdrawal from insurance business and continuance as business corporation
Section 45 Unauthorized agencies; penalty
Section 46 Insolvent domestic companies; preference of certain claims
Section 46A Insolvent domestic liability companies; preference of certain claims
Section 46B By-laws of domestic insurance companies; filings
Section 47 Purposes; nature of business
Section 47A Businesses in which companies may engage
Section 47B Mental health benefits; biologically-based mental disorders; mental disorders of rape victims; non-biologically-based mental disorders of children and adolescents under age 19
Section 47C Dependent coverage for newborn infants or adoptive children; inclusion in policies of accident and sickness insurance
Section 47D Cardiac rehabilitation expense benefits
Section 47E Certified nurse midwife services benefits
Section 47F Prenatal, childbirth and postpartum care benefits; minimum coverage for in-patient care
Section 47G Cytologic screening and mammographic examination expense benefits
Section 47H Infertility, pregnancy-related benefits
Section 47I Nonprescription enteral formulas for home use
Section 47J Standardized claim form
Section 47K Off-label drug use; cancer treatment
Section 47L Off-label drug use; cancer; review panel
Section 47M Repealed, 1996, 450, Sec. 208
Section 47N Items medically necessary for diagnosis and treatment of diabetes
Section 47O HIV/AIDS treatment; insurance coverage for certain off-label use of prescription drugs
Section 47P Off-label use of prescription drugs for HIV/AIDS treatment; advisory panel
Section 47Q Insurance benefits for services rendered by nurse anesthetists and nurse practitioners
Section 47R Accident and sickness insurance benefits for bone marrow transplants
Section 47S Accident and sickness insurance benefits for licensed hospice services
Section 47T Scalp hair prostheses necessary due to cancer or leukemia treatment
Section 47U Emergency services provided to insureds for emergency medical conditions
Section 47V Coverage for human leukocyte or histocompatibility locus antigen testing
Section 47W Outpatient services; hormone replacement therapy for peri and post menopausal women; contraceptive services; approved prescription contraceptive drugs or devises; exception
Section 47X Diagnosis and treatment of speech, hearing and language disorders
Section 47Y Coverage for medically necessary hypodermic syringes or needles
Section 47Z Prosthetic devices and repairs; insurance coverage
Section 48 Stock companies; formation; capital; stock; options; promoter defined
Section 48A Mutual companies
Section 48B, 48C Repealed, 1968, 391, Sec. 7
Section 49 Formation of corporation
Section 49A Domestic insurers; requirements; transfer of domicile
Section 50 Stock companies; amendment of articles of organization
Section 50A Mutual companies; amendment of articles of organization
Section 50B Amendment of articles of organization; submission; approval; filing; effective date
Section 51 Stock companies; kinds of business; power to combine
Section 52 Repealed, 1928, 106, Sec. 5
Section 53 Repealed, 1922, 76
Section 54 Mutual companies; kinds of business; power to combine
Section 54A Domestic companies; risks and hazards in other states
Section 54B Reinsurance of risks; exceptions
Section 54C Motor vehicle insurance
Section 54D Personal property floater
Section 54E Dwelling houses; comprehensive and medical coverages
Section 54F Commercial property, goods in storage or transit, and other merchandise or equipment; coverage by certain companies in fire insurance policies
Section 54G Reinsurance or pooling of risks by life insurance companies; regulations; approval and certificate; restrictions
Section 55 Powers of certain mutual companies
Section 56 Fraternal societies; reincorporation
Section 57 Stock companies; directors; quorum
Section 58 Directors; duties
Section 59 President and secretary; duties; records; inspection
Section 60 Officers; bonds; penalty
Section 61 Repealed, 1970, 876, Sec. 19
Section 62 Liability of officers
Section 63 Capital and reserve; payment; investment
Section 63A Definitions; obligations and assets of domestic insurers
Section 64 Investments
Section 65 Mortgage loans
Section 66 Life companies; investments
Section 66A Life companies; acquisition of housing projects; limitations
Section 66B Life companies; acquisition of realty; limitations
Section 66C Life companies; investment in stock of insurance companies
Section 66D Life companies; investment in and acquisition of stock of subsidiary corporations
Section 66E Life companies; investment in limited partnership interests
Section 66F Acquisition of interest in limited liability company by domestic life company
Section 67 Life companies; charter limitations on investments; exception
Section 68 Unauthorized investments; disposition
Section 69 Impaired capital; assessment; effect of non-compliance with commissioner; order
Section 70 Increase of stated capital
Section 71 Reduction of stated capital
Section 72 Dividends
Section 73 Fire companies; solicitation of business; issuance of policies; restrictions; penalties
Section 74 Fire companies; further insurance by certain companies; certificate
Section 75 Fire companies; underwriters; compensation
Section 76 Fire companies; members; annual meetings, voting rights
Section 77 Fire companies; directors
Section 78 Fire companies; laws applicable; records; perjury; inspection; jurisdiction
Section 79 Fire companies; guaranty capital; dividends; retirement
Section 80 Fire companies; dividends; accumulated profits
Section 81 Fire companies; premiums; contingent liability
Section 82 Fire companies; power of certain companies to take deposit notes
Section 83 Fire companies; assessments
Section 84 Fire companies; review or order of assessment by supreme judicial court

State Codes and Statutes

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State Codes and Statutes

Statutes > Massachusetts > PARTI > TITLEXXII > CHAPTER175

Section 1 Definitions
Section 2 Insurance contract; definition
Section 2A Reinsurance contracts; status
Section 2B Readability of policy form; definition; approval; actions based on language
Section 3 Unauthorized insurance, annuity or variable annuity contracts; prohibition
Section 3A Insurance laws; administration and enforcement; report of violations
Section 3B Duties of attorney general; injunctive relief
Section 3C Authority to define terms; conformance of definitions to small group insurance policy standards
Section 4 Examination of companies
Section 4A Provision of data to commissioner by homeowners insurers and joint underwriting association; access to confidential data; annual report to general court
Section 4B Annual report to commissioner of cancellations and non-renewals of homeowners policies
Section 4C Nondiscrimination in provision, renewal, or cancellation of homeowners insurance
Section 4D Coverage to be made available to residential owners for release of heating oil
Section 5 Foreign companies; revocation of authority; petition for review
Section 6 Domestic companies; impaired capital; receivership and injunction proceedings
Section 7 Repealed, 1925, 154, Sec. 6
Section 8 Repealed, 1924, 406, Sec. 17
Section 8A Summoning of witnesses
Section 9 Computation of reserves; life companies
Section 9A Claim fluctuation reserves; life companies
Section 9B Annual actuary opinion
Section 10 Liability of companies upon their contracts of insurance; other than life companies and health maintenance organizations
Section 11 Assets and liabilities; computation
Section 11A Valuation of investments
Section 12 Computation of reserves; liability companies
Section 12A Repealed, 2004, 123, Sec. 11
Section 13 Repealed, 1923, 39, Sec. 3
Section 14 Charges and fees
Section 14A Committee on Valuation of Securities of National Association of Insurance Commissioners; assessment of expenses
Section 15 Repealed, 1993, 226, Sec. 14
Section 16 Record of proceedings; certified copies
Section 17 Annual report
Section 18 Conduct of business in corporate name; publication of assets and liabilities
Section 19 Repealed, 1931, 426, Sec. 273
Section 19A Merger or consolidation; domestic corporations
Section 19B Merger or consolidation; formation of foreign corporation
Section 19C Merger or consolidation; rights of minority stockholders
Section 19D Conversion from stock to mutual company
Section 19E Conversion from mutual to stock company
Section 19F Reorganization as domestic stock insurer owned by mutual holding company
Section 19G Definitions
Section 19H Plan of reorganization; public hearing; approval of plan; meeting
Section 19I Salaries, fees and compensation
Section 19J Withdrawal or amendment of plan of reorganization
Section 19K Certificate of authority; approval of articles of organization; status upon effective date of plan; rights of members
Section 19L Commencement of actions; security for damages and expenses
Section 19M Amendment of amended articles of organization or plan of reorganization upon effective date; vote
Section 19N Continued use of word mutual in name
Section 19O Transfer of assets or liabilities
Section 19P First offer of voting stock after effective date of plan of reorganization; application
Section 19Q Mutual life insurer as reorganizing insurer; establishment of closed block or alternate method for protection of existing policyholders’ contractual rights
Section 19R Additional requirements applicable to reorganizing insurers, intermediate stock holding companies and mutual holding companies
Section 19S Merger or consolidation of two or more mutual holding companies; written agreement of terms and conditions; pending actions, obligations and liabilities
Section 19T Domestic mutual insurance company reorganizing with existing domestic or foreign mutual holding company; terms and conditions
Section 19U Conversion of domestic mutual holding company into domestic stock corporation
Section 19V Transactions entered into by mutual insurers for purpose of avoiding total gross investment income earned excise
Section 19W Promulgation of regulations
Section 20 Reinsurance
Section 20A Credit for reinsurance; requirements
Section 21 Single risk; limitation; penalty
Section 22 Unauthorized policy provisions; effect
Section 22A Combination of hazards; approval
Section 22B Waivers of provisions of this chapter; prohibition; penalty
Section 22C Cancellation of motor vehicle policies
Section 22D Statement of reasons for cancellation; liability
Section 22E Refusal to issue, renew or execute motor vehicle liability policy or bond
Section 22F, 22G Repealed, 1973, 551, Sec. 3
Section 22H Refusal to issue or renew motor vehicle liability policies or bonds; suspension of license; public hearings; definitions
Section 22I Amounts received in settlement of claims retained for unpaid premiums
Section 23 Life company; impairment of funds; issuance of policies; penalty
Section 23A Certain occurrences affecting insurance companies; notice to commissioner
Section 24 Life insurance policies; accidental death, disability benefits; approval
Section 24A Refusal to issue policy or limits on coverages based on sex of insured; prohibition
Section 24B Modification in covered services or payments; prior notice of modification; contents of notices
Section 24C Repealed, 1996, 376, Sec. 1
Section 24D Lump sum insurance payments; exchange of claimant information between IV-D agency and insurance companies; withholding of past-due child support subject to lien
Section 24E Duty to assist recovery of public benefits; denial of claims; penalties; electronic access; wrongful use; emergencies
Section 24F Duty to exchange information with department of revenue; definitions; penalties for failure to exchange information; exceptions
Section 25 Annual statements; form; contents
Section 25A Workers’ compensation providers; annual reports; contents
Section 26 Failure to make and file annual statements; penalty
Section 27 Annual statements; inclusion of suits on claims
Section 28 Undue delay or litigation of claims; commissioner’s report to general court
Section 29 Companies subject to this chapter
Section 30 Laws applicable; stockholder defined
Section 31 Continuation of certain companies
Section 31A Domestic companies formed by special acts; extension of territorial limits
Section 32 Commencement of business; conditions precedent
Section 33 Policies and endorsements; signatures; facsimile
Section 34 Home office; change of address; perjury
Section 35 Salaries; authorization; limitations
Section 36 Pensions
Section 36A Agents and agency employees; retirement or insurance benefits
Section 36B Health and accident insurance companies; employees insurance benefits
Section 37 Vouchers for disbursements
Section 37A Relief fund contributions; charitable, scientific or educational contributions
Section 38 to 43 Repealed, 1923, 120
Section 44 Failure to commence business; organization under special act; withdrawal from insurance business and continuance as business corporation
Section 45 Unauthorized agencies; penalty
Section 46 Insolvent domestic companies; preference of certain claims
Section 46A Insolvent domestic liability companies; preference of certain claims
Section 46B By-laws of domestic insurance companies; filings
Section 47 Purposes; nature of business
Section 47A Businesses in which companies may engage
Section 47B Mental health benefits; biologically-based mental disorders; mental disorders of rape victims; non-biologically-based mental disorders of children and adolescents under age 19
Section 47C Dependent coverage for newborn infants or adoptive children; inclusion in policies of accident and sickness insurance
Section 47D Cardiac rehabilitation expense benefits
Section 47E Certified nurse midwife services benefits
Section 47F Prenatal, childbirth and postpartum care benefits; minimum coverage for in-patient care
Section 47G Cytologic screening and mammographic examination expense benefits
Section 47H Infertility, pregnancy-related benefits
Section 47I Nonprescription enteral formulas for home use
Section 47J Standardized claim form
Section 47K Off-label drug use; cancer treatment
Section 47L Off-label drug use; cancer; review panel
Section 47M Repealed, 1996, 450, Sec. 208
Section 47N Items medically necessary for diagnosis and treatment of diabetes
Section 47O HIV/AIDS treatment; insurance coverage for certain off-label use of prescription drugs
Section 47P Off-label use of prescription drugs for HIV/AIDS treatment; advisory panel
Section 47Q Insurance benefits for services rendered by nurse anesthetists and nurse practitioners
Section 47R Accident and sickness insurance benefits for bone marrow transplants
Section 47S Accident and sickness insurance benefits for licensed hospice services
Section 47T Scalp hair prostheses necessary due to cancer or leukemia treatment
Section 47U Emergency services provided to insureds for emergency medical conditions
Section 47V Coverage for human leukocyte or histocompatibility locus antigen testing
Section 47W Outpatient services; hormone replacement therapy for peri and post menopausal women; contraceptive services; approved prescription contraceptive drugs or devises; exception
Section 47X Diagnosis and treatment of speech, hearing and language disorders
Section 47Y Coverage for medically necessary hypodermic syringes or needles
Section 47Z Prosthetic devices and repairs; insurance coverage
Section 48 Stock companies; formation; capital; stock; options; promoter defined
Section 48A Mutual companies
Section 48B, 48C Repealed, 1968, 391, Sec. 7
Section 49 Formation of corporation
Section 49A Domestic insurers; requirements; transfer of domicile
Section 50 Stock companies; amendment of articles of organization
Section 50A Mutual companies; amendment of articles of organization
Section 50B Amendment of articles of organization; submission; approval; filing; effective date
Section 51 Stock companies; kinds of business; power to combine
Section 52 Repealed, 1928, 106, Sec. 5
Section 53 Repealed, 1922, 76
Section 54 Mutual companies; kinds of business; power to combine
Section 54A Domestic companies; risks and hazards in other states
Section 54B Reinsurance of risks; exceptions
Section 54C Motor vehicle insurance
Section 54D Personal property floater
Section 54E Dwelling houses; comprehensive and medical coverages
Section 54F Commercial property, goods in storage or transit, and other merchandise or equipment; coverage by certain companies in fire insurance policies
Section 54G Reinsurance or pooling of risks by life insurance companies; regulations; approval and certificate; restrictions
Section 55 Powers of certain mutual companies
Section 56 Fraternal societies; reincorporation
Section 57 Stock companies; directors; quorum
Section 58 Directors; duties
Section 59 President and secretary; duties; records; inspection
Section 60 Officers; bonds; penalty
Section 61 Repealed, 1970, 876, Sec. 19
Section 62 Liability of officers
Section 63 Capital and reserve; payment; investment
Section 63A Definitions; obligations and assets of domestic insurers
Section 64 Investments
Section 65 Mortgage loans
Section 66 Life companies; investments
Section 66A Life companies; acquisition of housing projects; limitations
Section 66B Life companies; acquisition of realty; limitations
Section 66C Life companies; investment in stock of insurance companies
Section 66D Life companies; investment in and acquisition of stock of subsidiary corporations
Section 66E Life companies; investment in limited partnership interests
Section 66F Acquisition of interest in limited liability company by domestic life company
Section 67 Life companies; charter limitations on investments; exception
Section 68 Unauthorized investments; disposition
Section 69 Impaired capital; assessment; effect of non-compliance with commissioner; order
Section 70 Increase of stated capital
Section 71 Reduction of stated capital
Section 72 Dividends
Section 73 Fire companies; solicitation of business; issuance of policies; restrictions; penalties
Section 74 Fire companies; further insurance by certain companies; certificate
Section 75 Fire companies; underwriters; compensation
Section 76 Fire companies; members; annual meetings, voting rights
Section 77 Fire companies; directors
Section 78 Fire companies; laws applicable; records; perjury; inspection; jurisdiction
Section 79 Fire companies; guaranty capital; dividends; retirement
Section 80 Fire companies; dividends; accumulated profits
Section 81 Fire companies; premiums; contingent liability
Section 82 Fire companies; power of certain companies to take deposit notes
Section 83 Fire companies; assessments
Section 84 Fire companies; review or order of assessment by supreme judicial court