§287-25  Owner's policy requirements. An owner's policy of liability insurance:

(1)  Shall designate by explicit description or byappropriate reference all motor vehicles with respect to which coverage isthereby to be granted;

(2)  Shall insure the person named therein and anyother person, as insured, using any such motor vehicle or motor vehicles withthe express or implied permission of the named insured, against loss from theliability imposed by law for damages arising out of the ownership, maintenance,or use of the motor vehicle or motor vehicles within the State and such otherplaces as the policy provides, subject to limits exclusive of interest andcosts, with respect to each such motor vehicle, as follows:  $10,000 because ofbodily injury to or death of one person in any one accident, and subject tosuch limit for one person, $20,000 because of bodily injury to or death of twoor more persons in any one accident, and $5,000 because of injury to ordestruction of property of others in any one accident. [L 1949, c 393, pt of§1; RL 1955, §160-103; am L 1963, c 98, §1; HRS §287-25]

 

Cross References

 

  Policy coverage:  motorcycles and motor scooters, see§431:10G-301; motor vehicles (no-fault law), see §431:10C-301.

 

Case Notes

 

  Initial permission rule, discussed.  901 F.2d 765.

  Insurance omnibus clause protects insured, uninsuredpermittee-driver, and injured.  50 H. 212, 437 P.2d 99.

  Requirement as to coverage of persons using with permission,construed.  50 H. 212, 437 P.2d 99.

  Where terms of insurance policy are in conflict with statute,latter takes precedence.  50 H. 212, 437 P.2d 99.

  Omnibus clause coverage is limited by §287-24 to certifiedpolicies.  52 H. 80, 470 P.2d 521.

  Defendant was not a permissive user of insured vehicle andwas therefore not a "covered person" under insurance contract.  78 H.249, 891 P.2d 1041.