Use of language other than English permitted, when,disclosures--misrepresentation, penalty.
375.919. 1. An insurer, as defined in section 375.001, may providean insurance policy, endorsement, rider and any explanatory material in alanguage other than English. In the event of a dispute regarding theinsurance or advertising material, the English language version shalldictate the resolution. If a policy, endorsement or rider is provided in alanguage other than English, the insurer shall also, at the same time,provide to the policyholder a copy of such policy, endorsement or rider inEnglish, and shall disclose on such document, in both English and the otherlanguage, the following:
(1) The translation is for informational purposes only; and
(2) The English language version of the policy will be controllingunless the language in the other language version is shown to be afraudulent misrepresentation*.
2. Any knowing misrepresentation in providing a policy, endorsement,rider or explanatory materials in a language otherthan English is a violation of sections 375.930 to 375.948.
(L. 2002 H.B. 1381 merged with S.B. 656 merged with S.B. 895, subsecs. 1 and 3)
*Word "mispresentation" appears in original rolls of H.B. 1381 and S.B. 656.
Use of language other than English permitted, when,disclosures--misrepresentation, penalty.
375.919. 1. An insurer, as defined in section 375.001, may providean insurance policy, endorsement, rider and any explanatory material in alanguage other than English. In the event of a dispute regarding theinsurance or advertising material, the English language version shalldictate the resolution. If a policy, endorsement or rider is provided in alanguage other than English, the insurer shall also, at the same time,provide to the policyholder a copy of such policy, endorsement or rider inEnglish, and shall disclose on such document, in both English and the otherlanguage, the following:
(1) The translation is for informational purposes only; and
(2) The English language version of the policy will be controllingunless the language in the other language version is shown to be afraudulent misrepresentation*.
2. Any knowing misrepresentation in providing a policy, endorsement,rider or explanatory materials in a language otherthan English is a violation of sections 375.930 to 375.948.
(L. 2002 H.B. 1381 merged with S.B. 656 merged with S.B. 895, subsecs. 1 and 3)
*Word "mispresentation" appears in original rolls of H.B. 1381 and S.B. 656.
Use of language other than English permitted, when,disclosures--misrepresentation, penalty.
375.919. 1. An insurer, as defined in section 375.001, may providean insurance policy, endorsement, rider and any explanatory material in alanguage other than English. In the event of a dispute regarding theinsurance or advertising material, the English language version shalldictate the resolution. If a policy, endorsement or rider is provided in alanguage other than English, the insurer shall also, at the same time,provide to the policyholder a copy of such policy, endorsement or rider inEnglish, and shall disclose on such document, in both English and the otherlanguage, the following:
(1) The translation is for informational purposes only; and
(2) The English language version of the policy will be controllingunless the language in the other language version is shown to be afraudulent misrepresentation*.
2. Any knowing misrepresentation in providing a policy, endorsement,rider or explanatory materials in a language otherthan English is a violation of sections 375.930 to 375.948.
(L. 2002 H.B. 1381 merged with S.B. 656 merged with S.B. 895, subsecs. 1 and 3)
*Word "mispresentation" appears in original rolls of H.B. 1381 and S.B. 656.
